Good Mortgage Company for First Time Home Buyer

I was a Mortgage Broker for 19 years. I now stay home with my young children. To get out of the house I do remote closings for several different mortgage companies. One of my favorite companies to work for is Quicken. All their clients are very happy & tell me they have had the best experience. There has never been a problem at the closing table. I see the rates & fees, etc so I know when someone is getting ripped off but Quicken is very fair & doesn't take advantage. I am now in the middle of refinancing & after calling 8 different lenders, Quicken gave us the best deal by far & they truly are quick. Oh & my SIL works for wells fargo & is able to get us breaks on fees but they couldnt even beat Quicken. If you want the Loan Officers name just let me know.

Dave Ramsey recommends Churchill Mortgage. I haven't used them personally, but I trust him. Whoever you go with, be wary of all the fees and all that.
http://www.churchillmortgage.com/

Try Rob Ellis at Prime Lending. His number is ###-###-####.
I used to be in a networking group with him and think he is very ethical.
Victoria

Hi Danielle - I am going to agree with Annie - stay off the internet when shopping for a mortgage. I have 11 1/2 yrs experience as a broker and have just moved over from that method of mortgage banking to Bank of America. My clients will follow me because of my experience, knowledge and customer service. The best advice I can give to you is when you speak with a referred mortgage professional, make sure they are not promising you the world. Listen for them to ask you about you and really truly finding out what you are about and what your comfort levels are. Plus, there are so many changes in the lending world, go with someone whose been out there a good five years.
FYI - if you wish to qualify for the tax credit you need to be out there with an application in hand no later than Now! Closings can take 45-60 days and the end of April is the deadline - plus you need to leave yourself time to look for a home.
Best of luck and call me if you have any questions
J. Matthews
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If I were you I would to to a real bank and stay away from brokers. Sure, there are good ones out there but there are also bad ones.

Don't use lending tree! We used them years ago (before the housing bubble crash) and it was so clear they were taking advantage of people! We were lucky that I am very outspoken so we ended up being okay, but they tried to push many risky options that would have cost us dearly if we hadn't done our homework.

Oh - please stay away from Txlending.com - so many bad things (I'm in the business), and the Internet in general. Get a referral from a friend.

If I can insert a shameless plug for myself here - I'm happy to review your situation. I am a Broker now, have been in the business over 11 years and was with Wells Fargo Home Mortgage for 7 of them, and a Broker for the remaining. I have assisted several other Mamasource moms and can send you their info and recommendations...

C.

____@____.com
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Just go to your local bank! Most have a mortgage division.