Living Will or Trust

Updated on March 27, 2010
J.B. asks from Clinton Township, MI
5 answers

hi there,

has anyone out there done a will online -just a generic one for if something happens to one of us... i was just wondering if anyone did one and if it was legit and if it was a good idea or not?

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answers from San Francisco on

I haven't done one online but they are legit. If you have any assets like a house, savings, etc then it would be better to do a trust and put everything in the trust. This would avoid the hassle of probate for those that survive you in the event something was to happen. I know for a car you have to fill out paperwork and wait 45 days before you can do anything with DMV. If your vehicles aren't in both names already, then you should add each other. If something happens the surviving spouse is already an owner which makes that process easier too. Make sure you have completed beneficiary information on all checking/savings/401k, etc. and contingent beneficiarys incase something happens to both of you. I hope that helps you a little. You can do that w/out doing a trust and no one has to wait or go through probate to get your savings, etc.



answers from Oklahoma City on

Check the laws in your state. In the state of Oklahoma you can do a "legal" will only two ways, have a lawyer draft one for you or you can do your own hand-written, but it must be 100% hand-written and must be notarized/witnessed by a 3rd party of no relation of any kind.



answers from San Francisco on

I have no info about doing these things online, but if you are considering a living trust, PLEASE think again and get as much info as you can. My parents-in-law had a living trust and put all their assets into it. At the time it was what everyone talked about and looked good. Well, my father-in-law passed away 2 years ago, and my mother-in-law has had no end of hassle trying to deal with the living trust issues.



answers from Bangor on

If you want to make sure it is legit,call a lawyer and ask them.They have some that don't charge to ask questions. Personally I would ask a lawyer or call a courthouse where they can answer your question.



answers from Redding on

Seek out a registered and certified financial planner in your area.
They should give you a consult for free. I have worked for financial planners and if things were really complicated, we had attorneys that we referred clients to who would do things in their best interest.
I, personally, would NEVER trust anything on-line. EVER.
There are too many scammers out there and I wouldn't trust them with my personal info at all.
Meet with someone face to face and even at that, don't trust them off the cuff. Research their credentials, etc.

In my area, we have paralegals that can help you write up things for a fee but they get no money other than doing the written work and help you file.

Just be careful who you deal with.
Contact your legal aide office and ask for referrals. Ask for references.

Good luck!

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