Looking into Possible IVF or Tubal Reversal

Updated on April 04, 2011
C.V. asks from Independence, MO
9 answers

Has any one had any experience with IVF or tubal reversal?My problem is this,I have contacted my Insurance company and they do not cover anything related to fertilization.I am afraid that we will be unable to afford to do IVF or a reversal,and would love even more to have a surrogant but I couldn't believe the quotes I've seen for that!I don't understand why they have to make it so $$$! I mean think of adoption,for example their are plenty of people who could provide for a child but do not have $1,000.00's to adopt! So here's what I am asking you for help with is this.Has anyone had one of these proceedures that was affordable?I have searched the internet for low cost IVF and tubal reversals and most things I find are scams or out of the state or country,which the travel would make it just as much or more.The quotes I have been getting is starting at $10,000.00 base price!We don't want money to be the reason why we can't add to our family.I felt pressured into a tubal and have regretted it since!

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answers from Dallas on

I had my son through IVF, and yes it's sooooo expensive.

On the BRIGHT side, may clinics have research trials that cover part or all of the cost (excluding medicine). Medicine can still run you several thousand.

I would recommend calling a reputable clinic and asking if there are any trials.

Good luck!

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answers from Washington DC on

I wish I had info for you. I just wanted to mention, I was struck by your mention of surrogacy and how expensive it might be. As an adoptee, I don't understand why adoption costs so much, but surrogacy I totally understand. I've even considered being a surrogate to a close friend and not for $, but my husband won't let me. If you think about it, you not only need to cover the medical care costs (their insurance should not be expected to pay for a baby that isn't their own), then you're talking 9+ months of "work" that could include "hazardous duty pay"...issues like morning sickness, pre-eclampsia, gestational diabetes, permanent changes to the woman's body, and then delivery and all that goes along with it, possible major surgery of a C-section, and even the risk of excessive bleeding, hysterectomy or death. So...I guess I understand why that could be so expensive. Unless you have a close friend willing to do it for you and only need medical cost coverage, a tubal reversal sounds more reasonable...but remember that there is nothing definate about whether it would work.
Wishing you a great outcome of whatever you decide!

3 moms found this helpful


answers from Kansas City on

As an adoptive mom, may I put your money situation in perspective. You wouldn't blink an eye at paying $25K-$35K for a car....just think of anything you would do (IVF, surrogate, adoption) as equivilent financially to a car purchase. You can get a personal loan from a bank or take a home equity loan. If you want another child, money should not stand in your way.

You can also adopt from the local DFS for free. I remember when we wrote the check to the attorney for the legal fees, my husband said that the attorney cost the same as us buying a Taurus but we didn't have to pay sales tax! (That really got a laugh out of me.) And after having my daughter for four years now, I'd pay double if I knew then what I know now. If you want more info on adoption, email me privately...I am very happy I went that route!

3 moms found this helpful


answers from Spartanburg on

Hi, I am now in SC, there is a greaat fertility dept at Greenville Hosp system, cost varies but is about 6-7K, there is financing available. I have done 2 rounds of IVf in HI, one in Albama, one in Wa Dc, I have a 6 yo son from the ivf and also a 3yo daughter from adoption, we fostered to adopt costing us no money, if you go that route, make sure you tell the foster agency in your state your intentions up front and be prepared for an emotional roller coaster, both ivf and adoption is emotionally hard but everything is worth the outcome. good luck!



answers from San Antonio on

I had two rounds of IVF - both resulting in beautiful babies, which we are so lucky and blessed to have. The cost was about $13,000 each, but my insurance did cover the cost of the meds, which lowered our portion to $8,000 each. The office that we used did have help with financing, but we just saved for both and paid up front. Good luck with whatever you choose.



answers from Cleveland on

Hi, I'm glad I stumbled upon this. I had my TL reversed just over 2 years ago and my 4 month old is sound asleep in the other room as I type :). First thing first, I have never came across a TR scam, there are doctors out there that do nothing but TR surgeries every day and many are affordable and have excellent success rates. Dr. Levin in louisville, KY, is around 6200, for everything and I have heard great things about him. Another doctor that I have heard personal accounts about is Dr Pierre Asmar in Annandale Va, His cost is 6900. I would gather from your post that Mexico is not high on your list of places to go, but Perez is basically the all time number 1, when it comes to this procedure (costs around 3000). Dr. Lisa Rogers in Jackson TN, which is where I had mine done, is wonderful, I loved her, I spent about 4500, with travel and such, but I know a woman that flew from New Mexico and only paid 5500 in total. In the LA area, I have heard good things about Drs. Winkler and Kalan total cost $5900. There is also Dr. Berger, they run discounts every now and again, and I've heard good things about a doctor in FL, although I forget his name, but he's another doc that basically does nothing but TR.

Hopefully some of that info can help you. When I looked locally (i'm in ohio) everyone quoted me about 10,000. Now obviously with most of the prices I mentioned you can travel and get it done and not pay nearly that amount, so that is what we decided to do. IMO a TR is less risky than IVF because unless there is some underlying fertility issue the chances are you will naturally conceive and be able to do so until you no longer want more children. I don't know of anyone who can afford to do IVF month after month.



answers from Kansas City on

C., go to http://naprotechnology.com/ and find a doctor trained in NaPro Technology. They will be respectful of your body and of your desires to restore your fertility. They have an excellent success rate with helping couples with fertility problems--much higher success rates than doctors who resort to morally questionable options like IVF. Check out the website and find a doctor near you.


answers from Birmingham on

Tons of insurance companies don't cover fertility, since it's elective, except when it's infertility caused by a problem that can affect you in other ways.

A "low-cost" way to adopt is through the foster care system.



answers from Louisville on

My husband and I went through one round of IVF about 3 years ago. We were going to adopt, but after hearing the cost and the estimated waiting period of getting "picked" by a mother to adopt her baby, we decided to take our money and do IVF. My OB/GYN had told me about a program here in Louisville, University OB/GYN (Dr. Levin's group, I think), can't remember the name of it, where you get three rounds of IVF and if none are successful you get your money back. You had to "qualify" for it and I did not qualify due to my age (had to be younger than 36). ANYWAY, we did one round and it was not successful. We took out a home equity loan for the cost and it was about $18,000 by the time it was all said and done. There are financing options available through most in vitro clinics. It was a very emotional experience not to mention costly. Does your or your husband's work offer any other insurance that would cover either of these options? Good Luck to you.

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