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Needing Advice on Credit Repair
I want to correct some bad credit. I've been wanting to refinance my current mortgage,..and. ... Also do not go out and apply for a lot of loans (trying to get preapproved) they ... If you are too far in debt, look at all your options. ...
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- Hi, T.: Check out my website at www.safeharborcreditrepair.org I've been through it and that's how I ended up in the business. I've been in mortgage lending for...
- Go to www.annualcreditreport.com to get a FREE copy of your credit report from all three credit reporting agencies. Reports are free once a year. This is the only one ...
- There is not an easy way to repair credit. It takes a couple years to repair damage that you have done over the years. If you are too far in debt, look at all your o...
He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
Do your research on home loans, the internet is a great source of instant information. Good luck! ... I got hit with her bad debt from years before we met ! ...
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- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
Has Anyone Used FreedomDebt.com?
Read all 8 responses: "Have you used or heard anything good or bad about ... Hospitals, personal loans, things like that are more likely to actually lower the ... My husband and I are in debt becasue I was unable to work when I was ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Trying to Clean up My Credit
We pay off our debt in full and our credit score lowers but usually a month or two later (if you don't ..... online credit report · auto loans bad credit ...
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- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
How to Cut Corners on Monthly Expenses
It tastes the same and won't go bad. I cut all the fats off chicken and any ... First, if you have ANY credit card debt at all, get rid of it as quickly as ..... you have or take out a loan interest personal loan to pay the cards off. ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Paying off Old Debt
I don't like the idea of people not paying their bills but sometimes companies that buy bad debt will add their own charges and a small debt can turn into a ...
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- Hello, my name is R. I amja Certified Credit Counselor and worked as one for 2 years. THose Utilities from 2001, leave them where they are, they are getting ready to f...
- L., my husband and I work for Freedom Debt - a debt settlement company...yours is past the statute of limitations in Texas so I can't really help you but would advise ...
- My mother-in-law had an issue with a catalog company on a bill that she paid back in 2000. They said she didn't, she said she did. She had ripped up her receipt year...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... But if any debt was inquire while married she will have to pay for it. If it can be prove that the debt was .... bad credit loan · tax form ...
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- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
Major Debt Considering Bankruptcy or Foreclosure
Read all 7 responses: "When I married my husband he had a TON of debt. ... Don't feel bad. My husband and I are survivors of bankruptcy. ... We got a loan for a car in February 2006. Things have been looking up for us ever since that ...
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- Hi. I am an attorney and let me start offf by saying that what I am about to say does not mean that I am your attorney. Sorry, but had a "friend" burn me when I didn...
- Please let me know what you find out. I have been considering bankruptcy for a number of years. Although, I don’t have credit card debt, I have many other negative m...
- My aunt and uncle just went thru bankrupcy, As far as I know it was not too hard. It does cost like 800-900 to get the ball rolling. They were able to keep their hou...
Striking a Balance Between Saving and Spending
Oct 21, 2009 ... We have no credit card car or student loan debt and have 12+ months .... education is adequate then dont feel so bad about your spending ...
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- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
Life After Filing for Bankruptcy.
My family is in a bad financial position right now, teetering on the edge of forclosure due to .... Same thing with car loan places. Just don't apply or accept for any credit cards. ... Need Some Advice About Bankrupcy/debt Elimination. ...
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- My husband and I filed bankruptcy 6 yrs ago. Since then we have rebuilt our credit. We have purchased a house, automobiles and we have a credit card. It does take time.
- Don't get any more credit cards. A lot of companies will want to give them to you and really high rates. They know you will be liable for them because you already di...
- I had to do the same thing after 9/11. It's a hard time, but you will get through it. All I can recommend is that you make sure that you pay your bills on time and s...
