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Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt
Asked by K.M. from San Francisco
on September 3, 2009
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I am a single mother of 2 and I bought a new refrigerator about 1 1/2 years ago and I never missed a payment or made a late payment and one day Home Depot called me up...
Answers
- K., many people have gone through this situation, our household has been affected as well. I have read somewhere that new laws were passed that banks are not allowed t...
- Join the rest of us. The United States is a mess and no relief is in sight. What you can do is call the companies, ask for the supervisor and try to get the interest r...
- Well, if you don't need to buy a car or a house in the next 7 years, (probably more like 9) you can completely ignore them and never ever pay them. They will hassle yo...
Need Legal Advice on Hospital Bills
Asked by M.B. from Oklahoma City
on March 3, 2007
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I had a preemie in Oct. who racked up some medical bills, while on his 3 week stay in the hospital. thankfully my insurance will not allow me to spend more than 3000 a...
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- I'm pretty sure as long as your attempting to make some sort of payment they cannot turn you over to collection. I had a similar thing with my credit card company 10 ...
- first off, you say you are sending several people $20.00 a month? have you talked the business office at your hospital to have all off your bills consolidated into on...
- My husband has thousands of dollars in medical bills. We also get hassled for all of it at one time. My uncle is a DA and we asked him what we should do and he said ...
My Family Needs Help!!
Asked by B.M. from Kansas City
on November 8, 2008
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I am not asking for free handouts from anyone on here please don't get me wrong. I just don't know where to turn.
I had to go back to work just to make ends meet. Wel...
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- jennifer had great advice. i also wanted to let you know that you're not alone. my hubby and are "supposed" to make 40,000 per year between the both of us, and if it e...
- I would suggest trying to get placed on the Angel Tree, I think they are ran by the Salvation Army. I see the trees in malls, A needy family puts a wish list for their...
- We've all been there, girl (and if not, we know it's always a dreaded possibility!) Here's a number to an Emergency Assistance Center of Johnson County for Spring Hil...
Seeking Advice, When Money Becomes an Issue...
Asked by V.D. from Denver
on June 16, 2008
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Hi Moms! Several months ago I offered to help out someone with their child. She is a single mom and just needed some extra help. I was more than willing. We met an...
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- I hate it when people do things like , esp. when they make you wait at home while they have no intention of coming over. That being said it just depends on how far yo...
- I have never met a single, custodial parent who wasn't always in a cash crisis. (It boggles the mind that the media presents single-parenthood as a desirable state!) ...
- Money between friends is such a hard subject. I have a rule for myself (same with my husband) that when we loan anything, be it money or objects, we loan with no expe...
Have Not Received Child Support in 3 Months.
Asked by T.C. from Dallas
on July 26, 2009
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I have not received child support in over 3 months. He is almost $9,000 behind. He has gone months before with out paying. My payments are through the Attorney General...
Answers
- Well, I know personally that the AG's office is very overwhelmed right now as they've taken over the child support payment processing for ALL of Texas which they hadn'...
- i can only relate my experience.....I would say they are VERY slow. If the ex lives in TX your chances are probably better....if not it almost seems like a lost cause....
- The AG office is VERY slow to enforce anything. My ex owes thousands. I paid an attorney to file a Motion to Enforce which was granted and STILL NO payment. Good luck!
Cash for Clunkers
Asked by N.A. from Dallas
on August 8, 2009
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Hello moms, Has anyone used the CASH FOR CLUNKERS program?
I have car that has 190,000 miles. It is not in the best of condition. Can't really afford a car payment. ...
Answers
- the other option is looking for a reasonably priced used vehicle. You can't use Cash for Clunkers, but your payments will be lower and chances are you will get more o...
- Some auto shops---like Firestone and Goodrich---have no interest payment plans. This is what I do to keep mine running. Also cook dinner for a friend or brother in exc...
- Probably not worth it. We have a minivan that qualifies but you are limited on the car you purchase instead.... Ex: the car we plan to buy next does not qualify....
Doctor's Payment Question
Asked by C.M. from Janesville-Beloit
on August 1, 2009
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I have a few doctors bills that I've been paying monthly. I have a few that I paid off, but 2 others are too high to pay off right away. Because I work full time, I ...
Answers
- Hi, I agree with everyone that you really do need to contact them. Have you tried email? I've noticed that many places have email now or try using your cell in the mid...
- Just make the call to cover yourself. Now I think they are happy to get any payments. No reason to cause yourself more grief if it's preventable.
- C.~ I think as long as you are making an effort and sending a payment most places are ok with that. I have found that to be true with our dr. office and hospital. bes...
Need Help with Mechanic's Lien
Asked by T.H. from Chicago
on March 10, 2008
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We had a housecall with Paul's Heating and Cooling in Berwyn, IL, on 01/21/08. They looked at our broken heater and we made arrangements for my husband to go to their ...
Answers
- honestly, this sounds like theft. I have never heard of anything like this. I would think if there was a fee involved, then they should have billed you for it. When...
- Call the cops and let them know it was stolen. Tell them you want a police report. Do you have the name of the person who took it? He would be the one arrested for th...
- Hi T., It will cost them around 100 to file th mechanic's lein so I'm guessing they will probably not do it. Did you pay your original bill from the first call or ...
Single Mom in Need of New Car
Asked by B.B. from Dallas
on September 8, 2006
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I am looking for an affordable new car. I have two kids, so it cannot be too small. My car just broke down yesterday and it will cost more to repair the problem than...
Answers
- I just saw a commercial for Central Kia. They have a model that does not appear to be too small for less than $6,000 BRAND NEW, with a 10 year warranty. It also said s...
- B., We have a 2003 Suburban for sale. It's in excellent condition, only 42,000 miles - it's loaded including a DVD player (to keep the kids occupied!) and we are o...
- Hello, I do have a 1993 Previa Van. It is a perfect family vehicle. I am trying to sell it. I am not in a rush to sell and dont need cash desperatley so I am willing ...
Need Advice on In-home Child Care .
Asked by M.G. from Kansas City
on May 21, 2007
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Hi I have been watching children in my home for years and I am not licensed but to cover my rear end I have drawn up some simply papers for the parents to fill out whe...
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- Hi M., To answer your question no you are not wrong for having them fill out these papers or sign something. I'm a child care provider also and I myself h...
- Hi, I think that you are very smart, without those precautions you would probably end up like me. I am owed over $400 dollars because I didn't have the parents sign an...
- I have done in home child care of 8 years and have all of those same forms. I have found it to be a releif to parents to know that their sitter is that prepared. As ...