Low-cost but Good Health Insurance for a Child

Hi Julia :) We had the same issues through my husband's employer. It got completely out of hand to cover the entire family. We are now also using Blue Cross & Blue Shield for myself and the children. After doing a lot of shopping around I found they had the best plans for us. I pay $84.08 a month on each child. It has a $20.00 co-pay with a $500 deductible. They also have dental insurance through their plans. It's working out nicely for us and saving us around $200 a month.

Julia-
Give me a call I am a licensed health insurance agent. I can answer any questions you may have regarding quality and affordable health insurance coverage. N. ###-###-#### office or ###-###-#### cell.

Julia,

I have the same situation with my husbands insurance and it is crazy expensive to go thru my work too, so I have an independent carrier. It is thru Blue Cross Blue Sheild KC, and I have a one year old and 3 year old. My one yo is $81 a month, which is still less then what we were paying thru my hus. work.

We work with a woman from Benefits Resources, and I don't know if it is assocaited with my office or not, but I will give you her number and you can see if she does individual polocies. Otherwise, you can get online bcbskc.com and get a quote. Her name is Tania Glaeser ###-###-#### x 1.

hope this helps!

K.

Hi Julia, I had the same situation with my job. It was affordable to cover my husband, but so much more expensive to cover my 4 yr. old son. My work insurance is thru Blue Cross Blue Shield. After shopping around, they actually had an affordable plan that covered him for about $100 a month.

Good Luck, G.

I would look into MC+ for kids. It is health insurance at little or no cost. Im not sure what the rewquirements are if you are working. I dont work because I have to take care of my son who is on disability and I also go to school. I got coverage for my children for free when I was working a low paying job part time. When I had to quit, they now cover me as well. Mine is also a Blue Cross Blue shield plan, but they have other plans as well. Here is there website http://www.mcplus.org/