Unexpected Bills
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Collection and Medical bills................HELP!!!!
Asked by A.H. from Dallas
on October 1, 2008
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3 weeks before giving birth to my son my insurance changed(by my employers, had no say since it's fully covered by them) and I ended up with lots of medicalls bills(un...
Answers
- If you constantly had some insurance, even if the company changed, your new insurance is required to cover the expenses from your birth. They'll say that they don't h...
- Sorry to hear about the medical insurance change over and the impact it has had on your life. I know of people with similiar situations that were allowed to be carried...
- My mom worked in medical billing and she always told me to ask for a Hardship from the hospital. Most major hospitals have this but you only get it when you ask for it...
Medical Bills and Collection
Asked by A.H. from Dallas
on October 2, 2008
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3 weeks before giving birth to my son my insurance changed(by my employers, had no say since it's fully covered by them) and I ended up with lots of medicalls bills(un...
Answers
- As long as you send them something, they cannot send you to collections. They will try to scare you and intimidate you-DONT let them! Also, tell them that you have se...
- Hello A., are there any credit management agencies (like a christian organization) I googled "christian financial advice" here are a couple of the links. before...
- besides the cirro bill, as long as you send the medical bill company something (anything)regularly they cannot send you to collections as you are showing you are makin...
Need Insight Regarding Medical Bill...
Asked by L.T. from Portland
on April 5, 2009
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I am asking for some advice regarding a medical bill that has been looming over our heads for a while. It isn't HUGE in comparison to some we have dealt with in the pa...
Answers
- L.-I suggest contacting the finance dept.,tell them like it is and ask if it can be written off as a charity case. Also have you checked to see if you can qualify for ...
- L., I don't know where your bill is from, but consider seeing if the hospital, or wherever the bill is, has a financial assistance department. I know Stevens Hospi...
- Figure out how much you can pay every month, then call the accounting department (the number should be on the bill), tell them your situation, and work it out with the...
Unexpected Bills from the Hospital After Giving Birth
Asked by M.L. from New York
on July 7, 2009
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Hi, everyone,
I am wondering if anyone has encountered the same situation I had and how you dealt with it. What happened was after 4 months of giving birth to two a...
Answers
- Hi, I had this same problem when I had my daughter who was born 9 weeks early!! She was transferered to a NICU that did not participate with my insurance but was the b...
- M.. a similar thing happened to me after my twins were released from the NICU. i kept getting bills for $17,000! it seems the NICU was covered under my insurance plan,...
- HI That happened to us when I had my son and daughter. Most recently, my son had to go to the ER for something and the hospital is in our plan but the ER Dr.s are...
Need Legal Advice on Hospital Bills
Asked by M.B. from Oklahoma City
on March 3, 2007
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I had a preemie in Oct. who racked up some medical bills, while on his 3 week stay in the hospital. thankfully my insurance will not allow me to spend more than 3000 a...
Answers
- I'm pretty sure as long as your attempting to make some sort of payment they cannot turn you over to collection. I had a similar thing with my credit card company 10 ...
- first off, you say you are sending several people $20.00 a month? have you talked the business office at your hospital to have all off your bills consolidated into on...
- My husband has thousands of dollars in medical bills. We also get hassled for all of it at one time. My uncle is a DA and we asked him what we should do and he said ...
Suggestions Requested for Medical Bills from 2 Years Ago
Asked by K.M. from Phoenix
on January 3, 2009
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I had (successful) fertility treatment beginning in January 2007 through June 2007 - YAY!!! Of course, we couldn't be more thrilled that we were blessed with another a...
Answers
- K., I know that money isn't the easiest these days to come by, but please count your blessings...my husband and I had a son in October of 07 with no assistance other t...
- I don't have advise, but I am in the same situation with a bill from an emrgency room in Show Low. I was disputing it and them all of a sudden they dropped it. Never h...
- The Dr.'s office know that the insurance company have a time limit for billing, and know that they won't get paid if they bill after that time limit. Most offices ea...
I Feel Scammed by Palisades Collection Agency, Pls Help
Asked by D.C. from Los Angeles
on August 7, 2009
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Hi Moms,
I am in the process of repairing my credit and I have a collection agency named Palisades on my report. I vaguely remember having a verizon wireless bill ...
Answers
- Hello D., my name is H. and the story about being affected by this recession sounds so familiar. I am a stay at home mom of a 3 month old girl and a 8 year old girl! N...
- Oh my! I just paid a debt of with this same company about a week ago. lol! I hope all goes well. I asked them to send a letter saying that they would accept the se...
- Hi D.: Unfortunately,when creditors get antsy in waiting for their monies,they will sell your debt,to A collection company for a lesser amount,and give them the HONOR...
Credit Repair
Asked by J.S. from Atlanta
on August 28, 2009
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Is anyone fimilar with ways to repair credit scores? I made alot of bad decisions as a teen, and now I am paying for it. I have some outstanding celluar debts, and med...
Answers
- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...
Debt Collection-am I Being Scammed?
Asked by K.L. from Tulsa
on August 20, 2008
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I will try to make this short. My husband divorced his first wife in 1997. They owned a home together that they purchased in 1995. They were advised by their attorn...
Answers
- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Paying off Old Debt
Asked by L.B. from Dallas
on February 13, 2007
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So I recently pulled a credit bureau on myself and my husband and found multiple utility bills that he never paid before we were married (that was about 6 years ago). ...
Answers
- Hello, my name is R. I amja Certified Credit Counselor and worked as one for 2 years. THose Utilities from 2001, leave them where they are, they are getting ready to f...
- L., my husband and I work for Freedom Debt - a debt settlement company...yours is past the statute of limitations in Texas so I can't really help you but would advise ...
- My mother-in-law had an issue with a catalog company on a bill that she paid back in 2000. They said she didn't, she said she did. She had ripped up her receipt year...
