to refi or not to refi
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Needing Advice on Credit Repair
I've been wanting to refinance my current mortgage,..and. ... There is not an easy way to repair credit. It takes a couple years to repair damage that you ...
Answers
- Hi, T.: Check out my website at www.safeharborcreditrepair.org I've been through it and that's how I ended up in the business. I've been in mortgage lending for...
- Go to www.annualcreditreport.com to get a FREE copy of your credit report from all three credit reporting agencies. Reports are free once a year. This is the only one ...
- There is not an easy way to repair credit. It takes a couple years to repair damage that you have done over the years. If you are too far in debt, look at all your o...
Mortgage Question
Her name is Nicky Shargal and she would know more about these and where it is a good idea to refinance your house or not. Her email address is ____@____.com ...
Answers
- Hi G. - YES - many people are in that same boat... As a Realtor, my best advice is for you to contact a mortgage lender to see if you qualify for one of the new progra...
- Hey I am in the same boat. We took out an arm loan. The first 2 years were fixed then went adjustable and it was interest only. Kinda stuck. Can't refinanace becaus...
- the value of our house went down 17 grand !!!! in just 90 days. go on line to your mortgage co and they will probably have an area where you plug in the price of your...
Refinancing
I just refi last Friday and we have a low loan amount and that is exactly what we got. Just make sure that 1600.00 is the MOST/high end and that you are not ...
Answers
- We are in the process of shopping a refi right now & what you were quoted sounds great. The rule of thumb is if you can get a full point less than what you are curren...
- My husband does mortgages for a living. Feel free to give him a call. His name is Nick, and his cell phone is ###-###-####. He'd be more than happy to help you out!...
- Hi Stacy, My name is J. and I am in financial services. One of the services we provide is refinancing. We have been in business for over 30 years, have never done an...
Doing a Short Sale of Your House? Instead of Bankruptcy - Follow up Question
By the way we are not able to refinance because about 18 months to 2 years ago we did that when the market was high with an interest only loan so we have no ...
Answers
- My hubby runs a company called Foreclosure Assistance Solutions, they save about 60 homes a week for people and get them back on track...email me if you're interested....
- G., I live in Spring Hill and my house got a sink hole. We got the insurance check, but we still owed about 30K on the house. We called several investors out and th...
- I would contact your financial institution about the short sale. Some won't agree to one unless your house has been on the market for 90 days for fair market value and...
Dilemma with My New Home Mortgage Loan!!
We had this happen a just under a year ago and we are stuck with this bad rate and with the new loan guidelines we can not refinance. ...
Answers
- J., I'm new to this community and just read your request...I'm SOOOO sorry to hear of this! Have you gotten this resolved already, or are things still "on the table"? ...
- J., we had this happen to us. We ended up pushing our closing date back and going through Wells Fargo and ended up with a pretty high rate which so far has been a nigh...
- There is a GREAT mortgage company that may be able to help you. It is a small, privately owned and run business called The Mortgage Company. YOu can call Todd at ###...
Considering Refinancing to Consolidate/home Improvement
I am seriously considering trying to refinance to consolidate high interest credit cards and also do further home improvements. I am not really sure where ...
Answers
- Here's the name of the women i used and her company info, i'm not sure exactly where you are located but she traveld to do mine, came to the house and everything. I h...
- T., I would look into a home equity loan. These are typically low interest, plus you can claim that interest on your taxes just like you do the interest you pay on...
- T., As a few others have already pointed out, getting a home equity line is probably your best solution. Being that I work with home loans in my profession, I woul...
All Moms
(Yes, Absolutely) 10 9 8 7 6 5 4 3 2 1 0 (Definitely not) .... If it is a loan, is the interest rate to high you can refinance it at a lower rate. ...
Answers
- clark howard.com don't file bankruptcy try and contact the lender for an interest decrease. Hope all goes well
- I'm pretty sure that filing bankruptcy means they take the house. Bankruptcy is a serious problem with credit scores too.
- Hi A., I am a retail loan officer. I have a couple of suggestions, if the $25,000 is a Home Equity Line of Credit and not a loan your rates have probably increased an...
10 Month Old Baby with Bad Cough
thats not true. my daughter was the same way and was coughing for 2 months it took her dr a ... home mortgage refinance loan · credit card for bad credit ...
Answers
- My peiatrician told me to give my 11 month old 1/4 teaspoon of robitussin cough. It works really well. Albuterol inhaler's don't really do much but spead up they're li...
- thats not true. my daughter was the same way and was coughing for 2 months it took her dr a while to determine that she had asthma because it took her 3 1/2 months to ...
- I normally don't give over the counter or prescribed remedies to my kids with a cough, but Baby Vicks works wonders. After nighttime bath rub and massage baby's chest,...
Best Way to Increase Credit Score
Jul 18, 2009 ... My husband and I are planning to refinance our home within the next ... Even when you pay off the cards do not close them as this will then ...
Answers
- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Stepson with a Bad Attitude
I'm not sure that telling you that his attitude "hurt" you will help. That would depend on your ..... how to refinance · my six year old is disrespectful ...
Answers
- First off, what happened, maybe not bad, or normal. Sometimes we make things bigger then they really are. Remember also he getting slowly at the age ...
- Dear R., You didn't saw how long you've been a part of his life, and I'm assuming from what you did say that he lives with you & Dad on at least a part-time basis. ...
- The greatest way to teach our children respect is to show it. Even if they are disrespectful to you, your respeonse can model what can be done in such a situation so t...
