Isn't insurance fun! Ok so I guess you've tried AIM & you don't fit the income parameters(unborn baby still counts as a family member so make sure you count baby). If not google them to see if you qualify. You can also google - maternity insurance - I've seen some that you can get even after you are already pregnant. HTH! Good luck!
You have my thoughts and prayers. Just hang in there; do the footwork, stay positive and the Lord will provide!
I can understand the stress you must be experiencing due to frustration, misinformation, hormones, etc. To be honest, the biggest thing that caught my attention was that your husband won't let you consider home birth. My son was at born at 25 months ago in a state where midwives weren't legal, so I definitely understand the insurance aspect. However, with the recent moves by hospitals to not allow VBACs, even though they're usually safe, I would do some research on your own about homebirth if it's something that YOU would consider. There are MANY midwives in the Bay Area, and you can start with bayareahomebirth.org.
Both my sisters were born at home, and I knew that's what I wanted. My husband didn't want a homebirth, wouldn't even read the articles or information I had found about it, but it basically came down to what I as the pregnant, then laboring mother really wanted and was comfortable with. I know homebirth is not for every woman, and I know a lot of women have very rewarding births in hospitals. However, you're facing an hour drive in labor, and you wouldn't have to go through the urgency if you were able to relax and stay home. I didn't have the history you do, but it wouldn't hurt to just talk with a few of the midwives from the website. They also might have a lot of information regarding insurance, cost, etc.
In a realistic financial sense, homebrith is MUCH cheaper than a hospital even WITH insurance. I can't imagine how much a hospital birth would cost with no coverage!!!
Whatever decision you make, make sure YOU are comfortable with it!! I wish you the best, and congratulations on baby #2!!!!!!
Hi Tesha
My daughter just had her second c-section in less than 2 yrs and was advice by her doctor that a vaginal birth might re-open the first c-section due to the contraction and pushing. You might to discuss this option further with your doctor and start asking a lot of questions. Sorry to hear your problem with your medical insurance, I am in the insurance business and could not get coverage for my daughter since she has the the pre-existing condition(pregnancy). She had her baby Oct.27,2008 . I will pray that everthing goes well for you and your soon to be new baby. Vangie
i would do some research about homebirth with your husband. a friend of mine had successful vbac after 2 c-secs, and we live 30 min from nearest hospital. my homebirth cost $3000 -- and i got twice as much care as with my hospital birth. each situation is different, but it is worth looking into. men are cautious with birth stuff, but you know your body.
The Birth Center in Sacramento is about 30 min from you that Erin W was talking about. http://www.sactobirth.com/services.htm ... it might be a nice and relaxing.
I would also like to suggest The Birth Center. I had both of my children there, and had a wonderful experience with each.
It is significantly less expenive than a hospital birth. Also, if there is any risk with the VBAC they will let you know, and that may help with the "Medically Necessary" part.
Good luck!
Have you tried Kaiser? They do VBACs.
Hi, I don't know how you feel about having your baby in a birth center, but they do VBAC. You mentioned having your baby at home, but this birth center is just like home and has technology to deal with emergencies. The midwife there is great(Ruth). So if your interested in more info, please email me. Good luck!
Thank you ALL for all your warm wishes and great advice. I considered every suggestion as a real possibility and truly think if things hadn’t turned out the way they have, we really would have been just fine. Ultimately I think the negotiating tactic as well as pursuing the VBAC (as long as I wasn’t disqualified for being at too high risk) was my next plan of action. HOWEVER, thanks to one very special “Mamasource’er” I discovered my husband’s little company met the criteria to apply for a group plan with any carrier. (Apparently HMO groups won’t deny anyone for pre-existing conditions.) We applied and I got the official word today that we are approved and will be covered as of January 1st. 2009!
I couldn’t have done it without Mamasource! So, thanks to all of you Mamas out there – keep up the good work!