Investments: Teen

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In Today's Times: Do You Save?

Hey moms, I am really curious how moms out there manage their budgets...what is a comfortable "leftover" amount after all bills are paid and money has been put away for savings? After bills, we put away 250-500 per month per kid for college, 1500 monthly for 401K and 1000 per month for investments. After all that we have about $1000 left over as a pad just in case. Is this good? What do other moms do with their budgets?

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In Law Problems

My inlaws have always been very helpful throughout me and my husbands 15...

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Unmotivated 16 Year Old

My 16 year old daughter is very smart, but is very unmotivated to complete her school work, therefor seems to be running a C average in almost everything. I speak to her teachers who say she 'drifts off' in class. She often gets zeros for homework she 'does not feel like doing'. I realize a C average is not the end of the world, but I know she is capable of more and would like her to be able to go to college. I have taken away privliges, offered incentives, etc, and she says she will do better, and may for a very short time, then its back...