Repairing Credit
Results 1-10 from 633 articles
Credit Repair
Asked by J.R. from Los Angeles
on January 15, 2007
-
I am looking for any information regarding credit repair, I was told that here where I live in CA. there are many companies that can remove deragatory items from your ...
Answers
- Hi J., I am a loan officer in WA state. I help people with challenged credit. Our license does not extend to CA, however I have some experience with this. First t...
- I wouldn't use consumer credit counseling if you can avoid it all. My husband and I used it 4 or 5 years ago because we got a little behind and now that we make doubl...
- I've processed mortgage loans for a few years now so I know a little about fixing credit reports. You don't need a company to help you fix your credit report. You can ...
Credit Repair
Asked by J.S. from Atlanta
on August 28, 2009
-
Is anyone fimilar with ways to repair credit scores? I made alot of bad decisions as a teen, and now I am paying for it. I have some outstanding celluar debts, and med...
Answers
- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...
How Do I Fix My Bad Credit?
Asked by A.W. from Dallas
on April 20, 2008
-
I am a single mother of 3 kids and I want to buy a house for us. But I have bad credit. Iv never bought a house before so things like that are not on my credit. My ki...
Answers
- Without knowing the particulars of your credit, whats on it and how long it's been there that is a hard question to answer. I would reccommend contacting consumer c...
- Hello, A., I am a Realtor and I do not recommend that you call consumer credit counseling. That will show up on your credit as a red flag to mortgage lenders. I have ...
- Sounds like you need advice from Dave Ramsey! Try www.daveramsey.com. You can listen to his radio show weekdays from 1-4pm on 570am KLIF.
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
-
I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
Answers
- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Needing Advice on Credit Repair
Asked by T.C. from Oklahoma City
on April 20, 2008
-
well I'm experiencing some bad decisions I've made in the past,...I want to correct some bad credit. I've been wanting to refinance my current mortgage,..and well my c...
Answers
- Hi, T.: Check out my website at www.safeharborcreditrepair.org I've been through it and that's how I ended up in the business. I've been in mortgage lending for...
- Go to www.annualcreditreport.com to get a FREE copy of your credit report from all three credit reporting agencies. Reports are free once a year. This is the only one ...
- There is not an easy way to repair credit. It takes a couple years to repair damage that you have done over the years. If you are too far in debt, look at all your o...
Bad Credit Help!
Asked by L.S. from Jackson
on February 28, 2008
-
My husband left me with a horrible credit score. and debts unpaid sitting on my report. how as a low income single mother do i fix this? help!
Answers
- Take care of your daily needs, but if it's something the you need and your credit history won't let you then I would call a local credit consulting agency to her you g...
- I would recommend reading books by Dave Ramsey and Todd Coontz. They have good advice that's helping me to get control of my debt too. Good luck.
- I'm no expert but I would suggest making regular payments on all debts. No matter how small the payments, as long they are regular it will show good faith effort. It...
Bad Credit No Credit Who Can Really HELP???
Asked by A.G. from Sarasota
on December 21, 2009
-
Does anyone know what company is good at fixing your credit? I know that most of the signs on the side of the road are a scam and I know that most that are online and ...
Answers
- I am an expert in Credit Restoration and Education. I have 20 yrs in Finance and Mortgages and have the 1st of 4 books coming out about Credit and Debt issues. ...
- I don't know what all needs to be fixed with your credit. If you just don't have credit (my problem haha) then you can look into getting a secured credit card, which ...
- Hi A., I was a credit manager for many years and there is no way to fix credit except good payments and time. Being in the credit industry so long, I know how greed...
Credit Card Debt Help/advice
Asked by L.P. from Chicago
on August 20, 2009
-
Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make min...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Credit Counseling Service Recommendation
Asked by T.C. from Dallas
on May 8, 2006
-
Hi Moms,
I was wondering if anyone had a recommendation for a REPUTABLE credit counseling agency. When I was pregnant with my son I was very sick and I had to quit...
Answers
- I have been with Care One Credit for over 1.5 years now...They are great. I have paid off several bills and am on the downslide now. Go to www.careonecredit.com for ...
- Hi T., Back in the early 90's, I got into a lot of debt while I was in college. They gave me credit cards left and right and I maxed them all. I went to M. David Cole...
- T., I wanted to take a second to respond to your inquiry as I am in the mortgage business. I can tell you from a mortgage lending perspective, your best bet is to NOT...
Fraudulent Credit Claims
Asked by A.B. from Memphis
on February 19, 2007
-
I have read all the requests in the legal and financial, and have not found an answer for my problem. Just a few weeks ago my husband and I turned in an application f...
Answers
- A. B. maybe I can help. Email me ____@____.com. I can give you some pointers - or you can visit creditboards.com for assistance
- A., I worked as a mortgage processor for 10+ years and we saw things like this all the time. If you have already callled and faxed contracts and such with not resu...
- Hi...I would recommend sending this email on to Suze Orman, I guess her website would be suzeorman.com. She always has fantastic financial advice; I'm not a person wh...
