When I was active duty military… You worked up until you delivered unless put on bedrest, and had to come back to work as soon as you were medically cleared (usually 3 days), unless you took Leave (most do if they can, not all can. Those who have saved up their leave for a couple years can have ‘standard’ maternity leave. Those who haven’t… You’ve only got what you’ve accrued). Most COs are sane/sensible people and will grant leave post birth. Rules have changed somewhat (allowing an extra 10 days), but it’s still at your COs discretion.
So there’s my ‘baseline’. When all you’ve got is x amount of time and you go to prison if you aren’t there…
In the real world… FMLA guarantees you job, but not that you’ll be paid. 2 different things.
Also a lot of unscrupulous employeers bet on not getting sued by exhausted cash strapped new parents, and win. Just ‘not scheduling’, or scheduling so few hours that it’s not enough to live off of.
People can get jammed up. Not have enough in savings for FMLA & no pay, or jerky employeers breaking the law. It happens. It’s not the norm, but it happens.
Save as much as you can, and hope for the best.
Myself, I was out of the military when I had my son, and had a jerky employer. Lost my job while pregnant. Also my insurance. Husband worked for the union, so should have been okay, but there were internal politics going on that meant we got screwed and couldn’t fight it (fired for leaving work for his sons birth… Union wouldn’t pursue it, because they were in negotiations.
Hard stuff happens. Common, but not normal.
(Upside, my then husband got a job that paid twice what his old one did, and I started school when my son was 2months old. Hard stuff happens, and then you recover from it. Then hard stuff again.)