House
Results 1-10 from 10,711 articles
Buying a House!
Asked by A.A. from Lubbock
on November 29, 2010
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My fiance and I really want to get our own house. I applied for a loan a few months ago, and we were denied because neither of us have established credit. Since then, ...
Answers
- Hi Alyssa! Congratulations on living without credit! It may not seem like it right now, but what you are doing is excellent and best for you and your financial health...
- ck into the USDA direct loan. Their website is USDA.gov
- Because I have attempted to be a first time home buyer more than once (maybe one day), I recommend, having about 3 months of mortgage pmts sitting in the bank, a low ...
Buying a House
Asked by H.V. from Cleveland
on February 15, 2011
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I just entered into the "wonderful" experience of buying our first house. I'm still kinda new at it, I know some things but am confused on others.
I called a lender t...
Answers
- I agree with the inspections. Also. Split up from your spouse when you walk through the first time and if you can manage it from your realator. Get a first imp...
- They really should give you a call back. However, I would expect to hear back within 48 hours, so give them a call. Remember there are lots of lenders out there in...
- Home inspection, home inspection, home inspection! Our home qualified for FHA loan and was FHA inspected and we thought that was good enough. Fast forward 10 yrs and...
Buying a House
Asked by A.M. from Sacramento
on February 15, 2011
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Hi, mamas! This is the first time I've asked a question, so here it is - I would like to buy a house someday, but I don't know where to start! I am paying a lot for ...
Answers
- I think you and hubbie need to sit down and do a detailed budget first. See what you bring home every month and what you can really afford in a house payment- not wha...
- One of the biggest factors in deciding to whether to buy a house or not is can you afford it? Since you don't know about your credit, start by getting your free a...
- The best thing to start is to request copies of your credit reports. Get your financial ducks in a row and pay off any & all debt so you know what you've got to wor...
House Buying Question
Asked by A.S. from Los Angeles
on February 28, 2012
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If you are not a first-time home buyer, how much do you have to put down on a house? Is there any way around putting down a huge down payment? We own this home (whic...
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- My first home is in my name only and is worth 30 thousand less then what we owe. We bought our 2nd house 2 years ago and it was relayed to us by our bank that the “i...
- 20% or more to avoid mortgage insurance costs.
- I don't think you will find a bank that will give you a second mortgage, even with a good down payment. You could walk away from the first after purchasing the second,...
Thing to Know Before Buying a House
Asked by K.P. from Seattle
on April 23, 2011
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It's still early and not for sure yet, but my husband and I are finally talking about buying a house. I have been looking a little and found some places that would be ...
Answers
- The house and location have to support your lifestyle or you will want to sell sooner than later. I love to be able to walk /bike everywhere, so had to pay extra and g...
- Like someone else said - try to determine what your actual monthly payment will be after you add taxes, insurance, etc. You might need PMI (private mortgage insurance...
- If it's in a planned community. Many new sub-divisions are a planned community and the rules are just plain stupid. You can't leave your car out at night, bikes must...
House buying...missing Anything
Asked by M.C. from Minneapolis
on December 13, 2010
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When you bought your house what do you wish you would have known before accepting offer? We are in the process of buying a home, we have not had an inspection yet it i...
Answers
- I wish I had known that the neighbors (and each neighbor since) seems required to have a trampoline, and a dog that is a barker, and that they leave outside for days a...
- M.: The paint is the least of your worries. Electrical - Ensure the electrical panel is updated - our home was built in the 1970s as well and the wiring was gett...
- I would be concerned about the lead paint, I didn't hardly think of it when we bought our house but when we began to do renovations (new windows) I became more concern...
Home Buying
Asked by A.W. from Chicago
on January 26, 2012
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I need to learn everything I can about buying a home. I know absolutely nothing about buying property. Anyone know where I can learn the ins and outs of buying a home?...
Answers
- Write down what you want-don’t settle, enlist your own inspector, make sure there is cable/phone lines run and if you wanna get a good price be willing to look past...
- We've bought 1 and built 2. Make sure you do a lot of research. Remember, it takes money to run a home... upkeep, sudden repairs, utilities, etc. Don't bi...
- Look up Dave Ramsey's home buying tips. He will explain to you everything about saving for it, and all your homework before you start the process. You need to lear...
Home Buying
Asked by A.F. from New York
on July 15, 2010
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My husband and I are in the process of buying a house in NY. I always knew we would buy a house that needed work due to our price range. I really like many aspects of ...
Answers
- Just tell the people that it's in a good location, big yard, needs some work. I know how you feel. We moved from rural Indiana to the Chicago area recently and it was ...
- We're in the same situation only we're in Wisconsin. We chose a house to rent because we didn't want the neighbors and the house we'll move to after this (will be inhe...
- My daughter and son in law have a house that's in need of a lot of work. They are chipping away at it and it'll take a couple more years to get it done. When people as...
Buying New house...How to Get Out Smoke Smell?
Asked by J.S. from Phoenix
on June 13, 2012
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We are in the process of buying a new house. The house is great except the previous owners were smokers. I believe they smoked out on their front porch because you c...
Answers
- to all those who said paint, you'll have to prime first with a primer designed for fire restoration - the smoke smell will seep through any other paint. and I would g...
- About the only way is replacing the drywall, wood trim, pretty much everything that is exposed to the smoke. If you want to make it easy on yourself and you are pre...
- you need to wash ALL the walls, then prime and repaint(including ceilings). have ALL the air ducts professionally cleaned, change the air filters in the a/c, have an ...
Need Advice! - Buying a House That's Already Paid
Asked by P.D. from Los Angeles
on August 21, 2009
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Hello Mommies! I need your advice. Here's the situation... My in-laws are experiencing financial hardship and were about to lose their house. A very good friend of the...
Answers
- A good deal is buying a house below market value. Do the math, find out comparable values in the neighborhood. Talk to real estate brokers, they will give you all the...
- Hi, everything will depend in how the lease agreement is write, read everything before signing in. I don't know if is a good deal because I don't know the price but no...
- Just to clarify....your parents' friend bought the house FROM them...or paid off their mortgage? And if they paid off the mortgage...are your parents partial owners, o...
