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Seeking Help to Get Lower Interest Rates
I have been working with a company that actually DOES work on your credit report and will constantly be in touch with you letting you know what has been ...
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- Hi, B.. We're in the same boat and one thing that is supposed to help is a prepaid credit card. We are planning on doing that ourselves very soon...we have been told o...
- Hi B.. Sorry to hear about your problem. Daycare is way too expensive now a days but they know people have no choice unfortunately. My husband is a mortgage broker...
- Hi B., I have been working with a company that actually DOES work on your credit report and will constantly be in touch with you letting you know what has been done...
Has Anyone Used FreedomDebt.com?
It still shows up on your credit report that you've involved one of these companies. However, they know the laws and how to negotiate. ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Has Anyone Switched Their Electricity to Ambit?
One thing I like about Direct Energy and Reliant, is there is no credit check ( won't leave a mark on your credit report like some others do), no deposit, ...
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- T., We switched to Ambit Energy about six months ago and so far have saved over $260.00. We also have become consultants for this company and are very impressed with ...
- Hi T., I would encourage you to check out my website at www.juliemoore.igniteinc.biz to sign up for Stream Energy. I recently signed up with this business to help...
- TXU is so high!!! I have felt your pain. Last year we switched from TXU to Direct Energy. Now Reliant is offering even better savings than anyone. I have never hea...
What Do You If Tommy Manuel Dealership Owes You Money and Won't Call You Back?
Also, on your credit report, I checked mine and several things were wrong, so I disputed it - and it will show that I disputed it on the credit report. ...
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- If you don't feel comfortable handling this on own your own in small claims court, I would get an attorney. Have you written them a letter stating what you want? Th...
- I would write them up with the Better Business Bureau for starters. Then, I would call Channel 5, 8, 11, or 4....whomever and report this. Tell them about ALL of thi...
- Take them to small claims court and make sure you have all of your supporting evidence before you file. If you can get a statement from the rental car agency that wou...
Debt Collection-am I Being Scammed?
If you have a debt that was written off six years ago and there has been no activity on your credit report for the deby since then, you are probably free of ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Trying to Clean up My Credit
yes J., i do have some advice. we (our business) has a system that helps you raise your score, gets items off your credit report that do not belong to you, ...
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- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
Paying off Debt
Not only do they add an extra 10% a month to your present debt, once you pay your debts off, it shows like you filed Bankruptcy on your credit report. ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Need Advise on Loan Modifications
Basically the lender will ne looking at your gross combined income and net combined income. Then your credit report and your monthly expenses. ...
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- that is correct - loan modifications are for people on the verge of losing their homes. You MAY be able to get a refinance though. Ask about that. I have a good mor...
- With rates dropping, why don't you check out a full refinance at 30yrs? This way you can go to any reputable lender that treats you with respect.
- Which bank are you banking with. Not all modication loans are programed in that manner. If the 30 or 40 year loan takes care of the need now. Does your husband have a...
What Are My Options for Seeking a New Apartment?
Sep 28, 2009 ... if you break your lease it will be on your credit report and thats not such a good thing in the long run.Maybe you should take the offer of ...
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- So sorry for your loss! I have a friend who is going through a broken lease issue. Let me jut clarify a few things. First she was able to get a new apartment as l...
- I was an apartment manager over 10 yrs ago and I can't believe that your management team is being so heartless. I'm really sorry for that. I would suggest that you c...
- We broke lease once and had to pay a reletting fee, which was basically one month's rent. We would have been responsible for any subsequent rent had the apt sat empty...
Debt Mnagement and Getting a Mortgage
You can get a copy of your credit report from the 3 credit bureaus (Transunion, Experian, and Equifax) without the credit score free once a year. ...
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- I'm going to say that it depends, when I was in college I made a few mistakes, I had to go through a debt consolidation Co. and in no way shape or form did it affect m...
- I know people that have filed bankruptcy and got a mortgage with in the same year. So, I don't see how trying to pay off your debt would hurt. You may end up with a h...
- Hi N. May I suggest a finance and debt coach? His name is Dave Ramsey. You can listen to him FREE on 2 local radio stations. am 1260 or am1090 Both stations ar...
