foreclosure
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Need Advice on Where to Find Help!
Asked by S.D. from Washington DC
on July 29, 2009
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Hi Moms,
I need some advice/help. I have fallen behind on my mortgage and am in foreclosure. I don't want to lose my home, but no one will help me because my ...
Answers
- Call 211. It is an United Way program to get people in touch with the right government agencies, charities, etc. in their area. You may have to call from a land line.
- S., Your mortgage company has to help. If you are able to start paying again, atleast something. With the new laws that Pres. Obama put into place, you must be at...
- I heard about these places from our financial company (where we have our retirement accounts). Good luck, stay focused on your family and remember you will get throug...
Rules Regarding Heating in Condo Units
Asked by V. from Chicago
on November 1, 2007
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Ok, so I got a Condo conversion unit two years ago and no big issues for a year or so. After that, a lot of issues started appearing here and there with at least two u...
Answers
- maybe the board may want to consider having a management company step in. our condo building also had issue with heating be turned as the weather temps got colder. w...
- V., I think it's actually illegal to not provide heat. I know that if the temp drops below a certain degree, you have to have heat. I may be wrong, but I don't think ...
- Set up a meeting to discuss and vote. I would also vote on a new president just to let this guy know he isn't King of your condo building.
Short Sale vs Foreclosure
Asked by C.B. from Providence
on July 7, 2009
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I recently requested a short sale to the bank tgaty loan has defaulted. The idea was to attempt to not have a foreclosure on my credit. I just got a form saying that i...
Answers
- Hi C., I am a Realtor in Maine, if you are successful in getting a shortsale offer, yes you are responsible for the difference. If you can not pay it (and usually peop...
- C., I work as a real estate paralegal... and NO you do not have to pay the difference on a short sale. What happens is you place the house on the market and the bank ...
- HI C., Listen to Kelly!!! and here is a website to learn more of what you are about to do... good luck! http://homebuying.about.com/od/shortsale/Short_Sale.htm ...
Should I Foreclose on My Home?
Asked by N.O. from Detroit
on April 26, 2009
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My husband and I have been living in our home for almost 6 years. We love our home and we have done alot of work to since we bought it. I'm grateful that we both have...
Answers
- I understand you dilemma. However, you will be so disappointed if you think that affluence will automatically equate to better breeding. My sister & BIL's neighborhood...
- i can understand that if the neighborhood is getting bad that is one reason to move, but i think too many people are "giving up" on their houses and foreclosing for wr...
- Hi N., I am in somewhat of the same situation, we have 2 issues, one our neighborhood is going down hill and we have outgrown our house. We spoke with a realtor and t...
Foreclosure
Asked by J.M. from Pittsburgh
on June 29, 2009
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My house is in my grams name and she recently passed. If we let the house forclose, can the mortgage company come after my dad for the money since he is excutive of t...
Answers
- J. , J. , my dear ; never let the bank take property .. Ever, never .never ever ......you will spend a lifetime fix'n your world ...... Fight for the roof over...
- the mortgage is in whose name? why not paying the mortgage off unless no money
- Hi J., First, let me offer you my sympathy on the loss of your grandmother. Second, the role of the executor is to wrap up all of your grandmother's affairs. That...
Foreclosure
Asked by A.G. from Detroit
on February 8, 2009
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Hi Moms! My husband was laid off almost 2 weeks ago. I am currently doing a full time internship and am not receiving any type of income. So essentially, we have no mo...
Answers
- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...
Foreclosure Question
Asked by H.H. from Detroit
on June 28, 2007
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My husband and I are considering putting up our home for sale in hopes of buying a foreclosed home in an area where we would stay for a long time. Does anyone know if ...
Answers
- Hello H., I have been looking at homes for the last few months. I have put in an offer on a foreclosed home and it is different than buying a house regularly. The...
- Hi H., I am a real estate broker, and yes foreclosures are a little different than a regular sale becuase of the bank owning the property. If you want to send me a ...
- Hello H. I have just place to ask that question check out this wedsite .. C. http://buildlastingsuccessteam.com/direct.php?id=B###-###-####&password=corn8
Foreclosure
Asked by A.H. from Detroit
on January 4, 2009
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Could anyone who has gone through foreclosure tell me what it was like. Looks like were going to loose our house, despite all we've tried.
I've gotten a few very nas...
Answers
- Well I myself havn't gone through a foreclosure, but I now quite a few people who have and here is what they've told me. you stop making your payments and after 3 mon...
- http://www.expertvillage.com/video/39116_foreclosure-process-what-happens.htm Hi there sorry about your situation but your not alone LOTS of people in michigan are ...
- I am sorry to hear of your situation. I did mortgages and we were able to finance people who had gone through a foreclosure faster when they did a deed in lieu of for...
Major Debt Considering Bankruptcy or Foreclosure
Asked by G.M. from Tampa
on September 11, 2007
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When I married my husband he had a TON of debt. My mother and I (best friends) assumed it in our credit cards. We are now in the difficult situation of being 141K in ...
Answers
- Hi. I am an attorney and let me start offf by saying that what I am about to say does not mean that I am your attorney. Sorry, but had a "friend" burn me when I didn...
- Please let me know what you find out. I have been considering bankruptcy for a number of years. Although, I don’t have credit card debt, I have many other negative m...
- My aunt and uncle just went thru bankrupcy, As far as I know it was not too hard. It does cost like 800-900 to get the ball rolling. They were able to keep their hou...
Foreclosures
Asked by B.B. from San Francisco
on May 11, 2008
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I'm not a real estate/mortgage expert at all but I was just wondering it seems like everywhere I turn people are either "walking away" from their house or house going ...
Answers
- Walking away means that you allow the lender to foreclose on your home and YES it does have consequences! It's not easy, it's stressful and To have your home foreclos...
- When a homeowner "walks away" from their home....it simply means that they are moving out of their home and letting the bank have it. Unfortunately, we find ourselves ...
- B. ~ "Walking away" means that you just stop paying on your mortgage and let the home go into foreclosure. Yes, it affects their credit history for anywhere from 2 to...
