Hello Jennifer,
Congratulations! I understand what you mean. I have been married almost 5 years, and our wedding was simple yet elegant best of all REALLY affordable. I spent about $2500 on everything. SORRY THIS IS KIND OF LONG. :)
The chapel we were married in was White Chapel on Pricinct Line. Very cute, the husband is the minister and the wife the wedding planner. We had our "cake reception" there with a mimosa fountain, and just had music piped in.
The reception itself was out our then new house. Most of our friends and family had not seen our then new home so it work out perfect. We rented tables and chairs from Fox Rental. They were very affordable, delivered and picked up the next day. We had a caterer come in, and serve the food. (this was just a big party)
I actually bought my dress, my daughter's dress, neice's dress, and sister's dress at Group USA (?) in Grapevine Mills. We had looked so many different places and couldn't find "the dress", and that store was kind of last resort. I just new when I found it. They are always having sales, and they do alterations in the store. I made my own veil....really simple. But, that is all I wanted...simple. I just got the items to make it from Michaels and made it the night before.
We made the bouquet's ourselves. We ordered the flowers from Sam's (very affordable), and just made them. (It looks like someone gave you a good resource on how to do that). You just have to make sure that you have some where to keep them refrigerated. I did not use fresh flowers for the chapel. I let them decorate the pews.
I got my cake from Sweet Memories in Keller. Excellent cake, so many different flavors and styles to choose from.
As for a photographer, my husband's cousin took the pictures. She's a professional photographer that wanted to do it, we just bought her plane ticket and supplies. So, I can't help you there.
I hope this helps! I wanted to do most of it myself. I know how special everyone wants their wedding to be. I just could not justify spending so much money on things that I knew my family and I could do ourselves.