Credit Cards: Myself
Results 1-10 from 3,438 articles
Discover Card
Asked by G.A. from Lakeland
on September 7, 2011
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Has anyone ever dealt with discover card when you lost your job and cant pay, if there willing to work out something with you, and also we have payment plan with a the...
Answers
- You want to contact them now and not after everything is a mess and they are angry.
- Dave Ramsey is great on advice about this and has helped us a ton. He says when paying these kinds of bills you have to make sure you and your family are fed and have ...
- It's well worth it to call the company right away and see if they'll work out a plan. The company would rather retrieve some money over time than none at all. You'...
Credit Card
Asked by M.W. from Boston
on July 16, 2010
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Hi Mamas,
Can anyone recommend a low interest rate credit card. I haven't had one in years (I do have a debit card).
Thanks a bunch and have a great weekend.
Answers
- We have one thru Citibank and have never had any problems even with all the recent talk from everyone about credit cards raising interst rates and lowering credit liim...
- I just just one from Chase. Seems like they are heavily trying to attract new card members, since I got 0% introductory for one year, 12% after that and no annual fees...
- We have Citibank cards and a company Visa from Bank of America. We like the perks on air miles and cash back However, I have no clue what any interest rate is beca...
Changing Credit Cards....
Asked by J.W. from Chicago
on December 24, 2008
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I am thinking about getting a different credit card. We currently have one that accumulates miles for air travel, but it takes so long to get anything from it, that I...
Answers
- Hello J., I used to have an AA miles credit card as well. Once I finally got my flight out of it, I was looking for a new one as well. Citicards has lots of differen...
- I highly suggest getting a UPromise Citi Mastercard (www.upromise.com). If you haven't already set up a UPromise college savings account (for free) for your little on...
- Hey J., I have had a number of different 'awards' gathering credit cards. I have to say the BP visa seems to be the most lucrative (sp?). We have had TONS of free...
Looking for Credit Card "Perks"
Asked by J.P. from Chicago
on October 25, 2007
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Hi Moms,
I was just wondering what types of incentives credit card companies are offering besides free hotels and free airline miles. Does your credit card offer a...
Answers
- The newest program I have registered for is uPromise. It's a 529 savings plan to save for school expenses. These expenses could include college tuition, room and board...
- Actually, someone mentioned only using "store cards" for special sales, etc. But, the GAP actually has a new GAP Visa... it can be obviously be used at GAP/Old Navy/B...
- Personally, I like cash back. My favorite is probably the original Discover Card (1% back + monthly special purchase categories that give you 5% back). They also let y...
Help - Which Credit Card Should I Get?
Asked by A.J. from Dallas
on April 3, 2006
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Hi Moms,
I have to get a credit card and I have never had one before (don't believe in them at all) and I have no idea which one to get.
Is there one that is bet...
Answers
- A., I have no idea how old you are but after working for 4 years in a credit card collections department I think it is absolutely outstanding that you are asking th...
- I like Discover. You can get cash back rewards, they have a low APR (which is annual percentage rate, or what they charge you on your balance.) My best advice is to d...
- I would suggest you check with your bank first. Normally a bank will offer a credit card that you can pay directly from your bank account online. Also, the APR is norm...
Which Credit Card Should I Get?
Asked by V.W. from Minneapolis
on June 30, 2011
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My boyfriend and I have each decided to get a credit card. We are planning on using the cards for small purchases like gas, and paying them off every month. We are hop...
Answers
- We had a Citi card and they notified us recently that our information had been hacked. We cancelled it because although our info is already out there, we were angry t...
- Not sure where Denise P. is getting her information, but every financial planner and expert I have ever spoken with recommends getting a credit card in order to establ...
- We just got a chase at 9% no annual fees oh and not discover they after I have been with them almost 20years started charging me 28% and we are always on time and most...
Credit Card W/ Rewards
Asked by K.M. from Chicago
on May 31, 2011
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My husband and I rarely pay with cash anymore. We buy everything with our debit or credit cards (and pay off the entire balance each month). Anyway, I've been thinking...
Answers
- I like USAA, but you can only use them if you or a family member is military. We just cashed in our reward points for $300 gift card to Walmart, but they have a lot o...
- We have our business cards through Bank of America. We run all expenses through it and other things as well. It is PAID IN FULL before a statement is even cut. There...
- We are just like you and have been for YEARS! We've gotten rewards for the past 11 yrs and make over $1000 a year just paying for our everyday things with our CCs and...
Credit Cards
Asked by C.B. from Kansas City
on March 17, 2011
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ok mamas, you have to grade me on a curve here. i had ONE credit card in college which RUINED both my credit (stupid college kids!) and my taste for credit cards. i ha...
Answers
- If you have ever heard of Dave Ramsey of if you haven't....get to know him. NEVER EVER get a credit card. I would say if you absolutely have to have one for the car re...
- I have had to rent a car a few times in the past two months at Enterprise. You can either use a credit card or cash/debit to rent it (they have to run it for the depo...
- Do you have a good relationship with your bank (long term customer, more than one account, etc)? If yes, then you may want to try applying for their card. Do you k...
Accepting Credit Cards
Asked by R.S. from Dallas
on September 21, 2010
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I have just started a business and need to accept credit cards. Does anyone know what is a good option to sign up and accept credit cards for business with good secur...
Answers
- I would NOT accept American Express. I was told it has the highest fees. I have heard similar complaints about Discover. Master Card and Visa are the most popular an...
- It depends on whether you want go use it at a storefront, or if everything is done electronically (selling on a website, etc.) We go through PayPal.. it gives peopl...
- 100% go PayPal! Seriously. It is much better to pay for internet access than the privilege of using that credit card machine...
Credit Card
Asked by P.L. from Chicago
on August 28, 2011
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I'm starting a little business and want get a credit card for that purpes only, I havn't had one in a while and was just wondering is there a card better than the othe...
Answers
- There are so many different kinds of credit cards available right now, there are many options to choose from. For a business, you may want to contact the bank that ha...
- you have to look at the pros and cons and what you want to benefit from the credit card. Hubby and I have one of the Amex cards because we get 5% back on Gas and groce...
- You want a business card for business purposes only? American Express Business Class or Chase Small Business Card I don't know what your business is going to b...
