money problems
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Seeking Some Family Advice
Asked by M.G. from Pocatello
on December 18, 2008
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Hi Ladies, i have a little problem im stress really stressed i got pregnant at really young age i was 17 since then i havent had money to buy me any clothes. My sister...
Answers
- HI M., I have SOOO been there! I got married at 18 and had my first baby 7mos later. Yeah you do the math LOL! Those first couple of years after the baby was born w...
- This time of year is always hard, stresses about money. The difference between depression and just feeling overwhelmed is finding solutions. Your sister was cruel an...
- ok. so real quick is the real dad helping you at all. and second do you have any state assistance like childcare.. getting help from these while your down can help you...
Foreclosure
Asked by A.G. from Detroit
on February 8, 2009
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Hi Moms! My husband was laid off almost 2 weeks ago. I am currently doing a full time internship and am not receiving any type of income. So essentially, we have no mo...
Answers
- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...
Credit Card Problems
Asked by J.M. from Lansing
on April 4, 2009
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Last year was a rough year financially for us. We lost income and got behind in all of our bills. I finally stopped paying our credit cardsto catch up on our house,tr...
Answers
- Times are trough, but not paying your credit cards is suicide. These should be paid before any other bills except your mortgage. Call each of your creditors, and talk ...
- Hi, J., We have foubd ourselves in the credit cards debt up to 17,000.00 and to solve the problem I enrolled into the DMP plan (DMP stands for Debt Management Plan) w...
- Ask the credit card companies to lower the interest. Try to always pay the min. and not use the cards anymore. Also try a consolidating home equity loan or other suc...
What to Do?
Asked by J.T. from Chicago
on April 18, 2008
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I am trying to get back on my feet. My husband was laid-off for 5-6 months and we lost everything.I hate staying with my in-laws. I feel depressed wvery time I have to...
Answers
- I'm sorry to hear about your situation. We have been going thru a tough financial situation too. God has a purpose in everything, sometime he brings us through hard ...
- Hi J.- We have a house in Elgin that we are trying to sell OR rent. I understand your credit is not good due to your husband being laid off, but we might be able t...
- Do your best to keep it together. You say you are trying to get back on your feet...that's a step in the right direction! This is ONLY a season in your life and as ...