bankruptcy
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Bankruptcy
Asked by V.S. from Chicago
on January 5, 2009
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Hi Moms,
Happy New Year
I am in a spiritual, emotional, and financial funk!
I don't have enough financial resources to cover our everday bills and expenses,
and ...
Answers
- My family recently filed and we went with Peter Francis Geraci, their costs were $1800 plus court costs of $299 I think. They give you 5 months to pay them, which mea...
- Peter Francis Geraci ###-###-####
- V., I suggest you contact C. Dean Matsas. His number is ###-###-####. He does free consultations and will work w/you on a payment plan. It looks like you qualify fo...
Bankrupcty
Asked by C.M. from Denver
on June 4, 2009
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My husband and I have no choice but to file for bankruptcy. We are able to keep the house, we were wondering if keeping the house will help with our credit score and h...
Answers
- basically the more positive things go on there, the better for your score: ability to pay, like making more money and putting money in savings - try to have a one year...
- Keep your house! This will actually help you rebuild your credit if you are able to pay every month. If you pay extra each month that will also help. Bankrupcy is on y...
- Hi C M - Filing for bankruptcy is a really hard decision. I can only imagine the stress that you have been under. It's a wonderful thing that you have been able to k...
We Need Help
Asked by E.W. from Phoenix
on October 7, 2008
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Okay like many others my husband and I are in over our heads in debt. My husband lost his job at the begining of the year. Even though he was able to find wnother job,...
Answers
- Hi E.- Money (or lack of) is one of the biggest stressers in life. I'm sorry you are having to go this tough time. I know many others are feeling the same crunch, so ...
- E.- I know it feels like a big black hole you are in right now (we are just climbing out) but you have so many options! My husband and I are working an awesome prog...
- We have been a military family and my husband is retiring next month. I have tried to plan ahead (a little). I have a home based referral business and can help you e...
Thinking of Filing Chapter 13 Bankruptcy- Need Advice!!
Asked by K.R. from Youngstown
on February 2, 2008
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Hello ladies-
My husband and I sat last night going over our finances and we are considering filing chapter 13. We had a business that failed and also made som...
Answers
- With something this serious you need to consult with a lawyer. The laws have recently changed and they can give you the correct information. Usually you can get a fr...
- Well, the best person to talk to is a lawyer because every state has its own laws. Most attornies will give a free consult. Talk to more than one to get the best fit...
- Before filing bankruptcy, check into Dave Ramsey's "Total Money Makeover" www.daveramsey.com it's worth a try. My husband and I are in the process of working through ...
Going Through Bankruptcy Decided to Fire Attorney
Asked by D.S. from Killeen
on July 25, 2009
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Hello to All,
I have been forced to file for bankruptcy. I had to close my business after 11.5 years due to the change in the economy. I have been at my wits end....
Answers
- call Ramon vega attorney and my good friend he will guide u in the right direction ###-###-####
- I live in the san antonio area and we are the same process including personal and 3 LLC and have a wonderful attorney who has been very helpful. If you would like his...
- I've been there. It finally sunk in to me that my headstone is not going to read, "She filed bankruptcy. She had a low credit score." It was the most stressful time...
Bankruptcy and Short Sale
Asked by J.S. from Seattle
on July 21, 2009
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Hi. I filed for Chapter 7 Bankruptcy in 2007 because of a big mortgage payment that I had and couldn't afford later on. After much thought, I decided to file Chapter...
Answers
- MY response to J. would be to call who *I* always call with these questions. My personal mortgage and a lot of my clients (and all of my co-workers at my last brokerag...
- Here is a link to a publication by the Oregon State Bar giving general information about bankruptcy, including information for how long it will stay on your credit rep...
- bankruptcy and short sale A few things: 1st you are not the only one going through this. There are thousands of families going through this and more to come, so k...
Looking for Help with Financing a Car After a Bankruptcy
Asked by M.C. from Rochester
on June 20, 2009
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I am so embarassed but i just filed for bankruptcy and i need a new car my car won't make it past my next inspection. Now that all the bills are gone and my kids don't...
Answers
- Hi M., Do not know where you live but in Brooklyn there is a used car dealer (Nacmias) that will finance a car you buy from them. In New Jersey I believe Reedmans does...
- Yes, it is possible to get finance a car. How do you think all those small used care places stay in business? They make very little on the car, but lots on the finan...
- I don't know where you live but there's a car dealer in Livoina/Lakeville area that gives people a second chance in fact that's the name of the dealer "Second chance."...
Car Accident & Bankruptcy!
Asked by C.S. from Dallas
on April 8, 2008
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OK! So, my mom was watching my daughter this weekend while my husband and I were out of town for a wedding. A man ran a redlight and hit my mom and daughther. Thank ...
Answers
- I am not an advocate of pulling in the lawyers who advertise on tv and suing people. I do know from experience years ago, my husband was almost killed while in his...
- There are two types of gap policies, have her check to see if she purchased the one that gives her $5000 towards a new vehicle. If she does have that plan then the gap...
- yes, she can still purchase a car with a bankruptcy the question is what the interest will be? some lenders may require a letter from the trustee authorizing her to p...
My Tummy
Asked by A.M. from Chicago
on September 24, 2008
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im sick and scared i just find out that i got diverticulosis and a blackish on my colon my doctor said becaused i that forth csection that i had lot of scare tissu on ...
Answers
- I am sorry to hear you are in pain all the time & now have to deal with the fear of surgery. Before I had any surgery I would get a second opinion. You may want to l...
- Do you have medicaid? What about All Kids family insurance? You should probably go to the doctor, huh? I will keep you in my prayers. That is scary news, but God c...
- A. go to accesscommunityhealth.net and find a clinic there. they can get you connected to free or very low cost medical care for your whole family and into the hospita...
Divorce Help
Asked by C.B. from Dallas
on September 30, 2007
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My husband wants a divorce. Last week he told me that if he had it to do over again, he would not have married me, and he is miserable. I was at a loss for words, and ...
Answers
- C., So sorry to hear about your situation. I know the Tarrant Bar Association, and possibly the Arlington Bar Association, have a legal aid line for those who can't...
- Wow, sounds like your thoughts are all over the place, as could be expected... First and foremost, I think you need to seriously sit down with your husband and deci...
- I feel your pain. Just Let go and Let God.