Consumer Credit Counseling Services
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Widow Mom
I had considered a credt counseling service, but I barely make enough money to make ends meet. ... You should try consumer credit counseling. ...
Answers
- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
Credit Card Trouble
There is a service in Indianapolis called Momentive Consumer Credit Counseling Service. It is not-for-profit and they help establish relationships with your ...
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- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...
Debt Help!!
I don't know where you live at but where I am from (oklahoma City) we have a company called Consumer Credit Counseling Service and they will actually help ...
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- It sounds like you are getting a lot of good advice here. One thought that I wanted to add, though, is when it comes to using a credit counselor. It is a great program...
- I suggest the book "Total Money Makeover" by Dave Ramsey. My husband and I are in the same boat as you. We are now about half way through the book and for the first ...
- We are going through an awesome program at our church called Financial Peace University. My parents have already done it and they were able to save $1000 and pay off ...
Tips to Pay of Credit Cards
What is the quickest and easiest way to pay off credit cards. Has anyone used a consumer credt counseling service or debt consolidation? ...
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- I second Total Money Makeover with Dave Ramsey. Get his book and read it cover to cover - you'll be able to read in rather quickly. Also, he's going to be in Dallas ...
- You can use CCS, and they are good. You can negotiate on your own... but beware, this will show up on your credit report!
- Hi B., My husband and I went through Financial Peace University also and it was SO amazing. It actually inspired a passion in my husband to help others. We made som...
Debt Settlement
CCCS Consumer Credit Counseling Service is legit. I worked with them earlier this decade and got my debts payed off. They are a part of a parent company, ...
Answers
- Beware, the ones you see on the internet and hear about on the radio are usually scams. We got taken by one company, and the atty we spoke to told us he knows of no l...
- I'm not sure of a consolidation program at this moment but I recently learned about Primerica, and they are excellent at helping you save money on the expenses that yo...
- M., There are no legit Debt Settlement companies. The only thing I would suggest is to get a loan from your bank or credit union. My back ground is 19 yrs in the...
In over My Head!
I used to work for a NON FOR PROFIT (this is key) that housed a Consumer Credit Counseling Service (CCCS) and they have locations in a number of places (and ...
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- I used to work for a NON FOR PROFIT (this is key) that housed a Consumer Credit Counseling Service (CCCS) and they have locations in a number of places (and the abilit...
- I've worked several commission only jobs. It's a hard way to make a living. You never know how much you're going to be bringing home. I applaud you for even trying wit...
- not sure what to tell you other then good luck but wanted to let you know that I was a telemarketer while pregnant with my daughter so I understand the 'stain' you dea...
CreditSolutions.com
It's Consumer Credit Counseling Services. My sister worked for them years ago when she was in graduate school, and she now has an MBA and a Ph.D. in ...
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- M., Honestly....I would not do it! My husband and I recently do this. We used (I3 Solutions) they are located in McKinney and that is correct you are to stop paying...
- Hi, we looked into this at the beginning of the year and instead went with CAreone to consolidate our debt into one payment. They negotiate with creditors to bring th...
- Don't do it. I just read on cnn or wfaa that the attorney general in KS or MO just filed some criminal inquiry thing against them. The link is http://www.dallasnews....
Credit Cards Debit
Check out www.careonecredit.com They are a Consumer Counseling service certified by the BBB. They advised me against consolidation and contacted my credit ...
Answers
- I know it stinks and times are tough but you have to pay in the order of importance! Rent/morgage and electricity...grocries...etc...then whatever is left over you can...
- S.- I'm sure someone will have some good advice for you, but the first thing I would suggest is for you to call your credit card companies. Many times you can work...
- Im sorry you are going through Credit Card debt. The best advice I can give you is to call the CC companies and let them know about your situation. Be honest and call ...
How to Cut Corners on Monthly Expenses
If you have a lot of cc debt try a counseling service to negotiate a lower ... I got in a great program, Consumer Credit Counseling (CCC of Atlanta). ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Debt Counseling?
It might have been Consumer Credit Counseling but not sure. One thing you might try to do yourself is call the creditors and tell them you would like a ...
Answers
- We used the Dave Ramsey Total Money Makeover book. You can get the workbook for it instead and I think it does about the same thing as far as providing you info. A fri...
- Call your credit card company right away and ask for a supervisor. Tell them your situation and see if they will lower your interest rate and give you a set amount to ...
- Do not use a credit counselor. I tried it a few years back and it was a total rip. They didn't start paying on anything until they got (I figured over 11,0000) and I...
