stated income mortgage
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He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
Because you are self employed you will have to go stated income for a loan, ... My husband and I work in the mortgage industry and we deal with credit ...
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- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
Need Legal Advice on Hospital Bills
I work in the mortgage business and I do know that medical collections are not .... My husband and I own a little sawmill, but our income is very little by the ... My sister works at a hospital and unless it's stated somewhere on your ...
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- I'm pretty sure as long as your attempting to make some sort of payment they cannot turn you over to collection. I had a similar thing with my credit card company 10 ...
- first off, you say you are sending several people $20.00 a month? have you talked the business office at your hospital to have all off your bills consolidated into on...
- My husband has thousands of dollars in medical bills. We also get hassled for all of it at one time. My uncle is a DA and we asked him what we should do and he said ...
I Hate Being a Working Mom, Advice Please!
We chose a modest house with a modest mortgage, knowing that I would stay ... My husband and I have his income as our steady income, and that insurance. ...... So I did alot of research and stated my own home biz that I work from my ...
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- I hated working too! I worked very hard bringing my daughter into this world and did not want to miss a single moment or milestone. You will have the rest of your life...
- We cut out special items like cable, newspaper, coffees, going to dinner or movies. We unplug everything or turn off our powerstrips. That alone saved us $41 a month. ...
- You and your husband CAN find a way that works. Stay at home Moms ( my older daughter is one) make sacrifices - use ingenuity - work at home -- any and all of the abo...
Looking for Advice on Credit, Mortgages, Real Estate
Asked by B.K. from Detroit
on July 17, 2009
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Hi Mamas!!
We've decided it's time to buy a house. We are for sure going to stay in MI so we are ready to commit to purchasing a house. We do have a few issues th...
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- My husband is a branch manager at Top Flite Financial in East Lansing. He can help you fix up your credit and see you into your home in the near future. Give him a cal...
- The good news is that it is never too late to start rebuilding your credit--but it can take time. Pull both of your credit reports (maybe go to your bank and have the...
- When we were looking at buying a house our bank told us that even though we had a couple of open credit cards it wasn't enough revolving credit. So I would ask your le...
Pregnant Mama Confused About What My Job!
Asked by M.C. from Chicago
on October 18, 2007
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I am 6 months pregnant and as expected, I'm overly hormonal. I'm in the stage where I am wondering what I'm going to do after the new baby is born. We have figured ou...
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- Here are a few ideas for ya .... 1. http://www.mypowermall.com/mall/34529 and here are some that are through 'ds' companies, but do not require keeping inventory...
- Perhaps your company would be open to a personal work arrangement - part-time/telecommuting. There are many references online on how to approach this topic but if your...
- Hi M., May I suggest to you what's worked for me over the past 3 years? Call toll free 866-673-8937 and someone will call you back immediately. Like me, you probabl...
Living on Credit Cards
Asked by M.L. from Chicago
on April 15, 2009
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Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful.
Our credit score is excellent, we manage to pay things on ti...
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- I don't have much advise to give you, just suggestions. There are good credit counseling companies, but so many scammers as well. Get rid of whatever you can, walk m...
- Google "Free Bankruptcy Advice" and see what pops up. There are plenty of legitimate sites that can help you figure this out. Check out Suze Orman for financial plan...
- Have you called your credit card companies to get on a payment plan? I suggest sitting down with a friend or family member who has been financially stable/responsible...
Husband Problems
Asked by H.H. from Tulsa
on November 13, 2007
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My husband left his job seven months ago because it was too "stressful" for him and he no longer wanted to work in the "corporate world". Well, he was the "breadwinne...
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- I would totally say he is bipolar. Go google it and look at the symptoms. My husband is bipolar, and before the diagnoses, I would have told you he was the biggest j...
- First step: cut up the credit cards. Seriously. Get out a pair of scissors right now and do it, then call the credit card companies and cancel all the cards. The de...
- Wow. That is unacceptable. First of all take the credit cards away. I think it is a good idea that you go to counseling. Really...he should go. BUT I would draw the l...
Dilemma with My mother...advice Needed. Kinda Long
Asked by R.D. from Houston
on September 27, 2008
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I will try to sum this up and keep it as short as possible.
2 years ago i went thru a divorce from my 2.5yo father. he is an alcoholic, and was becoming abusive. I w...
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- Get a lawyer and remember that you all are paying the majority, but I don't know what can be done legally and whether or not you do/do not own the entire property your...
- I am so sorry, but the best advice I can give is to either get out or get her out. If she is willing you can do a deed transfer where you just transfer the house in to...
- YOur children need to be your priority. First your husband, then your kids. Your mother should respect that. Find an option that does not include your living at you...
Just Some Much-needed Advice
Asked by J.M. from Philadelphia
on February 23, 2009
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Please help...I am miserable and I don't know what to do. I've been really contemplating a divorce from my husband of almost 10 years for quite some time now. We are...
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- I have to repeat the suggestions for you and your husband to read Total Money Makeover by Dave Ramsey. I also want to suggest that you and your husband read The 5 Lov...
- J., it sounds like you are so far in debt that you can't see the way out and stress like that can cause anybody to feel resentment or anger towards a loved one who may...
- Such a hard decision!!! I am going through a somewhat similar situation. For many, many years I've been trying to decide whether to leave or stay with my husband. I...
Advice on Finanaces
Asked by K.D. from Philadelphia
on September 28, 2008
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Hi Everyone,
My husband and I are having quite a bit of trouble staying afloat with all our bills lately, and I'm wondering if anyone has advice about what we can do....
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- I hear you. This is tough. I was in banking for 20 years, and right now I'm helping to facilitate a course at our church called, "Financial Peace University", by Dave...
- Hi K., I know what you guys are going through. We've been going through something similar as well. My husband is a chef and has been picking up catering on the si...
- Wow K., sounds like you're telling MY story!!! I'm in the same position. Some of the things I've done are eliminating eating out, including lunches, cancelled any ex...
