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Hi Nikki,
I got an SBA loan here in Florida back in 1998. I went through Wachovia Bank. I had to use my house as collateral. In order to get a loan you have to have a business plan for sure. Good Luck.

I believe you can get small business loans through the Small Business Association, and you qualify for a minority loan as a female.

Hi,

I would go to bank of America but also check with the NAWBO national association of women business owners www.nawbotx.org for advice and www.weusa.biz women's enterprise in Texas.

Regards,

K.

Nikki,
I think it is very brave of you to want to start your own business. I was in the womens fitness industry for 3 years (until this year). VERY tough competition in the North Dallas area, especially Plano. Unless you have a couple mil in the bank, I would try to find a different industry. If you dont mind me asking, which fitness place are you looking at?

*T.*