Need Advice on Housing Situation

Updated on September 26, 2007
J.H. asks from Orlando, FL
6 answers

I had moved in with mom 3 yrs ago, b/c of financial reasons and she needed help b/c of illness. I lived with mom for 5 months. During those months she kept saying that she wanted all my stuff moved in and the utilities in my name. She said she was going on a trip. Mom replaced the appliances, saying she cant leave me and the kids with the old ones and bought the kids bunk neds. She also said that when she died, me and the kids can have the house b/c my sis and brother have thier on homes. I havent worked since my 15 yr old was born b/c of her special needs. I have been struggling with a small, limited income and cant afford to buy or pay full rent, which is one reason I moved in with mom. Mom died 5 months after I moved in. Its been three years but the problem I have is that the house is in my brothers name and he took a mortgage out on the house without the family knowing. This house was paid in full when mom bought it. It was put in my bro's name b/c mom couldnt get medicaid or any benefits having a large asset. In the past 3 yrs, i have found out things about my brother and have no trust in him. he has already told me once to pack and leave. I found out from my sister that he intends on selling the house (of course he hasnt told me). I went to apply for public housing, but the wait list is 2 yrs long. I dont trust my brother at all. I am living here, under stress, thinking that at any moment I will get evicted. Does anyone know of any apartments that are based on income? My income is only 1000 a month for 4 people. I cant pay 700 a month for rent. I need a place where they will go by percentage of my income. Prayers and advice and appreciated. Thanks for taking the time to read this

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So What Happened?

Thank you all for the advice and prayers. So far Im still at moms house. Mom didnt leave a will, she had told me b4 she died, that my brother wouldnt have any interest in thehouse. legally I cant do anything. I spoke to my brother about sending him payments every month but he says not to worry??? I dont know what his issues are when he complains of expenses, yet telle me to send no money? I don trust him and will continue to do my best to move. I started selling avon so that I can have some income besided my kids SSI and child support. I would appreciate some customer support on that. Thanks again for all your advice.

More Answers

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J.S.

answers from Orlando on

Hi J.,
You need to contact Legal Aide. Did your mom leave you the house in her will or was it just common knowledge. You need to seek legal advice. Legal aide will be able to help you or at least direct you in the right direction.
I also suggest you contact social services and ask them for a list of low income/subsidized housing and apply for section 8 and any other programs you may qualify for.

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T.W.

answers from Orlando on

Unfortunately, if the house is in his name he can do with it whatever he wants to and that includes having you removed. My husband is in the mortgage business and this happens all the time.
In fact someone in his office was renting from someone and they were getting the rent money, but not paying the mortgage. So, his co-worker received notice from the sheriff's depart of foreclosure on the house and they had 7 days to get out. So, even renting outside the family can be a problem too.
The rental market is so flooded right now I am sure if you just keep digging you'll find something affordable. It may not be the best in the world but at least a roof over your head.
I would also recommend you call a women's shelter or your local churches and see if they can offer any suggestions. At least maybe if you can get help with food and utilities it might make it easier for you to afford something.
Another great place to check is Salvation Army. They have programs to offer assistance with utilities and food and they offer alot at the holiday times, but you have to get in and get the short forms filled out before the holidays. They will provide you with food, a meal for the holiday, christmas gifts for the kids and usually a gift card to a local grocery store. It's not much but if you combine your resources you can get a lot of help.
Good luck and God's blessing be with you.
T.

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C.R.

answers from Orlando on

Hi J.,

I live in Florida, too, and I am very involved with people with special needs. My first bit of advice is to get on the wait lists. We have wait lists for everything in Florida, and as unfortunate as it is, it's the only way I know of to get services.

For your daughter's sake, I would call the Agency for Persons with Disabilities and ask to get on the MedWaiver wait list (if you're not already). If you are already on that list make sure that you always keep them updated if your address or phone number changes, otherwise, you'll lose your spot.

The second thing that we have is HUD Section 8 housing. It's not quite the same as public housing, so I beleive there may be a separate wait list. They only open enrollment to that list at certain times, so you'll have to call and find out if enrollment is open right now.

I would also look into a PT job during the hours while your daughter is in school, so that maybe you can save a little money on the side. It sounds like your brother doesn't necessarily have your best interest in mind, and if that day ever comes, you could at least have a little set aside.

Also, I don't know if child support is an issue, but there are ways to fight for that, too.

I hope that some or all of this can be useful! Blessings to you and your family, and best of luck!

C.

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J.P.

answers from Orlando on

First look in the phone book. There is a number for free legal advice. (like 211 or something, it's different for Orlando)

Second, count your blessings that he hasn't already evicted you, and know that he probably will. Be positive anyway and ask your Guardian Angel to help you stay positive! Good thoughts = good outcomes! :O) I PROMISE!

Third, I am unclear on wether he can "evict" you because you were not, nor ever, "renting" from him. If you can trace the check to your mother, you may have a case for yourself, and for her intentions.

This is considered a "domestic dispute" so it's not all cut and dry, you may have a case, but you will have to find out from an attorney. We went through this with my Mother-In-Law.

Suggestion: When you do decide to move out, WHICH YOU SHOULD, (only if you can not take legal action or can not prove your mother's intent,) DO NOT TELL HIM.

Others may think this is the worst advice ever, however, this is what we did with my Mother-In-Law. I feared she would give us some rediculous amount of time to "get out" if we told her our intentions, and once she found out that's exactly what she did. She told us to get out by friday! A whole 3 days! Yippee! (we had a 4 month old too!and I was pregnant!)

Call Apartment Hunters and ask them about government subsidized housing. They should be able to point you in the right direction.

Also, there is nothing that says the appliances are his, so take them with you if you need them.

Know that you will feel anger and be upset, but do not let it consume you as I let it consume me (for 3 years!).

In addition to that ordeal, My uncle sold my grandmothers house in the same manner you are describing except that no one lived there when it happened. Because grandma died before gramps, his will had the final say, and my grandma's didn't.. so everything we were supposed to get turned into getting nothing.

My Uncle told my brother he was going to sell all their possessions and we should stop by the garage sale if we were interested in BUYING!!!! anything. He threw everything away!!!! Pictures of my deceased father, all her freakin dolls that were all COLLECTABLES, ect.

So know that you are not alone but your brother, should he choose to be greedy over loving his family, will have to answer to God in the end and that's his decision not yours.

I wish the very best for you and are in my prayers!

Love,
J.

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E.W.

answers from Orlando on

I used to work for Banyan Realty and there are a few in the area. The apts that are 700 a month are probably 60% units- that means they are 60% of whatever the market rent is for the area. The are a few that are 28%-40% units- here are a few of them
Avalon Reserve- ###-###-#### East Orlando
Camellia Pointe ###-###-#### Curry Ford and Goldenrod
Sand Lake Pointe ###-###-#### by the Sand Lake Mall.
Hidden Creek ###-###-#### not too sure
There is also a website, you may be able to find more. The complexes are usually on a waitlist for these units- but you never know. Good luck to you!

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S.F.

answers from Orlando on

Hi J.,
I do not have any answers to help you, but I can prayer for you. You and your family will be in my prayers.

All the best,

S.

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