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Need Help Figuring Out Where to Put 6 Yr. Olds Money
Asked by D.K. from Detroit
on August 13, 2009
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Hi ladies. My son just turned 6 this June. He recently won a settlement of $12,000. The courts say it needs to go into a restricted account until he turns 18. The ...
Answers
- talk to a financial planner. Investment firms. Some could be put in an educational plan, and some into investments or stocks that could grow and complement the educa...
- First of all, check out the Michigan College Fund - they have a matching gift from the state. It has certain requirements and you will have to see if you qualify, but...
- Hi D., My background is in Nutrition and not Finance but I would say put it in a CD in his and your name (call around for the best interest rates-the longer the term ...
Looking for FDIC Bank with Good Rates
Asked by M.H. from Chicago
on March 20, 2009
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I'm looking to open an account at a FDIC bank with good interest rates and customer service, I want to do a CD account, any suggestions, Thanks
Answers
- If you are in the northern suburbs I would look into State Bank of the Lakes. They are small (yes, FDIC) and it is so nice to walk into your bank and have them not onl...
- Look into a local community credit union. They are FDIC insured but instead of being out to make a profit they are out to make you money since every member has a stake...
- Hi My name is J. and I am a licensed in securities. I can share with you some very safe investment options that would give you a much better rate of return than goin...
Does Anyone Know of Non Profit Groups That Offer Emergency Financial Assistance?
Asked by T.D. from Pittsburgh
on September 11, 2006
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I am 35 years old and lost my job in June because I have Multiple Sclerosis. I went three weeks without pay and my husband was without two weeks worth of pay because o...
Answers
- Hi T., I realize your post was so long ago, but I wanted to offer some guidance if you still need it. I work for PFS. We are a finance literacy firm. I would meet wi...
- T., I can totally sympathize with you. As much as you might not like the idea, you might want to contact a credit counseling service or even a bankruptcy attorney....
- Hi T. -- I your public library, usually not in the small towns, but in the city, there is a book that you can look through that has a bunch of grants available. Th...
Going Through Bankruptcy Decided to Fire Attorney
Asked by D.S. from Killeen
on July 25, 2009
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Hello to All,
I have been forced to file for bankruptcy. I had to close my business after 11.5 years due to the change in the economy. I have been at my wits end....
Answers
- call Ramon vega attorney and my good friend he will guide u in the right direction ###-###-####
- I live in the san antonio area and we are the same process including personal and 3 LLC and have a wonderful attorney who has been very helpful. If you would like his...
- I've been there. It finally sunk in to me that my headstone is not going to read, "She filed bankruptcy. She had a low credit score." It was the most stressful time...
Daycare Error
Asked by T.M. from Champaign
on December 7, 2006
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Ok. I will try to sum this up so it doesn't take too long. but i really need to know my next steps before i make an irrational one. my daughter has been going to the s...
Answers
- I would personally tell them you aren't going to pay this outrageous bill created by the mistake of the previous director and if they want the money, to go after the d...
- i sure as heck wouldnt pay that. that is not your fault and you shouldnt be punished. however if they were to demand that you pay it or loose your place in the syste...
- To even say that they are not stressing over it and that individuals can pay whatever they can extra each payment sounds very strange to me! That is not the way busine...
14 Yr Old That Cant Go 1 Day W/out Getting into Trouble
Asked by L.M. from Seattle
on June 26, 2008
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OMG where to start??? OK how about 1st day of summer vacation. We agreed to let her babysit for family so she could set up a savings account. We had a discussion with ...
Answers
- WOW L., Dear this is all to familiar. You are on track. Keep it up....do not let up. Reading your standards and rules sounds like I am reading about myself, lol. Whe...
- Sorry for all of your stress and trouble. You and she are on very seperate pages. I have just 2 words of advice for you: Communication and Respect. Try to understa...
- Hello, mother of 6 here oldest 26 youngest 11. Is this your child or your husbands? Or both? Just curious because that can make a difference in the teen years. I have ...
Ambien During Pregnancy
Asked by A.E. from Seattle
on February 2, 2009
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Hi Everyone!! I am seeking advice on taking Ambien during the last trimester of pregnancy. I am currently in the hospital on bedrest and have been here for the last ...
Answers
- http://www.safefetus.com/DrugDetail.asp?DrugId=148&TradeName=Ambien&TradeId=4910 plenty of doctors and nurses have given or advised i be given something unsafe during...
- I would talk to the pharmasist on staff their with your concerns. they are valid concerns and that might help you to resolve some of them! Best of luck to you! I am so...
- I was prescribed Ambien during my pg. but did not take it because I could not verify if it was safe or not. It is also in a class of drugs that is generally considere...
Had a Check Returned and I Havent Gotten My Check Back
Asked by A.B. from Pittsburgh
on April 23, 2009
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Ok, this is for my sister in law and Im going to apologize now for the lengthyness She and my mother in law had a jewelry party back in november. We had a bunch of pro...
Answers
- There are a number of problems here -- First, what bank allows a minor to have a checking account with no adult on the account? Minors do not have the legal ability t...
- Hi A., Let it go. It is a learning experience not to do this again. Good luck. D.
- Call the company and get a local or her manager, higher up who handles the reps. Go from there. Sometimes you get a bad rep sometimes you get a good one. Good luck, I ...
Bank Account for Child with Divorced Parents
Asked by N.W. from Chicago
on December 17, 2008
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My last post lead me to realize that I would like to set up a college savings account for my 7-year old stepdaughter. I believe going to college is VERY IMPORTANT.
...
Answers
- Hi Nicole ,Sorry this might be a little winded. You and your husband's concerns are very valid . As another mom suggested opening a saving account just for minor's the...
- You can set up an account and her mother does not need to know anything about it. in fact you should not put the step daughter name on the account either. Just ear m...
- Nicole, I think this is a very good idea. Most banks have a "minor savings account" that you can put her name on it and yours. I don't even think you have to be ...
Looking for an Affordable Therapist or Maybe Some Good Advice
Asked by R.D. from Dallas
on January 24, 2009
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My boyfriend and I have been together for about 4 years and we have a child together. Our relationship is already strained because he works at night and I go to school...
Answers
- First, alot of it sounds like your ages. To some degree we've all had things like that happen in our younger years together as a couple because you learn how to be a ...
- R., You sound like a smart woman. Find that affordable counselor anywhere you can. If your boyfriend is not willing to go, then go alone......no excuses. Obviously...
- A good sliding-scale place is Youth and Family Counseling in Flower Mound. There number is ###-###-####. I actually used to work there, and they have several good ther...