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Credit Repair? Good or Waste of Time?
With a copy of your credit report, you can write letters to the credit bureaus ... If you want to clean up your credit, you can call (or write) the credit ...
Answers
- A really good friend of mine lives in McKinney and has a credit repair business. His name is Mike Ayres and his website is www.streamlinemycredit.com. He is a super ...
- We have never had a credit issue. All bills we have are paid on time if not before time. That said....I cannot possibly see how spending money with a credit service ...
- Don't do it. Anything the credit repair company can do you can do on your own. Get a copy of your credit report and if stuff is over 7 years old, it should no longer b...
Financial Advice
You're right about closing your accounts that will effect your credit score ... I would contact the credit card company that you have your debts with and ...
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- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
Tax Time/question About Child Tax Credit?
You can still claim his as a dependent you just don't get the tax credit. You can also have your credit amount reduced like my husband and I had as we made ...
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- Well I'm sorry to hear you had a bad experience there, but I have worked for Block for 6 years and we have a great group of people, very intelligent too. Some offices...
- Looks like you found what you needed.
- Yes they changed the age to 17 now instead of 18 So hopefully more people will be aware, it was changed last year. Good-luck..L.
Bally Fitness Gym's 30- Day Free Trial... It's a Scam!
I didn't realize that legally it is your credit card company or bank (with a debit card) that is responsible for stopping automatic payments. ...
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- Unfortunately b/c you gave them your credit card number the cc company has to continue to make those payments. That is the reason places like this request credit card...
- I had a horrible experience with Bally's. Way back when I was a senior in high school, I signed up for a membership. They suckered me into signing up for a 3 year me...
- L. - I came across an article today and I remembered your post. Go and read this. http://articles.moneycentral.msn.com/Banking/BetterBanking/ThePerilsOfAutomaticBillPa...
Tips to Pay of Credit Cards
I followed your instructions, got one of my credit cards to offer me 0% for six ... The good news is that as soon as you pay them off, your credit report is ...
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- I second Total Money Makeover with Dave Ramsey. Get his book and read it cover to cover - you'll be able to read in rather quickly. Also, he's going to be in Dallas ...
- You can use CCS, and they are good. You can negotiate on your own... but beware, this will show up on your credit report!
- Hi B., My husband and I went through Financial Peace University also and it was SO amazing. It actually inspired a passion in my husband to help others. We made som...
Best Way to Increase Credit Score
This is the first step to make sure that your credit report is accurate. ... It actually hurts your credit score. I am talking from experience. ...
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- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Seeking New Home Financing for Not So Good Credit
3rd I know this is going to sound strange When you made that large payoff your credit score droped Now yes it will raise but that usually takes 36 MONTHS If ...
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- Hi M.! My husband's firm does mortgages and he has told me incredible stories about how some of his clients have been turned down by almost every other lender, includ...
- Hi there M., My name is L. Anderson and I am a Realtor in Indiana. I work very closely with a fellow by the name of Bill Zakutansky who works for a Brokerage named Co...
- Hi M.! I can't guarantee he can help, but if anyone can my brother can! His name is Mike Dedo and he is with RLCA. His direct number is 800.601.3589. He's a senior...
Transferring Money to Child, Protecting Credit
There are services that you can subscribe to that will protect and insure your credit rating. The one that seems to get the most press is LifeLock. ...
Answers
- We went through this recently. The others are right about Western Union for the immediate cash. Regarding the drivers license, the DMV told us to come in and get a...
- Hi J., Western Union is probably your best bet for getting money to him quickly. As a victim of identity theft (and believe me, I have been through it all), here...
- You can transfer money from a Wal-Mart to a Wal-mart. They are everywhere so it's very convenient. It's also very simple. Good luck!!
Credit Starter
If you take the money you would be spending on your minimum credit card payment and put ... Please do not get a credit card just to "build your credit" (or ...
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- If you don't belong to a credit union you can join, I would suggest that. My credit union is GREAT. I will NEVER go back to a regular bank. I have two secured cred...
- Another Dave Ramsey fan chiming in here. Please do not get a credit card just to "build your credit" (or encourage anyone else to do so...especially a teenager or col...
- My husband and I have found that the best credit card is American Express. It has a good rate. Now typically if you don't have any credit your limit is going to star...
Trying to Clean up My Credit
Continue to use your credit card and pay the balance off each month. .... While its commendable,that you have the desire to clean up your credit, ...
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- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
