Financial Problems: Teen

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My 16 Year Old

I have a 16 year old daughter who is very smart, but she doesn't do her work at school. She has always just gotten by. This bothers me, because I try to excel in whatever I do, but she just accepts mediocrity and I don't believe she tries hard. I just got her progress report and she is not passing any classes. I don't think she's into drugs. She could probably be having sex because I can't monitor her every move, but she does have to be in the house by 9 week day and week end. Her father and I just put her on punishment for the bad...

Job Loss

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Just Lost My job.....pregnant W/two Kids - NEED BUDGET CUTTING IDEAS!

I just lost my job, so our household income is now about half what it was. I am 5 months pregnant, so finding another job right now might prove challenging to say the least. I am considering staying home, but I need ideas to cut our budget DRAMATICALLY. Some of the things we cannot cut, such as school loan repayments, etc. Luckily, we do not live on more than we earn, so we will be able to make it on my hubby's income for a while, I hope. But, we are losing 50k a year, so we need to make some drastic changes in our lifetstyle. Our...