Seeking Moms That Have Remarried

Hi C.,
My advice is to wait till your son is out of college. My mother got remarried while I was in college and it increased my expected family contribution (the amount the college expects your family to contribute to your education)by almost 30,000 a year. My family was not helping me pay for college so that burden fell entirely on me. The only way I could afford to finish college was to marry my boyfriend so that we could be considered financially independent. In order to finish school my husband and I married at the ripe old age of 20. We would have married eventually anyway and over 5 years later we are still happily married and expecting our second child...... but if you don't mind waiting a few years it will be easier financially for your child still in school.

Best of luck and Congrats if you decide to go for it!

C.,
I'm 43 and recently married in October. We each have one son and I'm raising some neices and nephews as well. Marriage for us was about the committment. We didn't do a prenup agreement because for us it sets the stage for a way out of this. We are committed to God and to the vows we made before Him. We are both dedicated to making this marriage work. Yes we are in the beginning stages of this marriage but we have both agreed that no matter what happens we will work it out with the help of God. We also agree it is good for the children to see a healthy marital relationship. Soon we will begin to work on extending our family more. :-) We both have wills and know all of the other's financial business. Hope this is helpful to you.

If you both have children be very careful about writing detailed wills. My father lost out on any inheritance he might have gotten because his father died before his father's wife (who was not his mother and had children of her own). Her children then inherited all the joint assets. I doubt my grandparents were thinking about this when they remarried as it was quite a long time ago (before 1960). At any rate, make sure your children will be taken care of financially if you can.

It's always best to get married. Especially if you have every desire to be together to the end. It says alot to the children. Financially you will do it together and be glad for it. Watch Dave Ramsey on Cable or go to his website: daveramsey.com. It will help you alot!

I am with Cherie--it's about the commitment, not the money. Having said that, as for the financial end of things, there is essentially a "marriage penalty" tax in this country. Meaning, you will pay more federal income tax as a married couple than you would as the same two unmarried individuals. Go figure. And you pay for the entire year, regardless of when you got married. DH and I got married in November 2003, and had to pay about $3,000 extra in tax for that entire tax year. Maybe we should have waited an extra month and a half to at least get another lower tax year, lol.

I am not remarried but engaged I am 49 too teenages.
we each own our own homes shoppng for a new one but
i will be seeking a pre nup. Does your boy friend have kids or family members. i have been involved in legal matters when my mother in law died you need a will and pre nup before you proceed cover everyone and every asset. (it can get messy and costly)

Never been remarried and may be young too but here are my 2 cents. Marriage is not about money. It is a commitment between two people and the God who made them. If you are ready for that, best wishes.

Hi C..
My sister was basically in the same boat, although she owned the home (it has been signed over to her two boys) and she was prob. 5 years older than you when this subject was prevalent for her. She has worked as an accountant all her life and is very good with money matters. She has attended the same church since we were children and the Pastor of that church did not have a problem performing a marriage through the church which has not been legally bound. In other words, as for the government; they are not married. As for the church; they are. It was not monetarily advantageous to get legally married and the church and God were the only things which mattered to her. Maybe this would work for you. Good luck and God bless you and your boyfriend.