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Does Anyone Know How Much an MRI Costs?
Asked by N.B. from Dallas
on September 12, 2006
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I may have to get an MRI next week. Just found out today that my insurance does not cover it, but whatever I pay will just go toward my deductible. Does anyone know th...
Answers
- I use to work in a surgeons office and I was in-charge of setting up the testing. Some places will charge you anywhere from 500-800 with out insurance. If you want t...
- My suggestion is call where your going to have your MRI, and they should tell you exactly how much your MRI will cost. I know that each place charges different prices,...
- Call the place that your doctor recommended and ask to speak to someone in the business office. Ask them what it will cost because you are paying for it yourself - no...
Is Childcare Tax-Deductible?
Asked by A.D. from Dallas
on October 10, 2006
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I was talking to my cousin today and she mentioned that in certain instances, childcare expenses are tax-deductible -- and the level will actually differ with the numb...
Answers
- Does anyone know if a facility a actual Day school, has to provide tax reciepts, my DD was at a home care timm a couple on months ago and the lady always gave us a re...
- I am a childcare provider and my parents deduct me every year. hope this helps.
- Every year the deduction I get from childcare is a huge blessing. There is a cap on how much you can deduct. I receive a letter from my daycare every year that shows...
Paying a Roofer with Insurance Money
Asked by C.T. from Denver
on August 8, 2009
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Hi everyone - I'm looking for advice on how to negotiate our final contract with our roofing company. Insurance gave us a check already for the depreciated cost of th...
Answers
- Hi C., Years ago, I was a claims adjuster, so I understand your question. Also, I have been out of this industry for several years, so some things have changed. Thu...
- That was a nasty storm wasn't it? Whew! We went through this last year when a big hail storm ripped through town, with a similar payment scheme from the insurance co. ...
- I would negotiate the contract as if you're only getting from the insurance what the roofer chargers. He shouldn't get paid any more just because you have more coverag...
Memory Loss During Pregnancy
Asked by A.K. from Dallas
on November 10, 2006
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Good morning everyone, really hoping someone can help me w/ this burning question. During pregnancy I started noticing a pattern of forgetfulness,where sticky notes b...
Answers
- Hi A., I have 3 children and have never experienced such forgetfulness. Were any drugs administered to you at the hospital? Sometimes, an overdose of medicated...
- Everything changes after the first child. Not only did I have a plethera of physical changes, but my whole way of thinking changed. It was like half of my brain was th...
- A., One thing I didn't notice in the responses is, lack of sleep. My kids are 3 and 5 years, and I still have memory loss every once in a while. It all goes back t...
What Does Insurance Cover?? Garage Door
Asked by C.B. from Dallas
on November 1, 2006
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Many of yo responded to my question about the 3 year old who ran into our garage. My insurance company is now saying that they will mot cover the garage door, since i...
Answers
- If you have a good Insurance Agent, your deductable should be 1% of the value of your home. If your deductable is 3x's more than the cost to fix the door then you dont...
- C., I know how frustrating insurance companies can be...although I do not have any great advise on how to get around this, I can defintely relate to the frustration...
- C.. I am sorry for your delima. I am actually an insurance adjuster and this sounds correct. The liabilty follows the owner of the vehicle, which would be you, not ...
Is This Illegal Regarding Insurance?
Asked by C.G. from Dallas
on June 27, 2009
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We need a new roof. Our insurance company agrees and has already given us a $6,000+ check. We are supposed to pay the roofer and our deductible and then the insurance ...
Answers
- We had a slate roof before and went back with a composition roof...we received more from our insurance company than it cost to replace the roof...we got to keep the re...
- I don't know, but I think that explains why I always see the roofing signs in people's front yards. I always wondered. I think technically they are scooting around the...
- I think the way it is described here sounds fishy, but I also think it's waaay incorrect. From what I know about this, having roofers in my family, the first check pa...
Health Insurance Appeals
Asked by S.S. from Houston
on July 10, 2009
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O.K ladies I am going to try to make this short and simple and I hope someone can offer guidance. I recently had to purchase hearing aids. My insurance covered 1/2 ($2...
Answers
- I actually do this for a living. I work in Insurance collections for a large University Hospital. What I would suggest is to review the explanation of benefits you...
- Don't appeal with the state ...yet. Find a lawyer, one that's upfront about costs and specializes in medical claims. Do the next appeal through the lawyer. If the i...
- I am not an insurance expert and I hate to be the bearer of bad news, but in my "insurance experiences" I have found two things 1. No matter what the "help line" p...
Medical Insurance and Pregnancy - How Does It Work???
Asked by A.L. from Phoenix
on June 9, 2009
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Anyone out there have some advice? Insurance is one topic that thoroughly infuriates me! I have a high deductible plan. It has all kinds of loopholes on how insuranc...
Answers
- I had a high deductable on my insurance as well- $5700 and after I became pregnant I found out I was not even covered for pregnancy- the agent messed up and there was ...
- Hi A., I had the same questions when I got pregnant. I called my insurance company with all my questions, I made sure that my doctor was in their plan and the hospi...
- Yes, you might have to pay the deductible twice. However, you could switch to a different plan on the second year...one with a lower deductible and better coverage. ...
Seeing Info on HEALTH SAVINGS ACCOUNTS (HSA)
Asked by A.M. from Grand Rapids
on November 27, 2007
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HI All - My husband works for himself. We've got 2 little boys (2 and 4 years old). We currently pay $1200/month for health insurance through Priority Health. Our de...
Answers
- We switched to an HSA almost a year ago, and I love it so far! You should only switch over if you don't have any major medical problems etc. The deductible is high, ...
- You know I just had a friend have to deal with one of these. She had one and unfortunately at the end of the year she was out of funds and needed very badly to see the...
- We to have our own business and have had two HSA's and they can be a good thing I will tell you if you are in the state of Nebraska DO NOT use fortis insurance they do...
Can MDO Programs Be Tax Deductibles...???
Asked by E.A. from Dallas
on March 27, 2007
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My next door neighbord, just divorced, Is working in her taxes for very first time in her life, she asked me few questions and I only could refer her to the public lib...
Answers
- A mother's day out program is a form of child care, for which a credit is available if both spouses have earned income during the taxable year. See Form 2441 and the ...
- She can deduct them if she is earning income other than income from disability. I am a SAHM and my 2 YO is in MDO 2 days a week. We could not decuct this year sinc...
- I just worked through this issue as well. What I found out is that you can deduct MDO/preschool programs if you are at work during the time that your child is part...
