credit counseling
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Has Anyone Used Careone Credit Counseling???
Asked by L.G. from Phoenix
on August 3, 2008
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I am thinking about getting help to get myself out of debt.
I have tried getting the creditors to lower interest rates but that hasnt helped much.
I am in the proce...
Answers
- Unfortunately, using a credit counseling company is almost as bad as bankruptcy. I have done some research and have found that there is really nothing you can do othe...
- I would like to invite you to Financial Peace University by Dave Ramsey. It is a 13 week course offered through our church, Sun Valley, and it had made a HUGE differe...
- My sister used Debt SHield, which a friend of hers also used. It worked out well, as if creditors started calling, she just called the person at DS & they had it stop....
Debt Mediation
Asked by C.A. from Dallas
on August 1, 2008
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Just wondering if anyone has tried debt mediation or credit counseling and what your results were. I tried to get a loan from the debt consolidation loan from the bank...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...