financial advice
Related Questions & Answers
Results 1-10 from 10 articles
Where to Get the Money
Asked by K.R. from Milwaukee
on April 19, 2008
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I own my own home in Milwaukee, WI. I want to move the the suburbs. With the market the way it is currently. It will probably take 6-9 months to sell my house. I c...
Answers
- I just read about banks or mortgage companies who are offering "guaranteed sale" deals. The way it works is that if your home doesn't sell in a specified number of mo...
- Actually, K., moving to an apartment may be a good way to start over only because it achieves your first objective (and most important): getting your son to a safe pla...
- K., I am a Realtor in Wisconsin. Talk to your lender and see what they have to offer you. About the only way to get a home while you try to sell yours is a "Bridg...
Widow Mom
Asked by C.P. from San Antonio
on July 17, 2008
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I am a single mother of a 14 year old daughter and my husband just passed away in May of this year. It has been devastating to us both and now with all that has happen...
Answers
- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
Marriage
Asked by A.C. from San Antonio
on October 11, 2007
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i have been having serious problems for a while now. financially we started to struggle a lot and my husband stopped going to church. Right now he is putting me down e...
Answers
- I don't know what to tell you but I will definitely be praying for you.
- All i can say is pray pray and pray! Calmly tell your husband how you feel, then leave it alone and pray constantly. Ask him if he would be interested in a marriage co...
- A.: 1. Call the Family Justice Center @ ###-###-#### (I assume you're here in SA?) You wouldn't believe the services they have for women in our situation...legal, ...
Advice on Finanaces
Asked by K.D. from Philadelphia
on September 28, 2008
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Hi Everyone,
My husband and I are having quite a bit of trouble staying afloat with all our bills lately, and I'm wondering if anyone has advice about what we can do....
Answers
- I hear you. This is tough. I was in banking for 20 years, and right now I'm helping to facilitate a course at our church called, "Financial Peace University", by Dave...
- Hi K., I know what you guys are going through. We've been going through something similar as well. My husband is a chef and has been picking up catering on the si...
- Wow K., sounds like you're telling MY story!!! I'm in the same position. Some of the things I've done are eliminating eating out, including lunches, cancelled any ex...
Seeking Advice on Paying off All Debt
Asked by S.M. from Dallas
on February 13, 2009
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A family member of mine died and left me money. My huband wants to eliminate all our debt- cars and house. We both have jobs, We contribute to our retirement. It is su...
Answers
- i would agree that you definately want to make sure that you don't have to pay taxes out of it before you use it all to pay off your debt. After that I would pay off d...
- My husband recently lost his step-dad and it is hard. We paid for half the arrangements. My suggestion is do both but a little at a time. Pay off your smallest bill wi...
- S., I am so sorry for the loss of this family member, and how very special that she or he thought so much of you to leave you some money! If this death occurred...
Should I Refinance?
Asked by T.B. from San Francisco
on February 5, 2009
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I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and include...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Refinance Input
Asked by C.G. from Las Vegas
on August 21, 2007
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I am trying to refinance my home I have checked with 2 differnt people (lenders) and I just get higher quotes than I am paying now I dont know what to do. I have to re...
Answers
- HI C. See my mom owned business. This is my field. I am a Mortgage Agent. Call me. There are many goverment programs that you may now qualify for. Call me at a...
- C., I don't know much but there were a bunch of articles on MSN not too long ago about this. I think you should contact the lender who holds your loan currently and...
- Hi C., sounds like you are on a 2/1 or 2/28 ARM which means the initial rate was a lower "teaser" rate fixed for 2 years and will be re-casting. First of all, don'...
Father in Law Dilemma
Asked by S.W. from Phoenix
on December 18, 2008
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My father in law is 55 and has serious financial woes. It's not a matter of getting into credit debt or not making enough money (he had a great paying job, until he w...
Answers
- I wish i could wave a magic wand for you S., but at the end of the day your father in law is a grown man. Yes he may moan about his situation but the fact that he has ...
- I've got to tell you - someone like that generally won't change until he wants to. I know because my dear husband has been the same way for most of our marriage, and a...
- Not a fun situation. But in my own experiences, if this man is not willing to listen to friends and family, then he probably not going to listen to you once again whe...
Need Financial Help BAD!
Asked by D.L. from Dallas
on October 11, 2007
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my husband i are having SERIOUS financial issues. we don't argue about them b/c we do everything we can to keep it to a minimum. well, about a month and a half ago h...
Answers
- D., I read the advice you've already gotten. You should definitely talk to the bank ~ most of the time they will try and work with you or at least recredit you some ...
- Well, I would start by calling the companies whose bills you can't pay and see if you can work out a deferred payment or payment arrangements. Just be honest with the...
- D., I can empathize on what you are going throught right now. I have been in a similar situation before. Im not sure about any financial service but there are some sh...
Financial Advice
Asked by L.W. from Chicago
on January 29, 2009
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Hello Moms,
This year has been extremely tough with the economy. My husband was laid off and is now back in school Full-Time. He was a union carpenter and with the ...
Answers
- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
