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Seeking a Safe Auto for My Family
Asked by T.B. from Memphis
on January 24, 2009
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I am looking at soon purchasing a new vehicle. I now have a Buick Rendevous and LOVE IT!! They no longer make this and I would love the new Buick Enclave but they tend...
Answers
- Hi T., We bought a Saturn Relay last year (and of course they don't make them anymore) and I love it. It's got all the bells and whistles and it was reasonably pric...
- i have to say personally American cars really suck unless you are buying a ford truck. there is no well made American car anymore which is sad. if you want a good car ...
- T., congrats on the little one! I have to tell you, I have always driven a truck...you know the big, loud, obnoxious kind! Really have been wanting the Ford Expedition...
Automatic Withdrawls
Asked by J.E. from Boise
on May 1, 2009
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I pay most of my bills using the automatic withdrawl system. My sister-in-law told me she saw on one of Dave Ramsey's shows that he very strongly does not like and wo...
Answers
- I am a huge Dave Ramsey fan and listen to his show almost every day. I think what he is saying is do not give creditors electronic access to your account. The only aut...
- I've been doing Auto pmts for years on as much as I can, which now is pretty much everything. I even set up my monthly childcare payment using my bank's bill pay syst...
- Dave recommends never letting creditors or collection agencies have direct access to your savings or checking accounts as many times they will tell you they are taking...
Advice on Getting Bills Current
Asked by S.S. from Dallas
on May 1, 2009
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*I APPRICIATE ALL THE FEEDBACK, BUT GOT LAID OFF THE VERY DAY OF THE REQUEST. PLEASE KEEP MYSELF AND MY FAMILY IN YOUR PRAYERS THAT GOD WILL GUIDE ME IN THE RIGHT DIRE...
Answers
- do NOT go to CCCS!! You can negotiate settlements on all of the cards for less than you owe (some as little as 15% of the balance). Once it goes to collection, the b...
- Hi! You could possibly get in touch with your credit card companies and see what they will accept.
- I second the suggestion on Dave Ramsey. We're in the middle of doing his Financial Peace University, and his lesson on dealing with credit card companies would really ...
Life Insurance Reccomendations
Asked by C.H. from Denver
on January 28, 2011
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My husband & I are looking to get Term Life Insurance and I was wondering if anyone has a recommendation for a company to look into. Thanks in advance!
Answers
- Find a good insurance broker in your area. There is no charge for getting you quotes. A reputable person will give you quotes for all companies they are allowed to...
- I actually just applied for a policy yesterday through New York Life, recommended by other moms on this site through another posting.
- I feel I have to recommend State Farm since my husband works there. Seriously, though, it is worth looking into your auto or home insurance carrier if they offer life...
Homeowner's Insurance
Asked by S.G. from Dallas
on November 6, 2006
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We are buying a new construction home and are looking for an insurance company for our homeowner's insurance. We moved here from Michigan, so we don't know who to go ...
Answers
- I was using an Insurance company my mortgage company had suggested. I had been using Farmers for my two vehicles and when I started using them for my home also I saved...
- We shopped rates online at www.intelliquote.com and www.esurance.com to find the best rate. We have Lloyd's. I think you can sign up for a policy online when your sea...
- If you are a member of either Sam's Club or Costco they have insurance coverage for their members. You call an 800 number and they will connect you with coverage for ...
Family Car...Minivan or SUV?
Asked by B.Z. from Philadelphia
on April 23, 2007
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What do you like about your SUV or Minivan that you would not want to be without/ Our family is soon to buy a used vehichle & we aren't sure which one we want.I really...
Answers
- Like others said, I love the sliding doors on my van. Our garage does not have a lot of extra width and there just is not enough room to open regular doors on a large...
- I'm such a fan of minivans. We bought our first in 1986, a Ford Aerostar (since discontinued), before we even had children! We were remodeling a house then, and want...
- We have Buick Rendezvous(2002) its spacious but if u talk about performance ..it sucks. So pls buy anything u like ,minivan or SUV but don't get Buick Rendezvous. Go...
Best Ford Dealer in Farmington Hills
Asked by R.C. from Detroit
on March 8, 2008
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We are looking to replace our Focus (due in Aug) and Explorer (ditto) with A plan leases.
We went to Tom Holzer's and the young woman who helped us was very good. ...
Answers
- I have had Explorers, a Zephyr (old version of the MKZ), and a Focus. I loved all of them and most of all, my new Edge. If your husband is hauling tools, the new lif...
- I would suggest the Taurus for you because the seat height for your 84 year old mother to get in and out of. The Taurus is built on a volvo frame so it has a high safe...
- I've had a Fusion for one month now (lease) and I love it -- my husband has the 500 (now Taurus) and we both love his car also. The only difference is that his car si...
Financial Advice
Asked by L.W. from Chicago
on January 29, 2009
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Hello Moms,
This year has been extremely tough with the economy. My husband was laid off and is now back in school Full-Time. He was a union carpenter and with the ...
Answers
- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
What Is Life like After Bankruptcy?
Asked by J.N. from Minneapolis
on April 22, 2008
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I am currently in the process of filing bankruptcy. I am wondering how it will affect my life in the future. Due to illnesses, I found myself in extreme debt and could...
Answers
- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
Life Insurance
Asked by K.L. from Seattle
on March 6, 2009
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Hello Mommys!
I need some advice on getting life insurance. I have life insurance through work, but its not very much. I am 30 years old and I'm wondering if its i...
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
