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Debt Collection-am I Being Scammed?
During that time we have received loans for vehicles, student loans, my husband even got a personal loan from the bank to buy my engagement ring and various ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
PhD Gift Suggestions?
A nice breif case, a nice desk set, gift cert for dinner out, spa package, girl's night out (or in), help pay student loans? If she is married w/children ...
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- That is soooo exciting! I am a speech therapist (master's only) but I am on the verge deciding to go for the doctorate. Whare does she plan on working? What was her...
- Printed Stationary... From the desk of _________ ___________ PhD.
- I would suggest a book card from Barnes and Noble or Books A Million or one of the other large chains. Next suggestion is a gift card to a Spa. Third suggestion ...
Adult (Technically) Daughter and Boyfriend We Don't Like
We are not poor but we are living very modestly and without help from the state they would have to get a lot more student loans(and both of them are going ...
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- 1st: previous mother, cynthia, you did sound like a "b" with that unsolicited advice. you should have kept it. p.s congrats on the 8 years!! D....my advice would ...
- I used to date the "bad boy" all of the time. After years of hooking up with the wrong men I am now married to a wonderful guy who loves me very much. However, the jou...
- D.: Have you ever heard the old saying ? - The apple doesn't fall very far from the tree?????????????? D. Y.
What Techniques Do You Use for Finances?
We are also paying off student loans for 3 masters degrees which is a huge .... Although my husband and I do not have student loans but were debt free when ...
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- I do the finances in our house and I would advise getting a bill payer account at your bank. I add up all of my bills and then divide that number by the amt. of paych...
- My husband and I use an accounting software. It is the BEST! We use it to keep track of every penny - it really helps you to see where everything goes, so that way if ...
- C., Are you a Savings Angel member? If not you will save HUGE. It is a website that has already began to change my live. I've only been budgeting their way for 2 w...
Do Banks Check Credit Before Giving You an Account?
It really depends on what kind of account it is. i still have my student .... credit to people who really couldn't afford the loan, where given loans. ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Is Montessori Worth the Hassle?
Although, he prob has student loans in the 6 figures and the community college/ state college graduate either has no debt or very little! ...
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- I taught at a Montessori school for 11 years at the toddler level. Although I do agree that a Montessori environment is beneficial, I also agree that it is very price...
- Is it worth it to you? Have you gotten information about Montessor? Do know exactly what it is? My opinion. It wouldn't be worth it. With all you would have to go thro...
- Hi, As a Montessori teacher (tranied at the primary or age 3-6 level) and as a parent of a 19 mo old with a second on the way I would say that cost and quality must b...
Going Back to School?
I have a huge student loan debt, but I don't regret it one bit. I have been a public school teacher for 18 years and love it. I am a few weeks away from ...
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- Go for it! I am a 35 year old single mother of 2. I resigned my full time job an began going to college full time and only working part time about 2 1/2 years ago. I...
- I had my son while I was still in school, only took 2 weeks off and returned. I changed my degree after having him so just graduated last fall and he turned 5 this mon...
- Hi S.! Have you thought about or looked into taking online courses? I did this through Univesity of Phoenix because I wanted to be able to stay home with my kids......
Starting a Budget
listed all bills from student loans, water bills, car payments, average credit card bills etc i got alot of my averaged from our bank we bank with 5/3 bank ...
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- I found it easier to organize by using Quicken. Use your debit card or check book to pay for almost every thing. Use a credit card to pay for your gas but the nex...
- Have you heard of Dave Ramsey? He is a financial advice guru that has a christian base to his savings and getting out of debt plans. Go to: www.daveramsey.com You'...
- It took me a long time to convince my husband to start a budget. He tried reading several of the financial books out there, but none of them hit home with him. Final...
Striking a Balance Between Saving and Spending
Oct 21, 2009 ... My husbandbless his soul is a saver by nature Our house is paid We have no credit card car or student loan debt and have 12+ months of ...
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- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
Explaining Death to a 3 Year Old
I just wanted to say that I am a nursing student that just so happened to do my ... My husband and I told our children that God loans us our grandmas and ...
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- I've only had one similar experience, but I was shocked. My niece was 3 when her father passed away (car accident). She didn't actually go to the funeral, but she w...
- Hi D., My family lost my grandma in April and my three(3) old loved her alot. She too died of cancer. Unfortunately we only had two weeks to deal with it all before...
- Hello D., I feel for your family. I am also Catholic and go to pauline book store in Crestwood for many of my recourses. There number is ###-###-####. I know that t...
