expenses
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Need Advice from Moms with 4 or More Children
Asked by A.S. from Lansing
on January 8, 2009
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My husband and I have 3 children and figured we'd still have one more another day. Our youngest will be 3 in May and we're contemplating getting pregnant now, which wo...
Answers
- Phil. 4:6-7 lean not on your own understanding.
- How many kids you have is a personal decision based on what's best for your family. We have four kids and if we had more money we'd probably have more kids. We n...
- A., I have 5 boys ages 13 yrs 10 yrs 7 yrs 5 yrs and 23 months. Going from 3 to 4 was an adjustment for us, but going from 4 to 5 was a cinch! I think a lot of ...
No Help from Father
Asked by B.R. from Columbus
on November 1, 2006
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Hi, I am in a bit of a predicament. My ex husband feels that all h should pay for is his child support. I have an ok income but do not feel it is my sole responsabi...
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- Was any of this established through the courts or in writing? If not, you're going to have to get an attorney. My friend went through this and she regrets never doin...
- I am not divorced but I am sure that the orthodontist should bill him for the majority of the braces if you have his address. If not, the insurance company should send...
- B.~I am divorced, and I my ex husband (I have full custody), does not take my kids on weekends, he says that he pays me to be his full time sitter (he pays 500 a month...
Are You Making Adjustments?
Asked by S.L. from Kansas City
on March 8, 2009
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I am looking for ways to save money once again. I have scaled back my impulse purchases a lot. But it seems that no matter how many adjustments I make, more and more...
Answers
- I think everyone feels your pain right now. I am a full time student with two more years. My husband had to quit the job he loved as a self-employed personal trainer b...
- First I will respond to your last sentences. Have you talked to your doctor about Attention Deficit Disorder. Many adults are diagnosed but it could also be your lac...
- My Dad gave me the best money advice I've ever received, which is, "When couples, or church committees, or families, argue about money, they're never really arguing a...
Teen Pregnancy
Asked by S.W. from Toledo
on October 17, 2006
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My teenage daughter is pregnant and the father is 18 I tried to see about pressing charges, but I can't because it was consentual sex. Not only that , but they also to...
Answers
- Since he is 18 child support is a possibility. Even if he doesn't pay, his name will still be in the system. They go after guys for non-payment. As far as assistance, ...
- I was in that situation when I was 16. I was pregnant and my boyfriend at the time was the same age as me. I would try and call an attorney. If he is 18, the judge ...
- i too was pregnant as a teen wic and healthy start insurance is about the only thing she can really get because of her age, the fact you are helping her is great becau...
Ideas to Cut Back Expenses to Be Able to Be a Stay at Home Mom
Asked by A.P. from San Angelo
on April 8, 2009
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I have a 17 month and a 2 and 3/4 year old. My two year old is in daycare and my baby has a nanny. The nanny will be starting school and when my baby is 18 months he w...
Answers
- Write down all your expenses for the next month or two. Categorize them and start looking for places you can cut costs. Then start saving. Even if you can't afford ...
- Not having to pay your nanny and day care may be more of a "raise" then you think
- Hi there, Actually, it might help you to quit working. People don't take into account all the "little" expenses that you have when you work. First of all, it migh...
Took in 2 Grandkids Full Time and Living on Fixed Income - Help
Asked by N.Y. from Dallas
on August 10, 2009
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Hi moms, I have some friends who have taken in their two grandchildren to care for full time. They are living off their retirement savings and now have expenses such ...
Answers
- You didn't say how old they were but one of the suggestions I didn't see listed was for one of them to go back to work at a job that provides medical benefits -- or bo...
- Also, check with some local churches. For example, Oak Cliff Bible Fellowship has a clothes pantry, food pantry, and a Family Center which helps with baby items. Angel...
- You might want to suggest they go to this website www.raisingyourgrandchildren.com It has a lot of information of resources and legal issues that they need to conside...
Financial Issues
Asked by B.A. from Philadelphia
on February 4, 2008
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I don't know where to begin. This may be more to vent then to receive advice, but I've been very depressed lately I need to get it out. I am hoping that someone who ...
Answers
- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
Paying a Roofer with Insurance Money
Asked by C.T. from Denver
on August 8, 2009
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Hi everyone - I'm looking for advice on how to negotiate our final contract with our roofing company. Insurance gave us a check already for the depreciated cost of th...
Answers
- Hi C., Years ago, I was a claims adjuster, so I understand your question. Also, I have been out of this industry for several years, so some things have changed. Thu...
- That was a nasty storm wasn't it? Whew! We went through this last year when a big hail storm ripped through town, with a similar payment scheme from the insurance co. ...
- I would negotiate the contract as if you're only getting from the insurance what the roofer chargers. He shouldn't get paid any more just because you have more coverag...
How to Cut Corners on Monthly Expenses
Asked by D.H. from Tampa
on October 24, 2007
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I would love to stay home but need to cut corners, except for using coupons on food what are some other ways you have cut corners on bills and other monthly expenses. ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Funeral Gift
Asked by G.S. from Washington DC
on April 24, 2009
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Is it appropriate to give money towards funeral expenses or the educational expenses of the deceased grandchildren instead of flowers? They did not specify any charity...
Answers
- GS, Have you thought about www.starregistry.com/? You can name a star after the children. I'm sorry for your loss. K.
- Dear GS, It is completely appropriate to give money or help out in any way possible, especially, in that type of situation. I can't tell you how many last minute e...
- I think that money in the deceased name for the education of the grandchildren is an absolutely fantastic idea. What a way for her to be remembered and have her influ...
