Credit Cards
Results 81-90 from 3,571 articles
Credit Help!!
Asked by M.P. from Provo
on October 10, 2010
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Ok so ugh my credit. Do to some past unpaid bills, my family making me let my sister use my credit to buy a bed for her son (I was not happy about it AT ALL. I was onl...
Answers
- You have to get a secured credit card. You put your own money into the account and use it asa charge card.... that will rebuild your credit AND you need to pay off t...
- Give it time and stop applying for cards. Each time you apply for something it effects your score negatively. Keep paying the debt you do have on time and be patient...
- Is there anything outstanding on your credit? Doctor bills or an old phone bill? If so, get that paid off. Don't apply for anymore credit cards or loans. Do you ha...
Credit HELP!!!!
Asked by M.H. from Lima
on October 11, 2011
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Hello :) My husband & I have been working VERY hard to get his credit straight to buy a house. We've been working on this for TWO YEARS. We called a loan officer today...
Answers
- One thing I haven't seen mentioned here in the replies is that you can go to www.AnnualCreditReport.com and get one copy of your credit score from TransUnion, Equifax,...
- My honest opinion based on your last comment is to pay off credit card debt and shut down all but one card and pay it off monthly. When u do that plus save 20 per dow...
- I just want to point out, A. you can get credit based on Household income, even if you don't work. I have awesome credit, and actually everything is in my name but I ...
Social Security Number, Not Card, Lost with Husband's Wallet
Asked by P.B. from Austin
on September 18, 2011
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Hi,
Husband lost his wallet yesterday & just got back from viewing security tapes @ store (he was on tape, wallet dropped, he left, lady behind him might've picked it...
Answers
- Lifelock apparently isn't as great as we all would hope. I asked a question on here if it would be worth it, and it was a unanimous NO. Tonight get online and get the ...
- As far as Lifelock the people i know who have had it have it no more, it wasn't worth it to them. Just to clarify, you CANNOT get a new social security number becau...
- You cannot get a new SSN number. All you can do is monitor your credit reports for a few months.
Credit Repair
Asked by C.S. from Odessa
on October 21, 2011
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I have a question about credit repair. Has anyone out there ever tried a company that claimed to remove bad credit from you file? Did you have any success? Does it tak...
Answers
- No one can "repair" your credit. There are legitimate companies that can negotiate lower rates, or help you with settlments, of course these companies charge you a h...
- Repaired? I have never had it repaired...Mine will be broken for the rest of my life...I am sure. I had a big sum of debt Consolidated. Which worked out ok...Exce...
- I've never used one and I don't really know what you/they mean by "repair." If you have a low credit score, only time and timely payments will "repair" it. If you ha...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
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I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
Answers
- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Gas Cards
Asked by R.B. from La Crosse
on September 13, 2011
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Are there any cards that can be used just for gas and not anything else in the store? We don't have just gas stations around here, just convient store with gas pumps....
Answers
- Like the others, I also don't think you're being petty. $50 per week is a lot of money. I like the idea of you driving your hubby to her house every morning. If you...
- Well...think about it. If she wants (accepts) $50/week and you give it to her, then your husband is guaranteed a ride and what she does with the money is up to her. ...
- Excellent question. You are NOT being petty and I support you. Next time, he can go put $50 in her tank after work.
Debit Card for Ca Pregnancy Disability
Asked by H.V. from Los Angeles
on April 30, 2011
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I'm about to go out on pregnancy disability and read that EDD now gives you a debit card instead of mailing a check. Has anyone had any experience with this? How do ...
Answers
- It works like most any other debit card. You manage your account on a special website set up by EDD with Bank of America. You can transfer money to your checking accou...
- It's a debit card issued through Bank of America. EDD puts the money directly into your B of A account and you can transfer the funds to your own personal account (tha...
- I got one, and I haven't tried it yet, but you're supposed to be able to transfer the $$ to your account. seems like a pain in the butt to me. Is it that much harder t...
Credit Repair
Asked by J.R. from Los Angeles
on January 15, 2007
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I am looking for any information regarding credit repair, I was told that here where I live in CA. there are many companies that can remove deragatory items from your ...
Answers
- Hi J., I am a loan officer in WA state. I help people with challenged credit. Our license does not extend to CA, however I have some experience with this. First t...
- I wouldn't use consumer credit counseling if you can avoid it all. My husband and I used it 4 or 5 years ago because we got a little behind and now that we make doubl...
- I've processed mortgage loans for a few years now so I know a little about fixing credit reports. You don't need a company to help you fix your credit report. You can ...
Credit Repair
Asked by M.P. from Albuquerque
on August 25, 2010
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We are trying to refinance our house and when I pull my credit scores I am above 620 (Which is the requirement) but when my mortgage lady pulled it she got 605. I am i...
Answers
- If you have any extra store credit cards you don't use you can cancel them. Call and ask they be taken off you credit report. Too much credit, as well as debit lowers...
- I wouldn't pay someone either. There are easy ways to do this, look it up on line. I have had to rebuild my credit and the fastest way I found was to have some one ver...
- When you get your free credit report that itsacrazylife told you about, you can dispute items. Dispute every single one of them! You just click in the box next to it ...
Credit Help
Asked by M.D. from Dallas
on November 18, 2011
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Hi,
I would like to get any advice or suggestions on how to handle credit problems. Unfortunately, my husband was unemployed for several months, of course that too...
Answers
- If you are in the DFW area (they may be able to help even if you are not) then you should contact raiseyourscores.com. My insurance agent recommended the service. I ...
- The best thing you can do is find a Financial Peace University class at a church near you. If you can't afford the class, you can get the book "The Total Money Makeov...
- Hi M., I am a licensed Mortgage Advisor for 13 years in the DFW area and my entire practice is centered around Financial Wellness and recovering from financial trauma...
