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Trying to Clean up My Credit
Asked by J.R. from San Diego
on September 29, 2008
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I have a collections/credit card on my credit report from a few years which I need to take care of. I have been working on my credit for the past few months and this i...
Answers
- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
Best Way to Increase Credit Score
Asked by T.B. from Seattle
on July 17, 2009
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My husband and I are planning to refinance our home within the next 90 days. However we would like to increase our credit scores as much as possible within these 90 d...
Answers
- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Enough Is Enough! Should I Try Accutane?
Asked by S.R. from Salt Lake City
on October 20, 2008
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I suffer severe adult-onset acne (over 15 years). I feel I have tried everything:
Benzoyl Peroxide cream, gel, and wash in every percentage; Differin gel and cream ...
Answers
- I tried accutane when I was a teenager and it works really well, but the side effects are not worth it, in my opinion. My dermatologist put me on yasmin birth control...
- I used accutane and it worked- it did clear up some severe acne I had, and I haven't had acne as badly since then. But beware of the side effects- accutane has been l...
- Several of my family members have been on accutane. It worked quite well while they were on it, but some of them have had the acne come back. One of my sisters has b...
Looking for Advice on Credit, Mortgages, Real Estate
Asked by B.K. from Detroit
on July 17, 2009
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Hi Mamas!!
We've decided it's time to buy a house. We are for sure going to stay in MI so we are ready to commit to purchasing a house. We do have a few issues th...
Answers
- My husband is a branch manager at Top Flite Financial in East Lansing. He can help you fix up your credit and see you into your home in the near future. Give him a cal...
- The good news is that it is never too late to start rebuilding your credit--but it can take time. Pull both of your credit reports (maybe go to your bank and have the...
- When we were looking at buying a house our bank told us that even though we had a couple of open credit cards it wasn't enough revolving credit. So I would ask your le...
Can Anyone She Light on These CogAT Scores?
Asked by J.B. from Kansas City
on January 11, 2008
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I just received my son's CogAt scores. He is in the second grade which is when they first do it, then again in fourth ect. It tests his cognative abilities and he did ...
Answers
- When talking about percentiles an easy way to think about them is this...Out of 100 children, your son scored better than ___ (insert number here) of them. So if his ...
- We are waiting for our son's(he's 6 and in Kindergarten)IQ results. Testing was recommended for him, for the gifted program, by his teacher. We knew he was bright and ...
- In our school district the 2nd grade CogAT scores are used to identify students for the gifted program. Your son's score of 98 would automatically qualify him for the...
Individual Tutoring for 1St Grader -- Score, Sylvan, Etc.
Asked by J.M. from Los Angeles
on March 6, 2008
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I am looking for a reading tutor for my 6 year old son -- we have already spoken with one of his teachers about helping him 1 day per week, but now I'm thinking that m...
Answers
- For reading program, I think practicing reading everyday with you, will make a difference, or reading books using the internet, you have Raz Kids, or any other Program...
- We moved to Southern Cal 18 months ago. My then 6 year old also struggled to learn to read. We tried Score. The people were warm and friendly, but the program is on...
- Is his teacher concerned about his progress? Has he had any type of formal academic, or speech/language testing? You may want to take this up more with the school to r...
High Fsh Score
Asked by C.G. from Austin
on February 26, 2008
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Hi moms,
I am a 42 yr.old mother of a gorgeous 5yr.old little man, and I've posted on here before and have gotten excellent feedback from all of you; therefore I'm ...
Answers
- Hi C., When my FSH started to creep up I went straight to the high tech methods. Now I am have three beautiful children. Know that there is technology out there for y...
- C., First let me say how sorry I am. I've never miscarried, but I have had fertility issues and it can break your spirit and crush your soul. A little bit on my s...
- Hey C.~ First, let me say how sorry I am for the loss of your little baby. I miscarried last March, and it is very painful emotionally. I also say "Yay!" for your r...
Help! Need So Advice on Debt.
Asked by D.P. from Chicago
on August 14, 2008
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My name is Lisa I live in tinley park. I screwed up big time I have a lot of credit card debt, my credit score is low and I feel bad for what I'm putting my family th...
Answers
- Is it a gambling, drug, or alcohol problem? How about habitual shopper? There's help out there for almost anything nowadays.
- First off, don't beat yourself up. We all make money mistakes, put that energy into wanting to make it stop and live a better life for you and your family. I'm on the...
- I wonder if your working or looking for a home based business. I have a number with free info, you can check it out and leave a message if your interested in more inf...
Does Such a School Exist??
Asked by K.D. from Philadelphia
on February 18, 2008
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I am wondering if anyone can offer suggestions about school choices in the West Chester area...private, charter, anything. My 5-year-old son is currently in 1/2 day k...
Answers
- You may want to look into the Quaker schools in the area. Goshen Friends, West Chester Friends and Westtown School. The programs are very nuturing very community ori...
- I have 2 children at Collegium Charter School (Exton) and have been extremely pleased with our experience (we've been there 4 years). They do a really great job of di...
- HI K.! L. from Evansburg here...We have been looking at Montessori schools and are VERY pleased, actually already sent in our application for Brianna for next Jan, wh...
My Son's Behavior at School Is Out of Hand
Asked by M. from Columbus
on October 26, 2006
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My 5 year old son's behavior is going from bad to worse. He is not following directions, causing arguments in class, not listening to his teacher (simple direction...
Answers
- I had the same problem with my son. His behavior follows the "lowest common denominator" in the classroom. When his teacher gave him extra, more challenging work, hi...
- My son's behavior started to slip at school recently...I looked at what we were doing differently, and realized the only thing was he was going to sleep later many eve...
- It sounds like he could be bored. My daughter had some problems in K and 1st grade because she was bored to tears. She would get her stuff done and then sit and talk...
