Need Your Thoughts About Aflac

Updated on March 10, 2008
C.H. asks from Lewisville, TX
14 answers

Hi Moms -

I recently interviewed for a position as an independent agent for Aflac. I really like a LOT about the opportunity, I have years of experience in sales, have been an independent contractor on straight commission before, so I am not "scared" about those things, but am curious about others' experiences with the company.

Can you give me your insight, whether you were/are an insured policy-holder, if you have filed a claim or had to deal with your agent or customer service, a small business owner or member of HR/Management who has met with an Aflac agent, or know someone that is or was an agent with Aflac.

Thanks so much in advance!

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So What Happened?

Thanks so much moms for your responses!! I have decided against Aflac at this time. I liked most everything about the opportunity, but I am very much a people person and after having two regional managers contact me and then minimal, if any, follow-up,I have decided to look at other opportunities. For those that were interested in Aflac coverage, sorry, I can't help you. ) =

I have a third interview today with a small company that is looking for an Executive Admin Assistant part-time, so fingers crossed I will be starting within the next two weeks.

For those that have home businesses and offered the chance to look more into them, I am currently very involved with my Pure Romance business (www.PureRomanceDFW.com), so I think that with this additional position, I am pretty much set.

Thanks again!!
C.

Featured Answers

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K.M.

answers from Dallas on

My agent is Ann Gravseth and she is wonderful. ____@____.com
She works with the employees for Dr. Mark Kogut, DDS in Dallas

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M.C.

answers from Dallas on

Hi C.,

I don't have experience w/AFLAC and yet based on the other responses I would like to hear about their dental plan if you end up taking the job.

BTW, have you considered a franchise or business of your own? I have a great business that allows me to stay home with my family while still challenging myself mentally and bringing in a substantial and growing income. I'm looking to expand in this area and am looking for a leader to help me. The ideal person would be health-conscious, self-motivated and driven by the desire to positively impact the lives of families across the country and around the world. The pay is generous and commensurate with results achieved. It can also be done part-time for those seeking to bring in a secondary income stream alongside whatever else they are doing.

If this sounds like you, check out my profile at www.GoodHealthMadeSimple.com/M. and then call me for an interview at ###-###-####.

God bless,

M.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

D.B.

answers from Dallas on

I have 2 friends (one male and one female) that used to sell AFLAC. Neither made much money and both are in other jobs now. They both had other incomes from their spouse. The male was employed for over a year and left for a sales job with a wine distributor. The female was with AFLAC for several years and left when her husband moved out over CHristmas. She is now in pre-arranged funeral sales.

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L.N.

answers from Houston on

My parents had taken out a policy quite a while ago. Unfortuntely, my mother needed it soon after and it was quite pleased with the ease of its use, reimbursement, etc. I know they haven´t doubted their decision to use Aflac. Hope it helps.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

T.O.

answers from Dallas on

My friend sells Aflac and has for a few years. We bought some policies from her (Cancer) and we found it very easy to file the wellness claim (we faxed it to her, she sent it in, we got paid, fast).

She's doing very well.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

L.B.

answers from Dallas on

I LOVE AFLAC! I have been with my employer for 15 years and have had AFLAC all that time. And we have had the same rep for the whole time. Their customer and claims process is second to none.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

B.B.

answers from Dallas on

I love AFLAC! We have the dental ins. and a hospitalization plan and could not be happier. We have saved more than we have spent with AFLAC. I tell everyone that they need it! They are easy to file a claim with and I get my money fast!!! I hope this helps.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

K.S.

answers from Dallas on

My AFLAC agent when I purchased policies for my young adult kids was Eleanore Gilliland. I think she had been with the company for about a year at that time and told me that she was enjoying it and doing well.

I'm sure she'd love to chat with you. Her phone number is ###-###-####. Her e-mail address is ____@____.com.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

Y.D.

answers from Dallas on

Aflac is awesome. We have it at our work and it's the best thing that we have gotten for our family. Every since we signed up in 2005, there seems to be an incident in our family and itt has helped us tremendously with our finances. The Wellness Benefits helps us out each year. We haven't ever had any problems with our agent not contacting us if we have a question or a problem. I say GO FOR IT.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

C.H.

answers from Dallas on

My husband and I have had Aflac for years and have never had any problems. The reps have always been very personable and helpful and always available if we have a question. Claims are absolutely the EASIEST! I wouldn't think twice about working for this company. GOOD LUCK!

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

J.E.

answers from Dallas on

Honestly, I have no idea about Aflac, except what i see on the commercials. But i wanted to respond and tell you about a company my husband and I are in. Fortune Hi-Tech Marketing, It is an AWSOME company!!!! It is unlike any other marketing company out there. It is fairly new to Texas so room for growth is endless!!! Do you have a home phone? cell phone? internet access? home security system? then you are already doing Fortune, just not getting paid. Let me show you how.
Go to my website www.fhtmus.com/jeaton and check it out. If you want to talk to me directly email me @ ____@____.com. I look forward to hearing from you.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

J.K.

answers from Dallas on

Hi C.,

I was an AFLAC agent a few years ago. I see in your bio that you're on a tight budget. I wouldn't under any circumstances recommend AFLAC or any other insurance company sales if you don't have up to a year of savings built up, or another income supporting you. They paint a lovely picture about how fast you can start making money. It doesn't happen that way. It takes months or years to get enough contacts and business in your pipeline to make a decent living.

Problem #2 with AFLAC is that the policies don't stay on the books very long. Even though a policyholder can carry the policy with them if they leave the employer, most times they don't. If you've taken advance commissions on that business, you have to pay it back.

Problem #3 with AFLAC, unless they've changed (and they may have, since few of the top managers I knew are still around), is that they'll hire anyone who's breathing as an agent. There are so many AFLAC agents, and none have territories, that companies are sick of being called on by agent after agent.

One of the positive sides to AFLAC is that they are good to the policyholders, and pay claims quickly. But I found being an agent very frustrating. Their internal processes were very outdated and to get anything accomplished took a lot of time.

I would recommend that you run away from this opportunity as fast as you can.

I wish you the best.

J.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

J.H.

answers from Dallas on

my long time neighbor and friend works for them and is successful,she could answer any questions.just email me.

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