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Which Credit Card Should I Get?
Asked by V.W. from Minneapolis
on June 30, 2011
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My boyfriend and I have each decided to get a credit card. We are planning on using the cards for small purchases like gas, and paying them off every month. We are hop...
Answers
- We had a Citi card and they notified us recently that our information had been hacked. We cancelled it because although our info is already out there, we were angry t...
- Not sure where Denise P. is getting her information, but every financial planner and expert I have ever spoken with recommends getting a credit card in order to establ...
- We just got a chase at 9% no annual fees oh and not discover they after I have been with them almost 20years started charging me 28% and we are always on time and most...
8 Year Old Son Behavior Problems in School
Asked by T.C. from Birmingham
on April 13, 2011
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Hi Moms! I need some help. I have an 8 year old boy that has been really hard to manage. He has always been a really strong willed boy. He is very smart and makes all ...
Answers
- Here are some tips and more details at the link below. Good luck! http://bit.ly/htoPWD Children also respond to reasoning – it just needs to be put into their...
- This sounds just like my daughter. She had all A's and no one thought she had ADHD at school. We had one councelor who refused to test her because she said her grades ...
- YES lol, I also have a very smart, but very hard headed 8 yo boy, who has been getting into trouble lmost everyday at school. He likes to be the class clown and make ...
Should I Change Banks?
Asked by Y.I. from Dallas
on July 31, 2009
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Apparently Bank of America is closing thousands of banks. Should I change banks or stay there? If I change which banks which would you suggest? Are any doing really ...
Answers
- We just switched from Bank of America to a bank in Arkansas that we found on checkingfinder.com (heard about it on the Dave Ramsey show). It's a great website, and al...
- I don't the true answer to if any are doing really well. We are with Compass and don't like them. We've had Identity Theft issues and our bank didn't notify us of ...
- We've been with BOA and been happy with them over 20 yrs. Personally, I don't see a reason to change for us. We have several accounts with them, everything is fr...
Does Anyone Really like Their Banks?
Asked by C.C. from Dallas
on July 1, 2009
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We are looking to change banks. Does anyone really like thier banks? I would like little to no fees, lots of ATM's and online banking. ?? Thanks!
Answers
- Hi C., I love my bank! FROST BANK. Before I switched I was with Chase. Fees and customer service were not the best. One time I was over drawn by one penn...
- I'm a big fan of Bank of America - they have all that and are located across the country, so when we need to hit an ATM in another state, we find one easily so we don'...
- I am happier than ever to bank at a Credit Union. If you live in Denton or Wise County, I highly recommend that you give DATCU a try---for too many reasons to list!
Potty Training Books
Asked by L.M. from Minneapolis
on March 9, 2010
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Any suggestions on a good potty training book? I am just starting to do this with my daughter she is 2 years.
Thanks
Answers
- Potty training books help, but hwat worked best for me was a potty training video. It has been a while so i dont remember the name, but any video will work well have h...
- i had a book from usborne books that was really cute. check them out. otherwise there is the no cry potty training solution. with my son he wanted to do it all hims...
- Hi L., I really didn't get much help from the books (sorry). I sat in a bookstore one day for *3 hours* and read through so many different books. So many of them ...
Need Spring/summer Gardening Tips/advice!
Asked by M.D. from Dallas
on March 14, 2009
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Hi Mama's!
I've always wanted to have a garden of some sort. Last year we fixed our yard up so that I could have several small gardens. I was too busy over the su...
Answers
- I'm not an expert but I've learned a lot over the years through careful research and trial and error. Calloways will test your soil for free. If you need to add so...
- Howard Garrett has some wonderful books on growing things locally, what works and does not work. They're sold in most of the locally-owned garden centers. He also ha...
- Hi M., We are making a new vegetable garden in our back yard and planning to plant this month. We have not been able to prepare the garden as planned because of th...
Kid's Saving
Asked by M.G. from Austin
on September 24, 2009
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My 11 year old is asking for a savings account. I think it is a great idea for all of my kids, especially since I am hoping they are better with their money than we w...
Answers
- Does he get an allowance and does he do odd jobs for others for pay? Most savings accounts at banks require a minimum deposit. When he has saved enough for that, or ...
- M. I think a savings account is a wonderful idea. Most banks have online banking too which is a way for them to learn to navigate that system and look at how their mo...
- My husband and I are out of debt and saving for college and retirement all thanks to Dave Ramsey's Financial Peace, and Total Money Makover. He also has some great ...
Help with Motivation & Responsibilities
Asked by T.R. from Phoenix
on January 16, 2008
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I am looking for ideas to help my 9 yo daughter earn special privileges, like cooking classes or getting a guinea pig. She already has "poop duty" for the animals (wh...
Answers
- Sit down with her, eye to eye level, and ask her what types of privledges she would like to have. Have her make a list - she can use poster board and color/draw on it...
- Hi, I'm a 4th grade teacher (and new mom), so I'm wondering if you've considering asking her teacher for ideas? I have had a lot of good conversations with parents l...
- It is an ongoing process to keep my son motivated. Here are a few things we have done. He wanted to go to camp and we said he had to prove he was responsible and ind...
Thoughts on Chore / Reward Sytems & Allowance for Children...
Asked by L.D. from Grand Junction
on April 21, 2009
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I want to ask for your creative thoughts on what has worked well for your family, in terms of a reward system for your children. We have implemented various systems in...
Answers
- I also believe that children should do chores as being part of our family, but I have found that it has worked (for us) better to base their allowance on their chores,...
- Hello! I wasn't the one who posted the question, obviously, but we've been discussing this same issue lately. What awesome ideas! I hope I'm not intruding by postin...
- Hi L D, I read a great book called Children Who Do To Little by Patricia Sprinkle. It has great ideas and practial tips on how to teach even the smallest of chil...
Getting My Daughter to Want to Read
Asked by L.B. from Chicago
on January 19, 2010
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My daughter is 5 and is learning to read in Kindergarten. She can read about 20 words now but when we sit down to read a book (provided from the teacher) she throws a...
Answers
- Hi L., I am a reading specialist and a parent of a first and 2nd grader. PLEASE do NOT have your daughter sound out words! It kills fluency and reading enjoyment. ...
- I use www.starfall.com for tutoring in reading. It's a very interactive site and fun for the students while helping them learn phonics and words. This might help with ...
- Go easy on her. Something is obviously going on and she seems anxious about it. Perhaps she is not having success at school or her peers are reading easily and she i...
