budgeting
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Seeking Help on Computer Program for Budgeting
Asked by B.A. from Austin
on March 15, 2008
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I was wondering about a good computer program that is easy to use for monthly expenses for budgeting?
Answers
- Try daveramsey.com. He has some books and software that are excellent for budgeting. Some of his books have budget forms that you fill out. I use his Financial Peac...
- I concur with the Quicken recommendations--it's a great program. You can do an incredible amount of financial tracking with it--or as little as you desire. We've use...
- I used to use Excel and just make spreadsheets which worked for my particular needs. But Quicken makes different programs to meet your needs, i.e. Home & Business (al...
How to Keep Family Out of Our Finances!
Asked by N.W. from Chicago
on August 11, 2009
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Things have been tough for us for a while financially, and recently I lost my job. Still, we struggle along.
Recently my brother had a birthday and we couldn't affo...
Answers
- Oh my gosh, you poor girl! I can't believe that you have to put up with this from your own family! It sounds like you have it all perfectly together and your prioritie...
- On my in-laws side we decided for Christmas we will only do a grownup grab bag, and the kids will just get gifts from Grandma. We do not exchange gifts with siblings o...
- Your mom seems to have forgotten what matters most in life. It's people not stuff. Even if you bought your brother an expensive gift he would hardly remember it a year...
Seeking a Simple Way to Budget Money
Asked by C.C. from Raleigh
on May 8, 2009
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Hi all,
I'm trying to budget our money to see where all our money goes and to keep better track of written checks for bills and expenses. My friend told me to try Q...
Answers
- You should look into Mint.com - it is a very easy to use site that will organize all of your expenses as well as your assets.
- Good for you for getting ahold of things! :) You can find lots of money by realizing where it has been going. If you like, reply to me and I'll send you an attachmen...
- We use Quicken and it has been wonderful for us. I am horrible about keeping track of my spending, but Quicken makes it easy. We used to do an excel spreadsheet, but i...
Debt and What to Do...
Asked by R.C. from Los Angeles
on June 9, 2009
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I recently received a letter from a company stating that I owed them money, and were preparing to take me to court unless I paid the balance in full. This debt was fro...
Answers
- Hi R.! Sometimes an extra stream of income can help get yourself out of debt! We have many on our team who have paid off debt and some who have replaced their full t...
- First, go on your credit report and contest everything. Say you paid it off years ago, and were told is was paid off. Use strong words (I PAID this.) If the creditor...
- Hi - sounds like a tricky situation. I am an attorney and have a little experience with this. You might try negotiating with your creditors. Creditors are a little ...
Aldi
Asked by K.N. from Pittsburgh
on June 3, 2009
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I am looking for any feed back regarding shopping at Aldi. My next door neighbor said she saved $75+ per month when she started shopping at Aldi. Since we have 6 mouth...
Answers
- hi K., thanks for asking this question ... I lived in lehigh valley 55 years ... I never heard of Aldi.. I will certainly add this to my shopping day !!!...
- I love Aldi's! It was one of the store I looked for when we moved out here. They save you money by not having a fancy store or displays. They also don't provide bags f...
- K., Your neighbor is smart and she's right! All you need is a quarter (for a cart) and some empty bags (or you can buy them at the checkout for .05 paper or .10 plas...
Not Enough Time Anymore ...
Asked by M.R. from Cleveland
on April 7, 2009
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I just am unsure of what to do anymore. I have so much on my plate but I can't cut anything out either. I hold a full time job, a part time job from home and attend ...
Answers
- You need to get your prorities straight. Your husband has a full time job, you have a full time job. You are going to school online and you have a part time job from...
- Hi M., What about taking one or two days a month and precooking a bunch of dinners (in disposable pans)and tossing them into the freezer? I don't know about you, but ...
- Hi M.. I can relate to your life! I have 4 little ones, and up until a few months ago, also worked. Taking care of them, your husband, and your job can be overwhelming...
Tops on Saving Money
Asked by V.C. from Colorado Springs
on April 7, 2009
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In this rough economic time, I am just asking other moms to send me some of your money saving advice. What do you do to save money. Any advice would be helpful!!
Tha...
Answers
- The best thing that has worked for me and my husband is going back to the basics. I plan my meals for the week(this includes my husbands lunches) and make a list of t...
- www.YouNeedABudget.com software. I'm awaiting the software for my Mac, but it works on any PC, and it puts you in control of all your money, instead of just recording...
- My husband lost his job and although he got another job, it was about $50K less than his old job. Needless to say, we are hurting financially. Here is what is helpin...
Household Budget
Asked by A.K. from Kansas City
on January 2, 2009
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Hi, I made a request a bit earlier about credit counseling, but I think that is not what I am looking for. I am looking for help creating a household budget, finding ...
Answers
- We use MS Money and it makes things a lot easier to keep track of. We used to try to do it all with just an Excel spreadsheet and Money is so much easier. You can down...
- My sister helps us with our budget. She is working toward her CPA. She helped us pay off almost $22,000 in debt in 2008. She might be willing to help you???? Ple...
- No experience with MS Money, but Quicken is a great tool to see where your money is going and helps to budget in as much detail as you want. It also allows you to dow...
Money and Budget Help Needed!
Asked by K.S. from Salt Lake City
on September 20, 2008
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OK, I have a hard time asking for advice from perfect strangers about something that is very personal to me, but I need help. My husband and I made a decision together...
Answers
- Money is always a hard topic. I work for IHC, and they have various kinds of jobs that need to be filled 24 hours a day, including receptionist type jobs, clerks, etc...
- I can't offer any good advice Kim! But I feel for you. Make your husband work two jobs. :) I know he will love that right! John and I have sat down and made a bud...
- Totally do the Dave Ramsey "thing". My husband and I started in February and it has made a huge difference. First make sure you have $1000 in an emergency fund. I w...
Budgeting
Asked by V.M. from Phoenix
on November 9, 2006
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My husband and I have decided that I should stay home and not go back to work. He ensures me that everything is going to be fine, however I am not the positive. Does a...
Answers
- I wanted to comment on the grocery shopping. I didn't believe the list thing, but I heard it about two months ago and decided I would try it. I never make one because ...
- It's not easy! But, it also depends on what kind of money is coming in. Right now my I am the only one that works, I can not find a resonable price for daycare/babysit...
- I'm so with you. We are currently having LOTS of discussions on this topic and it's very difficult and stressful deciding what to do. I've found a lot of good articles...
