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Trying to Clean up My Credit
By paying off the account it moves that account from an older collection, to a .... 2) Call the company with whom you have the collection item - explain to ...
Answers
- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
Debt and What to Do...
Anything over 1 year old will just re-set the clock and then instead of having old collection accounts you will have newer collection accounts (even if they ...
Answers
- Hi R.! Sometimes an extra stream of income can help get yourself out of debt! We have many on our team who have paid off debt and some who have replaced their full t...
- First, go on your credit report and contest everything. Say you paid it off years ago, and were told is was paid off. Use strong words (I PAID this.) If the creditor...
- Hi - sounds like a tricky situation. I am an attorney and have a little experience with this. You might try negotiating with your creditors. Creditors are a little ...
Baptism
If he does he puts it in the collection plate. It is his joy to bring another child to Christ. He does however accept money for funerals and weddings, ...
Answers
- We gave our pastor an envelope with money. He didn't turn it down. But if he does, you could always make a donation in his name. We also invited him to the receptio...
- I think it depends on whether you are a member or regular attender of the church and also what tradition you are in (i.e. Catholic or Protestant?) We are Protestant an...
- B., I guess if it were me, I sure would. It's customary with weddings and funerals, so I would assume that it would be appropriate for baptisms. I'm glad to hear you...
What Are Your Favorite Fun & Silly Children's Songs?
I'd love to send you the first one in the collection (dAYwiTHyOU: aRound the HOuse 1) let me know- take care -J. Helpful? Yes | No Save This Remove This ...
Answers
- Hi J., I strongly suggest you google the Hanen Centre, and look at their CDs. So many children's CDs sing the music way too fast for young children to copy and enj...
- We listen to a CD called "Songs for WiggleWorms". I downloaded it to my IPOD and my DD ( 14 mos) absolutely loves it. We listen to that CD everyday (in the car, in t...
- Veggie Tales : Oh Where Is My Hairbrush!
Baby Blood Cord Banks
Sep 5, 2009 ... cord blood to a public bank You need to have the collection kit with ... window of opportunity for collection once the baby is delivered ...
Answers
- C., I would encourage banking it. I never woudl have thought that my daughter woudl be dignosed with leukemia at the age of 28 months old. This was 12 years ago. Cord...
- Donate the Cord Blood. If more people donated, we wouldn't need to store our own. It's free and you feel good about it. Also, you don't even know it's going on when...
- Keep in mind, some Drs get "kickbacks" so they'll push just about anything... that's my thought. It is extremely expensive. My Dr basically said it's very very expen...
Who Buys Old 78'S/45's and Lp's?
My mom passed away in December leaving me a collection of old music (also books, etc. ... They may have value to someone as a whole as a collection. ...
Answers
- Go online and search "vinyl" or record collectors, or try "Goggling" some of the titles / artists and looking up the current purchase price of individual albums. They...
- Hi K., I'm sorry you lost your mom. My thoughts and prayers are with you. Once you find the value of the items you want to sell, you can place a free ad in the Su...
- Check out http://fortlauderdale.craigslist.org/ (free) and eBay (fee to use). I use eBay to search (that's free) for recent sales of same item. Be ready to write det...
I Need a Special Baby Shower Gift
I thought about buying some books to start a library collection for the baby. ... I love your ideas about a book collection and glider. ...
Answers
- My glider was my very favorite present - hands down.
- Have a wonderful place to SHOP! SAVE...MONEY...TRAVEL...GAS...TIME! Shopping Online - Save 10-80%! www.shoptoearn.net/believeit We have over 800 retailers Organic ...
- I am so with the post about the scrapbook. Great idea! I like to do diaper cakes stuffed full of onesies and bibs etc, but my favorite is a blanket cake. So cute! (Goo...
Ideas for Thomas & Friends
Oct 1, 2009 ... He is a big fan of Thomas & friends and already has a good collection of them. His current wish list includes Emily, James, Hector ,Mavis. ...
Answers
- My son loves, loves, loves James and Emily. James is in a lot of the shows and movies that they have so I don't think that you would be going wrong with him. He is p...
- Just saw the Thomas the Train halloween costume which is cute and can be used year round for dress up/imagination time.
- Lego makes a product line for the little guys called Duplo - the blocks are big and easy to handle - there are some adorable Thomas sets with trains, tracks and build...
Credit Repair
Almost all creditors and collection agencies use computers to store information ... Consumer Credit Counseling typically wont work with collection agencies. ...
Answers
- Hi J., I am a loan officer in WA state. I help people with challenged credit. Our license does not extend to CA, however I have some experience with this. First t...
- I wouldn't use consumer credit counseling if you can avoid it all. My husband and I used it 4 or 5 years ago because we got a little behind and now that we make doubl...
- I've processed mortgage loans for a few years now so I know a little about fixing credit reports. You don't need a company to help you fix your credit report. You can ...
Advice on Books
Sep 21, 2009 ... I would be interested in purchasing the collection for my ... I wantedI got the entire Harry Potter collection most in hardback and unread ...
Answers
- I have 2 ideas, neither of them tested by me, but maybe one will appeal to you. 1~You could email teachers in your district (or drop off flyers at the schools) tell...
- You might check out swaptree.com, if you're at all interested in getting something besides cash for them. My husband and I trade books and DVDs on there all the time,...
- Maybe ebay? Yeah, I know, half price book pays you nothing! Otherwise, you can always donate them and get a tax write off. Good luck.
