trustee bankruptcy
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Bankruptcy
Asked by A.S. from Dallas
on January 21, 2009
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Hi there,
have any of you moms ever filed chapter 7 bankruptcy? If so do the trustee's or any creditors get to come into your home and take what they want to repay ...
Answers
- My husband & I filed for bankruptcy chapter 7 in 2002. No they don't come and get anything. We used Waage & Waage. They were wonderful explained everything. Today we d...
- I work for an attorney. No they don't come in your house. It mainly has to do with what kind of debts you have and the money you make to see what you type of bankrup...
- Hi A., We file ch. 13 and went thru Rubin & Associates. Their website answers a lot of questions regarding 7 & 13. Hope this helps and good luck. L.
Bankruptcy -- Your Experiences
Asked by L.L. from Los Angeles
on February 2, 2012
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Hi,
My husband's employment industry has tanked over the last four years and we've drained our savings in order to make our mortgage, home equity loan and credit card...
Answers
- don't beat yourself up over this. i would look into dave ramsey's website. he has a lot of tips. also success stories :) all your details are a bit over my head (w...
- I know it is hard and I know there are lots of negative feeling that you have about yourself. I went through bankruptcy this summer and I still have a rough time with...
- Sorry I don't have bankruptcy or attorney advice but I just can't bear how hard you are on yourself : ( I know I would be too but it sounds like you have tried to eve...
Simple Bankruptcy Help
Asked by A.M. from Phoenix
on January 2, 2010
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I am a disabled single mother and need to file bankruptcy. I am filing on six credit cards and that is it. It is pretty straight forward. I spoke with an attorney i...
Answers
- I'm not sure about this but it seems like there is another option besides bankruptcy with your situation. I'd talk to another attorney. Good luck to you!
- A., As much as it seems that filing your own bankruptcy would save some money, it really is worth it to hire an attorney. I filed in 2007, so I've been there. I hav...
- Try going to Consumer Credit Counseling Services. Their website is: http://www.cccs.org/
Car Accident & Bankruptcy!
Asked by C.S. from Dallas
on April 8, 2008
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OK! So, my mom was watching my daughter this weekend while my husband and I were out of town for a wedding. A man ran a redlight and hit my mom and daughther. Thank ...
Answers
- I am not an advocate of pulling in the lawyers who advertise on tv and suing people. I do know from experience years ago, my husband was almost killed while in his...
- There are two types of gap policies, have her check to see if she purchased the one that gives her $5000 towards a new vehicle. If she does have that plan then the gap...
- yes, she can still purchase a car with a bankruptcy the question is what the interest will be? some lenders may require a letter from the trustee authorizing her to p...
Bankruptcy- Those That Have Filed or Are Knowledgeable
Asked by S.B. from Gainesville
on October 21, 2010
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I have been considering bankruptcy over the last few weeks and would like to hear from those who have. How bad has it hurt you ? I know I need to just call an attorne...
Answers
- I just filed this week and I tell you the amount of stress that I lost afterwards is unbelievable! It cost me about $1500 cause I had some other issues but it is well ...
- Hello S., I had to file BK back in 1991 after getting divorced and being unemployed for 9 months. I kept my car loan separate from the BK, I had very low pymnts and w...
- I would talk with a qualified person about your individual decision. You are going to get mostly biased opinions here. I've had friends and relatives who have had to f...
Going Through Bankruptcy Decided to Fire Attorney
Asked by D.S. from Killeen
on July 25, 2009
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Hello to All,
I have been forced to file for bankruptcy. I had to close my business after 11.5 years due to the change in the economy. I have been at my wits end....
Answers
- call Ramon vega attorney and my good friend he will guide u in the right direction ###-###-####
- I live in the san antonio area and we are the same process including personal and 3 LLC and have a wonderful attorney who has been very helpful. If you would like his...
- I've been there. It finally sunk in to me that my headstone is not going to read, "She filed bankruptcy. She had a low credit score." It was the most stressful time...
Anyone Declare Bankruptcy Without a Lawyer?
Asked by T.R. from Orlando
on November 29, 2011
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I am in need of declaring a simple bankruptcy (revolving credit only), yes, I am aware of the negative impact, but my circumstance is dire, and will get worse if I don...
Answers
- Our lawyer fees (ch13) were PART of our settlement. As in, we owed nothing up front... the fees were spread out. If something happens (like job loss, illness, etc.) th...
- I ditto Jo. A few years ago we were in really bad debt. We got most of our debt on affordable plans with a lot in the interest and penalties reduced. We raised our cre...
- We filed chapter 7 a little over a year ago & honestlly, I wouldn't do anything w/out the guidance of an attorney. There was way too much mumbo jumbo to take a chance...
Forecloser
Asked by M.D. from Phoenix
on December 1, 2010
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I have been renting my home for 15 months and I got a letter saying the house is going into forecloser and the trustee sale is December 30th..My rent is due today, but...
Answers
- Legally they have to give you 30 days even if your lease says less. If I were in your situation and someone was selling the house I lived in out from under me, I would...
- Not sure what will happen at foreclosure, but the bank and the landlord might want you to stay there to keep the unit occupied which lessens the chances of someone com...
- I find it hard to believe that your landlord can come after you for any rent when they are no longer making their mortgage payments and are this close to foreclosure....
Debt Consolidation Possibilities
Asked by O.S. from Birmingham
on September 30, 2010
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Loans to consolidate credit card balances are especially hard to find right now but I desperately want to do this to stop the revolving credit and get out from under t...
Answers
- My advice would be to absolutely do this as a last resort. Consolidating your debt can DESTROY your credit. Are you with a bank or a credit union? I have heard th...
- Check out Suzy Orman's website. Don't use a consolidating company- They don't do anything that you can't do on your own, but they charge $$$$. best wishes!
- Don't do it. It is as bad as filing bankruptcy on your credit report. You can do the same thing as the company would do. Read, The total money makeover by Dave Ramsey....
Hasn't It Been Long Enough???
Asked by I.C. from Columbus
on July 25, 2008
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Hi Moms,
It is really hard for me to share this, but I have to tell somebody.
We have been in a financial mess for over three years now. I am just about at m...
Answers
- Please don't be discouraged my sister. God hears and answers every prayer! The answer may not come right away or in the way you expect it. Finances are the number o...
- Hi I.: I read your posting and my heart goes out to you. The circumstances you describe are very unfortunate. I understand your predicament because my sister has ...
- Dear I.! Well, I have never plugged home based businesses although I have answered several of these e-mails since I have become a member, but I am plugging mine and...
