credit card debt advice
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Credit Card Debt Help/advice
Asked by L.P. from Chicago
on August 20, 2009
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Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make min...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Credit Card Problems
Asked by J.M. from Lansing
on April 4, 2009
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Last year was a rough year financially for us. We lost income and got behind in all of our bills. I finally stopped paying our credit cardsto catch up on our house,tr...
Answers
- Times are trough, but not paying your credit cards is suicide. These should be paid before any other bills except your mortgage. Call each of your creditors, and talk ...
- Hi, J., We have foubd ourselves in the credit cards debt up to 17,000.00 and to solve the problem I enrolled into the DMP plan (DMP stands for Debt Management Plan) w...
- Ask the credit card companies to lower the interest. Try to always pay the min. and not use the cards anymore. Also try a consolidating home equity loan or other suc...
Does an One Know for Sure About the 7 Year Rule?
Asked by C.C. from Dallas
on December 8, 2006
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I was reading some of the responses to the question about the moms brother that had the credit card issue. My husband I really screwed up very young and we decided ab...
Answers
- Hi C.---my husband and I have just completed the Financial Peace University class at our church and it covered this briefly. Myth: unpaid debt will just fall off my cr...
- http://www.budhibbs.com/ This is an old friend. He has answered a call, to champion the financially challenged. Please go to his web site and read his book, the dow...
- Hi C., I do not know all the rules, but I can point you in the right direction. I used to be a Realtor, and LOVED working with first time home buyers. The key to ...
