debt mediation
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Trying to Correct the Credit
Asked by S.G. from Houston
on July 29, 2009
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OK...I'm pretty upset right now so I hope this comes out right.
I'm really good about checking my credit reports every year & making sure that the information is ...
Answers
- I don't know about the IRS thing. But, I can say that if you don't need more or need to increase credit any time soon, you can put a "freeze" on your credit report. ...
- Hi single MomG Yikes!!!! what an issue- You are going to need a good attorney- or perhaps go thru Legal Aid-(they provide help for free or almost free) Then, firs...
- Ok, take a deep breath. DO NOT PAY THEM!!! The debt has been passed to a debt collector. Yes, they will tell you whatever it takes to get money including the incorr...
Marriage and Dealing with Money
Asked by M.K. from Minneapolis
on February 15, 2008
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Well-
I'm new to this site, but I can really see myself relating to so many of the questions and concerns that all of you have in so many areas. My biggest struggl...
Answers
- Your husband needs help. If he doesnt want to listen to you he need to seek professional help. GOOD LUCK
- M., Close those credit cards! Maybe keep one hidden away for an emergency. But get those credit cards out of your husband's hands! Or call your creditors, have them l...
- Hi M., You might want to check out a guy named Dave Ramsey. He is a radio talk show host/author who deals with getting out of debt and changing your spending habit...
Desperate for Financial Help
Asked by A.S. from St. Louis
on April 20, 2008
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I am at rock bottom. My husband came to me today and wants to file for bankrupcy because of a 2 month unemployment and years of financial mistakes. I am desperate to...
Answers
- Research on line. You may have to have a lawyer and they can give you the pro and cons which are many. Free budget help is available - call Legal Services. If you a...
- Hi, It not to late to get a book by Dave Ramsey called Total Money Make Over. He also, has a radio show and will be in Kansas City on May 2, 2008. There are churc...
- If you can avoid filing bancruptcy, I would. My sister did this several years ago and has stuggled ever since to build her credit back up No one seems to trust her fi...
Debt Mediation
Asked by C.A. from Dallas
on August 1, 2008
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Just wondering if anyone has tried debt mediation or credit counseling and what your results were. I tried to get a loan from the debt consolidation loan from the bank...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
