title loans
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Title Loan
Asked by J.C. from Dallas
on April 6, 2012
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Hello, i was wondering if anybody know's how a title loan works?? does it cost a arm&leg to pay it back? have any of yall ever done it before? thankyou for the help!!
Answers
- Don't do it!!! Yes, any loan, especially a title loan is going to be a HUGE intrest! Easy money always comes a high cost.
- DO NOT DO IT! My ex did it and the interest was 148%. And if you get behind one payment, its hard to get caught up! AND they hold the title so they can TAKE YOUR CA...
- If you look at the fine print of these loans they are usually 100+% interest. A credit card at its worst is only 30% and you can get credit cards that charge less tha...
Recommend a Title Company/lawyer?
Asked by J.S. from Houston
on July 15, 2008
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Hi! I'm looking for a recommendation for a title company or lawyer's office that deals with real estate loans. Our loan requires a third-party closing agent, and I don...
Answers
- Go to National TitleNet. They were AWESOME with us!!! From what I understand, they close all over the nation, but our closing was in Katy, TX and they had an office ...
- If convenience is your main criteria, any title company can do this. You can even look up title companies on the internet: http://www.nearbytitle.com/ and call to mak...
- I have had good experiences with this Title Co. Texas American Title Co in Sugar land. Ask for ____@____.com me know if you have anymore questions. G./Realtor
Title Loan and Car Wreck
Asked by S.R. from Houston
on October 21, 2011
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We had to get a title loan at the first of the year on our truck and still paying (PLEASE DONT EVER GET A TITLE LOAN) but my question is what happens when ur still pa...
Answers
- I'm an insurance agent...call them and ask them. That's not something you want to mess around with. My hubby and I got a title loan and the interest rate was 125% so...
- Gap is usually sold to you by the dealer or lender. It is unlikely you have gap for a title loan, but it is always worth a shot. You mentioned you just straightene...
- I would think they put a lien on the title so that even if the check for the damage is cut to you you will not be able to release the title until the loan is paid off....
What Do People Usually Do?
Asked by Y.I. from Dallas
on November 30, 2007
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My daughter is in junior college and we are trying to plan for the junior and senior year at a regular college. What do people usually do to pay for college? She won'...
Answers
- If i had all my graduate education to do over again - I would have secured a scholarship and NOT have gotten financial aid through the government. I have had a very d...
- First apply for FAFSA on the Web at http://www.fafsa.ed.gov. Even if you do not qualify many of the school loans require that you apply for FAFSA first. Second go to ...
- Go to the financial counselor if she doesnt know which college she wants to go to go to the junior college she goes to now and the financial office should be able to h...
Doing Business with Friends?
Asked by J.T. from Portland
on February 12, 2008
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I have a friend in another state who is in the mortgage industry, and does home loans. Business is very slow right now and her and her husband are having a hard time ...
Answers
- I think you're smart to be worried...we (and 4 other investors) invested a LARGE sum of money with my husband's best friend (our best man) almost 2 years ago by way of...
- Hi! I have been in the mortgage industry for over 20 years, and can assure you that doing business via mail, e-mail and fax is perfectly secure. Your friend would ha...
- DO NOT DO IT !!!!!!! I had a friend of over 20 years (we grew up together) she was a real estate agent. My husband and I went to sell our house and decided we would ...
Advice After Co-signing Goes Bad
Asked by A.B. from Chicago
on January 11, 2010
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My friend cosigned an 18 grand car loan for her daughter. (Yes, I know - big mistake). Her daughter has proceeded to make only one or two payments on the car in the ...
Answers
- I haven't read your other posts, but know if you get a car reposessed, you are not off the hook. The bank will sell the car at auction, and she will be responsible fo...
- Hi A. B first of all your friend's daughter sounds very selfish. Your friend may just have to take a loss on this and pay the loan off to save her credit and see if sh...
- When you co-sign you are responsible for the payments just like the signer is. You are saying that if the first on the loan can't pay then you will. So she either has ...
Buying a House. Is It Really This Hard
Asked by C.Z. from Sioux City
on April 23, 2012
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Ok so long story short me and bf and boys are in a small house. It is a fine fit but we are renting and it was only supposed to be temporary. We thought we had a house...
Answers
- We got pre-approved for a loan, so, no, it wasn't that hard...the hardest thing was finding something we liked. See about getting pre-approved. Good luck!
- When we bought our (first and also after we sold and then bough our current) house we had to be PRE-APPROVED for a loan. At least that is what our realtor wanted us t...
- Building our first home was easy! Did I mention that was twenty years ago and my ex's dad sat on the board of the bank? :p That is the gods truth. My now husband an...
College Help
Asked by S. from Minneapolis
on March 1, 2008
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hello moms,
iam a SAHM of 2 great kids..i am considering going back to school (college). i have never been, i only graduated high school. iam torn between two interes...
Answers
- S., I got my BA traditionally before having kids and graduated with a bunch of student loans. I got my Master's online (mostly). I didn't borrow money while workin...
- Hi S., Why not check out in-home businesses. We have more moms making more than their hubby's! It's fun, less stress & you can be an executive in your own home fo...
- Hi S., I did not start college until my oldest was 2, and I am so glad that I did go back to school! I will have my associate's degree in health sciences in July, I w...
Seeking Help to Get Lower Interest Rates
Asked by B.B. from Jacksonville
on June 19, 2007
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Ok this is a litle bit embarrassing but I want to try to cut down on some of our expenses since we are paying so much for 2 children in daycare (25mth old and 6mth old...
Answers
- Hi, B.. We're in the same boat and one thing that is supposed to help is a prepaid credit card. We are planning on doing that ourselves very soon...we have been told o...
- Hi B.. Sorry to hear about your problem. Daycare is way too expensive now a days but they know people have no choice unfortunately. My husband is a mortgage broker...
- Hi B., I have been working with a company that actually DOES work on your credit report and will constantly be in touch with you letting you know what has been done...
Don't Know If I Should Push or Back Off
Asked by J.C. from Anchorage
on October 22, 2010
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A few months ago my BIL borrowed a large sum of $$ from us. I was mad about it at the time because my husband and I had just cashed in an investment so that I would n...
Answers
- Wow, J., that is hard. Ultimately, I guess since it's your husband's brother, you can't make a huge deal out of this, or it will be harmful to your marriage. I t...
- First of all, nothing wrong in helping out a family in need. However, you gave him as a LOAN, and all loans should be paid back. I would not push hubby to call for i...
- How badly do you need the money? If you can do without, wait a few weeks. If you need it, I'd call BIL myself and ask what the status is of the bike sale. Why didn'...
