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No Fee Bank with Decent Service
Does anyone know of a bank that has no fees for a checking account with no minimum balance requirements and overdraft protection and decent customer service ...
Answers
- Bank Midwest. They're local and family owned by Dickinson Financial who is based here in KC so there's a lot of incentive for the employees to give good performance s...
- I have been really happy with the Credit Union of JoCo. Not sure about their overdraft protection- I think it may be based on credit history or history with the bank. ...
- I second first national bank. My husband loves them and has been using them for years! I would stay away from bank of america. We had a bunch of fees from them because...
Bank Account for 6 Year Old?
low minumum balance no fees. It would great if there were physical branches .... bank so i can transfer money, and also go to the branch and withdrawl it. ...
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- A., that is a wonderful idea, I have a saving account for my son's at Vectra Bank. It cost $5 to open them each. My 8 year old likes it but my 4 year old really doesn...
- sorry, a little late for this but I would recommend KeyBank. They have a DinoSaver account (the kids get a dinosaur when they sign up) call my friend anne Hammond and ...
- I would try a credit union. My credit union, Elevations, has a special savings program for kids, where they get little zipper bags to keep their money in, and incenti...
Getting Rid of Credit Cards
Another thing we did with our larger one was to find a no interest card and transfer the balance. If you do that, be sure it is one with no transfer fee or ...
Answers
- My husband and I were in the same predicament as you were. Had a bunch of little credit cards and then a big credit card with a high interest rate. What we ended up do...
- Pay off the lowest balance first. Every spare dollar goes to pay off that one card. When it is paid in full, take all the money you were sending in on that one and p...
- J.~ I second what Cindy said. We are actually in the process of paying off credit card debt. We have paid off 3 so far by starting with the lowest balance. We actually...
Changing Credit Cards....
Make sure you call and ask if they have a transfer fee. A. Helpful? .... no annual fee credit cards · transfer credit cards · 0 balance transfer cards ...
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- Hello J., I used to have an AA miles credit card as well. Once I finally got my flight out of it, I was looking for a new one as well. Citicards has lots of differen...
- I highly suggest getting a UPromise Citi Mastercard (www.upromise.com). If you haven't already set up a UPromise college savings account (for free) for your little on...
- Hey J., I have had a number of different 'awards' gathering credit cards. I have to say the BP visa seems to be the most lucrative (sp?). We have had TONS of free...
Online Payment Mistake
Some companies will waive a late fee once for "online payment error" (don't expect them to .... read online · balance transfer no fee · online bill payment ...
Answers
- I would first of all contact Verizon by phone and confirm that they did not receive the payment (payments and letters can pass each other) so I would do this before I ...
- try checking your online history for proof and did you record your confirmation number,without that you are pretty much SOL. I pay everything online and never have iss...
- I always pay my verizon cell bill on line but that has happened to me once or twice. There is a screen that comes up after you enter your payment information. It loo...
Should We Pay off a Card or Our Truck
And I will have to transfer the other balance to another 0%apr card come July. ..... 4) If there are no other fees, and all else is all equal, then pay off ...
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- Credit card first! There is no benefit to paying off the truck early. The interest rates for the car and the card are not the same thing. For the truck, it's fixed, it...
- Money is money. Stick with paying off the highest interest item. If it is a credit card, don't run the amount so high again that you can't pay it off every month. T...
- common logic is to pay off the card first, but I would suggest the truck. Once it's paid off, you can change your insurance from full coverage to liability (if you wa...
Wonder What to Do
We have no debt and our home is paid and we live on a budget that we do at the .... 0 balance transfer credit card · bill payment · no annual fee credit ...
Answers
- N. ~ First off, debt consolidation is a form of bankruptcy and will show negative on your credit report. Store credit cards usually have a really high interest rat...
- I'm no expert but we have watched the balances rise and find ourselves owing after years of 0 balances. We simply have had to stop using them, and use cash only. In sh...
- Try watching CNBC. There is a great advice show at 8 pm. On The Money, I think. She answers people's questions if you call, email or text.
Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt
Shop around for better rates and 0% balance transfers. Credit unions often have great rates so look into that. Good luck! -C. Helpful? Yes | No Save This ...
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- K., many people have gone through this situation, our household has been affected as well. I have read somewhere that new laws were passed that banks are not allowed t...
- Join the rest of us. The United States is a mess and no relief is in sight. What you can do is call the companies, ask for the supervisor and try to get the interest r...
- Well, if you don't need to buy a car or a house in the next 7 years, (probably more like 9) you can completely ignore them and never ever pay them. They will hassle yo...
In Debt up to My Ears
Apr 21, 2009 ... There is no fee to sign up and the staff that I worked with was .... Then I don' t know about you but I am always getting balance transfer ...
Answers
- Hello C., My name is B. and I live in Colorado. I also am still paying off some old debt, but I am able to do so with my home business with Arbonne. Are you inter...
- Hi C. -- don't do the loan consolidation thing. I recommend you get books by Dave Ramsey and/or Mary Hunt. Your local library should have them. Read those first -- ...
- Check out Dave Ramsey before you try one of those places. We went to Consumer Credit Counseling at one time, but their fees are high for what they do. Dave Ramsey has ...
Tips to Pay of Credit Cards
Helpful? Yes | No Save This Remove This Report This Share .... Note that you pay at least $45 for a balance transfer fee for each balance. ...
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- I second Total Money Makeover with Dave Ramsey. Get his book and read it cover to cover - you'll be able to read in rather quickly. Also, he's going to be in Dallas ...
- You can use CCS, and they are good. You can negotiate on your own... but beware, this will show up on your credit report!
- Hi B., My husband and I went through Financial Peace University also and it was SO amazing. It actually inspired a passion in my husband to help others. We made som...
