Hi Mom's
My question has to do with health insurance. My plan at work is becoming WAY to expensive. My kids have Masshealth but I still have a family plan at work. Im thinking of going to and individual plan and keeping the kids on Masshealth but not sure if it is the best thing to do. Do any of you have any experiance with this? Is it worth the money to have both? Do I even need bot? Thanks for your input in advance:))
Hi Kim!
Coming from someone who has worked for over 20 years in the health insurance industry please do tell how you managed to get both commercial insurance and MassHealth for the kids?
I wouldn't drop your work insurance. See if you can reduce your coverage to lower your premium somehow. For example, do an HMO instead of PTO or something like that. Or look to tighten your belt in other ways so as to make up the money you're paying for insurance. Insurance is something not to be messed around with, in my opinion. It's a shame that it's so expensive and hopefully that will change soon. But in the mean time I think you should find a way to pay it. I've been in your situation (single parent) so I know how expensive it is and what a sacrifice it is. But there's no price for health!