what health insurance do i need
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Health Insurance and Ambulance Bill
Asked by M.P. from Portland
on April 28, 2013
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My cousin had Health Net Insurance and Medicare. I just received a notice from Health Net for the ambulance ride to the hospital and apparently they don't cover any p...
Answers
- Who pays first? If she is not working Medicare pays first. Health net is secondary. However, if Medicare does not pay, secondary insurance will not pay either. If she...
- When I worked in a chiropractors office we often dealt with medicare declining payments. They deemed most things medically unnecessary. (Essentially the same thing as ...
- You have gotten a ton of great advice. Keep in mind that most insurance companies "decline" first if there is ANY question, but many will work with you if you have a ...
Health Insurance Question
Asked by M.L. from Minneapolis
on March 19, 2008
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I am thinking about changing to a different health insurance policy. Right now we have a HSA and it is working just fine. I just received a letter from the insurance...
Answers
- Hi M., I know you asked your question a LONG time ago, but if this is better for you, you could always switch! Please e-mail or call with questions! AmeriPlan US...
- Try Assurant health. I am also self-emp. and there is no real good options but. We have 4 kids and our ins. for the month is like 800.00 but we only have to meet 2 o...
- I have had good luck as someone who used to be self-employed, with Golden Rule. You can access them on-line and find several different options.
Health Insurance Suggestions
Asked by M.K. from Columbus
on October 18, 2009
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Even though my husband has been laid off since May 2009, we have been able to keep the health insurance. It's been a struggle at $500 a month but we've managed. Now ...
Answers
- I know health insurance can be very frustrating. I have cancer in my health history, and so none of those individual plans will take me until I am at least 10 years i...
- I'm so glad someone mentioned Healthy Start. Here's a link to the income guidelines - http://jfs.ohio.gov/Ohp/consumers/HSHFIncomeGuidelines.pdf If you qualify, thi...
- M., Look into individual health insurance, there are many companies out there that you can find individual health insurance through, as long as you are not currentl...
Mental Health Insurance
Asked by L.O. from Denver
on September 4, 2012
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I'm wanting to take my son to see a counselor or at least go on ADHD meds. But all those things are classified under Mental Health and you will get charged full price...
Answers
- Psychiatrists are sometimes covered under specialist and not mental health because there are visits required by law to write the prescriptions since a lot of the meds ...
- You can list medical expenses you have incurred in the non-insured months when you sign up for medicaid, and they will pay them. At least, that's how it works in PA. ...
- I think you need to call the insurance provider. It may be that if the primary doc refers the child that they will cover it. It is medical care and I don't see how any...
Sekking Good Health Insurance
Asked by M.L. from Evansville
on February 20, 2009
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I was wondering if anyone out there knows of a good Health Insurance Company. I am in good health (knock on wood) but a person never knows when they will need it. I ...
Answers
- Hi M.! I am sorry to hear of your dilemma. That would make me so mad! David Flesch at Scanlon and Associates is the hardest working broker I know. He is very caring...
- I am now a single mom of 2 and the kids get their insurance through their father. I sell Avon, am a Pure Romance consultant, AND am a marketing team manager from home...
- I'm pretty sure you can apply to Anthem as an individual. I did when I was in New Mexico. You can get comprehensive or just emergency type of insurance. I think at ...
Temporary Health Insurance
Asked by R.G. from San Francisco
on March 24, 2009
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Hello mamas,
My husband was laid off from his job with no severance package and our health insurance terminated as of March 16th. I do not have a job outside the h...
Answers
- Sorry to hear about your husbands jobloss! My family has Blue Shield of CA. We are self employed and it has been the best thing for us.. I would be aware of wh...
- I'm so sorry to hear that - the economy HAS to get better soon! My family was recently on COBRA to the tune of $1000/month, so I feel your pain. But meanwhile, how ...
- Hi Sorry to hear your husband was laid off, a lot of that is going on, hopefully he will get called back to work or find something better. Good Luck My name is ...
Looking for Health Insurance
Asked by M.K. from Dallas
on April 18, 2009
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I am looking for health insurance for my daughter and I. She is currently on Medicaid and I do not have any at all. I have researched BlueCross and Blue Shield, but wa...
Answers
- Hey, My husband sells health insurance he woud love to give you a no obligation quote. We have found it to be very reasonble and some policies come with a cash benefit...
- Hey~ State Farm Insurance actually offers great health plans with a variety of options to choose from. I have a friend who was recently shopping for health insuran...
- I have recently had to get health insurance for my son and I. The web site www.ehealthinsurance.com is great for finding the right plan and has good companies with so...
Looking for Health Insurance
Asked by M.G. from Dallas
on January 6, 2007
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Is there any type of a health insurance for families of self employed people. I had great insurance through my company, but I quit to stay home with my baby. COBRA is...
Answers
- M., I am a stay at home, single mom so I had to find affordable insurance for my daughter and me. Unicare had the best coverage for the rates. Deann Jacobs is the...
- I don't know of any specific health care plans, but i have a friend that has an insurance company in Frisco. Give them a call. www.starwoodinsurance.com
- I would contact the lady that responed here from NASE Mega life and health, they have a great plan for self employed families and cater to only them. My husband and I ...
My Health Insurance Ends
Asked by E. from Minneapolis
on January 23, 2008
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I just found out that I am pregnant and right now we are on Minnesotacare. We are up for renewal and we may have made too much money to qualify again. I know that next...
Answers
- Hi, E.... You might check with general Minnesota Medical assistance. They have higher income guidelines for pregnancy. You may also want to let MN Care know you a...
- You should still qualify for minnesota care simply based on the fact that you are pregnant. Or medical assistance. In the state of minnesota medical assistance shoul...
- If you are pregnant, then Medicaide (or is it Mediacare?)will cover you if you fit into the income guidelines. Also if you don't have insurance you can get great prena...
Pet Health Insurance?
Asked by L.D. from Detroit
on June 13, 2012
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I was reading a post on possibly adopting a puppy and a poster mentioned getting animal insurance. Can you tell me about this? Coverage, costs, good or bad animal he...
Answers
- Most pet insurances are not a good buy. However, if you are getting a puppy that's prone to illness or accidents (bull dogs, great danes, etc), then it might be worth...
- We have strictly emergency insurance for our dog, otherwise we have a savings account where their part of the budget is deposited. Our dogs get 75/month each, that in...
- In my opinion, we needed to be worried with a national health care program for all our citizens before we worry with our pets. Sicko...Micheal Moore's movie...a must ...
