Need to Fine Low Cost Health Insurance

Updated on October 30, 2009
M.V. asks from Chino, CA
12 answers

hi my name is M.
i'm looking for an insurance that could cover my three children a 4,2,and 4mnt old.i had call to apply for healthy families but they need me to cancel the insurance that i have thourth my husband work and then apply againg in 90 days in wish i can not risk to be with out. my baby needs to see the doctor for her regular exams for the firs two years of age.that is not counting my other two wich can be sick. i need some one to recomend me what can i do and if theres any plan out there that you now that is unexpensive with a good coverage.
thank you and look foware to have some good respoce.

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A.W.

answers from Los Angeles on

Hi M.,

Did you know about Kaiser? Please inquire with them. It is a little bit expensive but it is worth it. Or check with other insurance company online.

Good luck.

A.

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A.C.

answers from Los Angeles on

We just bought health insurance for my two boys (4 and 2)...and found Blue Cross' Tonik plan (the one with the 1500 out of pocket max and the 1500 deductible) to be very good and very affordable. We are paying around $100 per child per month. Perfect for young kids and very user friendly. It was cheaper to insure them that way than through my husband's work and the care is comparable. Hope that helps...

A.

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A.B.

answers from Birmingham on

No offense, but you also need to find some education. Your spelling is terrible. Maybe you can learn reading and writing with your kids as they learn.

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D.W.

answers from Los Angeles on

iTS A VERY HARD THNG TO FIND A GOOD HEALTH INSURANCE PLAN THAT ANYONE CAN AFFORD, MOST OF THEM CHANRGE 400-500 A MONTH PER, MAYBE HILLARY WILL WIN AND HOOK UP SOME HEALTHCARE FOR THE PEOPLE!

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E.L.

answers from San Luis Obispo on

M.:

Good Mom for asking for help!
I have a few things to add to the excellent advice people have already shared with you.

1. County Clinic- immunizations can be free or very los cost and they can tell you where free clinics are. Check it out.

2. If you are a WIC Mom or on any kind of public assistance...and I am not assuming that you are... ask your local providers where the free and low cost clinics are.

3. Get informed. Fear is not your friend.
Children do not need to go to the doctor nearly as much as people take them. Most mothers take kids to the doctor because they do not know what to do....fear. And many children I have worked with receive far too much medication for their illnesses...and it wears their little bodies down and the cycle of illness just continues...one cold after the next.

4. The other advice here is excellent!

Good Luck!

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M.I.

answers from Los Angeles on

there is a free clinic near my house. they do immunizations for free. contact me so i can give you the address. my email is ____@____.com

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Y.M.

answers from San Diego on

Hi, ASI has low cost insurance and great coverage. Put a Smile on your face!Family dental/optical plan less than $7 a week. Save up to 60-80% TOLL FREE 1-877-483-1830 Call Today for free details on a CELL PHONE and free monthly minutes!
Referred by Y. Medina #181851

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J.R.

answers from Los Angeles on

I am a Benefits Specialist with Ameriplan USA. We are the #1 Discount Health Benefits Company Nationwide. We offer 3 Medical plans, and a Dental Plan. Our plans cover everyone under one roof, related or not! Our Dental Plan is under $20/month and includes Free Vision, Rx, and Chiropractic. The Health Plans start at $29.95/month for the household. We also provide a combo for $39.95/month for household. These plans include Physician, Pediatrician, Specialists, Cosmetic, Holistic, Ancillary, ER, and a 24 hour Nurseline.
Our Perks:
*Instant Savings/You can Use Same Day as Enrollment
*NO Waiting
*No Deductible
*No Limit on Visits
*Ongoing conditions accepted
*No Contract
*100% Satisfaction Guaranteed!
Enroll Online or Look up Providers:
www.mybenefitsplus.com/JBoyles
###-###-####
____@____.com
Call or email me with any questions!
Hope This Helps!

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C.N.

answers from San Luis Obispo on

Now listen here, M., you are playing with fire and thunder if you even believe that you have to cancel your present insurance in order to wait for 90 days - kids get sick within that period of time - then what ?

Call your United States Senator from your area. Do not pass go, do not collect $100 and do not cancel any insurance yet. Do not be afraid or too timid to call your United States Senator or Congress person - you are a citizen of this country and deserve to have your children protected from not having health insurance.

If they do not give you a good answer, then call your State Representatives - call, call, call. Do not accept no for an answer.

Yes. Pay attention and do it. C. N.

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D.A.

answers from Los Angeles on

M. did you find insurance yet?
If not and need help, let me assist you. I am a broker, I offer all the carriers out there and Healthy Families.
Regarding the 90 day , yes, but I believe there is something missing, how you completed the application to get on Healthy Families...but any ways, I do have an idea.
please call me or email and make sure you give me your contact information: email and phone number to contact you.
###-###-#### after 10am Monday thru ____@____.com

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K.D.

answers from Los Angeles on

M.,
I know of a health care savings plan, not insurance. It is very reasonable and covers the entire family with the same fee. There are LOTS of benefits, including chiropractic, dental and vision. There is even an option for a cell phone. Call this number for more information:
1-877-483-1830 and give referral number 229255. They will give you all the information you need to make a decision.
Hope this helps!
K.

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S.S.

answers from Los Angeles on

Dear M.,
My name is S. ,I am an Insurance agent and a Mom, like you the broker that I work with is one of the top in the entire California region, please call me and I would love to help.

My cell: ###-###-####
S. Scharf

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