Need Affordable Health Insurance for Family of 3

Updated on December 22, 2008
K.R. asks from Phoenix, AZ
4 answers

Hello! I recently quit my job to be a SAHM. I carried all the benefits, and although my husband's employer has health insurance, the plans and prices are terrible. We need to find coverage ASAP. We'd like to pay no more than 400 per month for 2 adults and a toddler and would like a plan that covers a lot of services, with little or no deductible preferably, reasonable co-pays, and maternity coverage (for the future). We are pretty healthy and rarely see the doctor. Dental insurance would also be a plus. I didn't realize how great my employer's coverage was until I left!! P.S. we don't qualify for state aid, as we are above the income limits. Any advice, recommendations, etc, would be appreciated! Thanks!

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answers from Phoenix on

You can apply with BCBS of AZ through this link:

but just as a heads-up, toddlers can be expensive due to the all the preventive care that's covered. Please let me know if you have any questions.

Good luck!



answers from Phoenix on

My husband is an insurance broker, which means he works with all the insurance companies as the "middle man" between the insurance company and you. He has over 10 years experience in all aspects of the insurance world and has great insider advice as to what would be the best fit for your family. Go on our website and find our contact info. Take care!



answers from Phoenix on


Please log onto and you will see our web-site. Click onto Contacts and you can send me a private e-mail with your family info.The questions I would need to know is under products, click under downloads-quote application questionnaire.
Our focus is "affordable and quality health insurance".
I personally have 17 years of experience in this field.

Best regards
S. Carpenter



answers from Phoenix on

I can't say you will get no deductible...and maternity, well, no insurance company really likes pregnancy because there's always a bill. But we chose Assurant. It is about $400 a month...and included disability. We are happy with them...but about to get new job.
Good luck. The world or private insurance is treacherous.

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