budgetting money
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Budget
Asked by M.M. from Dallas
on November 8, 2006
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Hi- I really didn't know where to post my questions, so here it goes. I have a problem, I really need to get on budget!!! I really do not know how to go about it. I k...
Answers
- I have worked with many people helping them budget time/money etc. I would suggest first thing is to get receipts on everything. The purpose of this is to see exactl...
- M., I am in the same boat. Hoever, I have been listening to Dave Ramsey and have just purchased his book called "My Total Money Makeover". You can listen to him at...
- My husband and I live my a strict budget monthly. We go over all of our monthly expenses about once every six months and figure out where our money needs to go. You re...
Looking for Ways to save Money
Asked by N.K. from San Francisco
on October 2, 2008
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Hi Moms,
In this crazy economic environment, what are some things you are doing to save money on groceries, clothes, gas, etc. Please share.
Answers
- You already have alot of great ideas posted but here is another. I get my clothes at Susies Deals in Roseville, eveything in the store is $5.99 or less. I get all my t...
- Although it seems extreme, I got rid of all my credit cards, and ATM cards. Everytime I need gas, groceries, or ANYTHING, I have to go to the bank and get cash. the in...
- Make realistic budget and attempt to stick to it - and then write down what you actually spent. My husband and I have tried to make saving fun and rewarding vs a nega...
Has Anyone Done a Money Makeover or Financial Peace University?
Asked by N.H. from Detroit
on October 30, 2008
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Hey ladies! Like most moms, our family is trying to be more intentional about spending, saving etc. My main concern is working with my husband to have a realistic bu...
Answers
- I have never used one of those programs but I have read God's Plan For Your Finances and it is excellent. It breaks it down how to help budget your money with real nu...
- Yes !! Take the Financial Peace University Class!!! It will help you save THOUSANDS of dollars each year and truly be at peace with your finances!!!
- My husband and I did Financial Peace University in 2001 and were really successful. We've fallen off the wagon a couple of times since, but always go back to it and it...
What to Do About This Debt
Asked by L.L. from Tulsa
on April 8, 2007
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ok so here it is. I just need to get it off my chest. We are soooo broke. I am in debt a good 4000 in credit cards and to top it off my check wasn't enough to pay all ...
Answers
- This is tough. One thing is for sure is to cut the cards whether maxed or not, get them out of site. I would avoid transfering balances to 0% cards because then when...
- A lot of us have been there L.. I started out selling things on Ebay. Of course, one has to be careful of the selling fees and make sure you know exact shipping so t...
- Hi my name is N. and I am a Sales Director with Mary Kay. I would love to share with you how you could make some extra money with a Mary Kay business. You can work M...
What to Do with the Money???
Asked by D.T. from Dallas
on March 5, 2008
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My husband and I are expecting our 3rd child in early September. I plan to stay home with our 3 kids for a while when the baby is born. We will be cutting our pay in...
Answers
- Wow, that's alot of information :) I can tell you've done your homework. Honestly, I would put the $7k in an interest bearing account and forget about it. Within a ...
- Hi D., Seems like you have a tough cookie in front of you :) If I were you, I THINK I would pay off hubbys car IFFF int rate on it is too high... if not I'll probably...
- It is so easy to justify spending newfound money as in a bonus but I am a firm believer of saving. You mentioned your savings was low. I say put it in an account whe...
