refinancing
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Considering Refinancing to Consolidate/home Improvement
Asked by T.D. from Cincinnati
on July 17, 2007
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Has anyone out there ever refinanced their homes? We bought our house almost 3 years ago and due to our combined credit situation and us not being married, the house a...
Answers
- Here's the name of the women i used and her company info, i'm not sure exactly where you are located but she traveld to do mine, came to the house and everything. I h...
- T., I would look into a home equity loan. These are typically low interest, plus you can claim that interest on your taxes just like you do the interest you pay on...
- T., As a few others have already pointed out, getting a home equity line is probably your best solution. Being that I work with home loans in my profession, I woul...
Refinancing
Asked by S.W. from Chicago
on April 2, 2009
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Has anyone refinanced recently? Yesterday I was quoted %4.875 with $1600 closing costs. It sounds like a lot to me.
Answers
- We are in the process of shopping a refi right now & what you were quoted sounds great. The rule of thumb is if you can get a full point less than what you are curren...
- My husband does mortgages for a living. Feel free to give him a call. His name is Nick, and his cell phone is ###-###-####. He'd be more than happy to help you out!...
- Hi Stacy, My name is J. and I am in financial services. One of the services we provide is refinancing. We have been in business for over 30 years, have never done an...
Refinance Input
Asked by C.G. from Las Vegas
on August 21, 2007
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I am trying to refinance my home I have checked with 2 differnt people (lenders) and I just get higher quotes than I am paying now I dont know what to do. I have to re...
Answers
- HI C. See my mom owned business. This is my field. I am a Mortgage Agent. Call me. There are many goverment programs that you may now qualify for. Call me at a...
- C., I don't know much but there were a bunch of articles on MSN not too long ago about this. I think you should contact the lender who holds your loan currently and...
- Hi C., sounds like you are on a 2/1 or 2/28 ARM which means the initial rate was a lower "teaser" rate fixed for 2 years and will be re-casting. First of all, don'...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Asked by K.R. from Charlotte
on January 18, 2009
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I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the lowest after the election. My loan i...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...